# Best Banking as a Service (BaaS) Software - Page 3

## How Many Banking as a Service (BaaS) Software Products Does G2 Track?

**Total Products under this Category:** 62

### Category Stats (Aug 2026)

- **Average Rating:** 4.29/5 The average rating of products in this category, based on all submitted ratings

_Last updated: August 01, 2026_

## How Does G2 Rank Banking as a Service (BaaS) Software Products?

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 300+ Authentic Reviews
- 62+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

### [finhost](https://www.g2.com/products/finhost/reviews)

Finhost is a New Generation In Digital Banking Services. Highload digital white-label banking platform that helps financial businesses to grow fast, scalable and reliable. Our solution provides you with ready-made integrations with various financial providers to start offering payment rails, cards and other banking operations up to a month.

#### Who Is the Company Behind finhost?

- **Seller:** [Docode](https://www.g2.com/sellers/docode)
- **Year Founded:** 2018
- **HQ Location:** Tallinn, EE
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=3ad3f16ce2921c2afb0b8e896763650de77de071e8eb6da68cc12116ab2902a4&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffinhost&secure%5Burl_type%5D=linkedin_company_website)  
19 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 100% Small

### [Frollo Open Banking Platform](https://www.g2.com/products/frollo-open-banking-platform/reviews)

The Frollo Open Banking platform helps businesses collect and use Open Banking (CDR) data. It's a complete solution for consent management and CDR data collection, with plug & play access to Open Banking powered products like 'Statement of Financial Position' and 'Personal Finance Management. All available through SDK (including UI) and APIs.

#### Who Is the Company Behind Frollo Open Banking Platform?

- **Seller:** [Frollo Australia Pty LTD](https://www.g2.com/sellers/frollo-australia-pty-ltd)
- **Year Founded:** 2016
- **HQ Location:** North Sydney, AU
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=d2d0a2d573902107013293ecfac88589f73465228eb412c41b2e77ba05b36594&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ffrollo&secure%5Burl_type%5D=linkedin_company_website)  
30 employees on LinkedIn®

### [Gigadat](https://www.g2.com/products/gigadat/reviews)

Gigadat is a team comprised of Canadian payment experts who understand e-merchant needs and requirements, as well as their industry specifics to create a reliable, convenient and secure payments ecosystem, designed to support consumers, e-merchants and financial institutions! With almost 96% of financial transactions and payments becoming digital in the two last decades across Canada, we decided to develop ergonomic and efficient online banking payment solutions to connect Canadian consumers with global e-merchants and service providers.

#### Who Is the Company Behind Gigadat?

- **Seller:** [Gigadat](https://www.g2.com/sellers/gigadat)
- **Year Founded:** 2013
- **HQ Location:** Winnipeg, CA
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=dff3e7e5c0d388003cd55087f9bce3ea5d551cb1489390348f06c006612e1071&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fgigadat-solutions-inc&secure%5Burl_type%5D=linkedin_company_website)  
43 employees on LinkedIn®

### [Griffin](https://www.g2.com/products/griffin/reviews)

Griffin is a new wholesale ("infrastructure"‚ã) challenger bank in the UK. We provide a technology platform to fintechs that need custodial accounts and access to interbank payments. All of our technical systems are built from scratch, enabling us to move faster than existing banks burdened by legacy tech. We also provide fully integrated compliance solutions so that our clients can satisfy KYC and AML requirements in real time.

**Average Rating:** 4.8/5.0

**Total Reviews:** 2

#### Who Is the Company Behind Griffin?

- **Seller:** [Griffin Bank Ltd](https://www.g2.com/sellers/griffin-bank-ltd)
- **HQ Location:** London, GB
- **Twitter:** @griffinbank  
385 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=dc06667fefe6b85498626a680a4ba46f7f315732148608133fd5e28ba19386c5&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fgriffin-bank%2F&secure%5Burl_type%5D=linkedin_company_website)  
132 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 50% Medium, 50% Small

#### What Are Recent G2 Reviews of Griffin?

**["The bank you can build on"](https://www.g2.com/survey_responses/griffin-review-10386726)**

**Rating:** 4.5/5.0 stars

_— Sanchit M._

[Read full review](https://www.g2.com/survey_responses/griffin-review-10386726)

**["Griffin has been an excellent tool for our team! It's incredibly easy to use,"](https://www.g2.com/survey_responses/griffin-review-10726372)**

**Rating:** 5.0/5.0 stars

_— Ansuman D._

[Read full review](https://www.g2.com/survey_responses/griffin-review-10726372)

### [Hoppa](https://www.g2.com/products/hoppa/reviews)

Hoppa's embedded finance solution enable your business to issue cards, accounts, exchange, wallet and global money movement capabilities and add a revenue engine to your business. Launch embedded finance in weeks with our fully managed solution. Pre-built UI components, managed compliance, and single-line integration. Complete control over your financial product with our APIs and Flutter source code. Enterprise-grade infrastructure for your custom integration.

#### Who Is the Company Behind Hoppa?

- **Seller:** [HOPPA](https://www.g2.com/sellers/hoppa)
- **HQ Location:** N/A
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7886df2ed926834e5eb248c77dcfa8e5c815d3ab1f0fe3132ced0dba45868834&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2FNo-Linkedin-Presence-Added-Intentionally-By-DataOps&secure%5Burl_type%5D=linkedin_company_website)  
1 employees on LinkedIn®

### [Hubuc](https://www.g2.com/products/hubuc/reviews)

Global Card Issuing and Payment Processing Engine

#### Who Is the Company Behind Hubuc?

- **Seller:** [HUBUC](https://www.g2.com/sellers/hubuc-6286b33f-b558-4a3e-b02c-e3f3822af8de)
- **Year Founded:** 2020
- **HQ Location:** Barcelona, ES
- **Twitter:** @hubuchq  
374 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=3baf1562077ca27244308374021c1659de70a957df44ea949e6a4bf2b2a1de75&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fhubuc%2F&secure%5Burl_type%5D=linkedin_company_website)  
3 employees on LinkedIn®

### [i2c](https://www.g2.com/products/i2c/reviews)

An award-winning global financial technology innovator powering credit, debit, prepaid, core banking, and money movement solutions, i2c unifies banking and payments in an all-in-one platform, transforming product personalization with a customer-centric architecture and accelerating speed-to-market with composable building-block solutions. Financial institutions and fintechs globally trust i2c to help them quickly and efficiently configure and scale differentiated financial offerings in an evolving, competitive market. Powered by innovation and driven by trust for more than 25 years, i2c blends modern ingenuity with expert reliability to supercharge exceptional banking and payments experiences for millions of users and billions of transactions worldwide.

#### Who Is the Company Behind i2c?

- **Seller:** [I2cinc](https://www.g2.com/sellers/i2cinc)
- **Year Founded:** 2001
- **HQ Location:** Redwood City, US
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=ecf95e069aca3a41ee832428d8e9602e9fd203f9602647d3f2c83ef7e4a1ed8c&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fi2c-inc&secure%5Burl_type%5D=linkedin_company_website)  
1,776 employees on LinkedIn®

### [ipeakoin](https://www.g2.com/products/ipeakoin/reviews)

An institution-grade global cash management platform. iPeakoin is committed to bridging the gap between traditional finance and crypto, and to providing a one-stop shop for diversified and globalized cash management with technology. So far, iPeakoin has launched key products, including Crypto Wallet, Global Account, Quantum Virtual Card, and Particle Treasury.

#### Who Is the Company Behind ipeakoin?

- **Seller:** [iPeakoin](https://www.g2.com/sellers/ipeakoin)
- **Year Founded:** 2019
- **HQ Location:** Singapore City, SG
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7886df2ed926834e5eb248c77dcfa8e5c815d3ab1f0fe3132ced0dba45868834&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2FNo-Linkedin-Presence-Added-Intentionally-By-DataOps&secure%5Burl_type%5D=linkedin_company_website)  
19 employees on LinkedIn®

### [Kanastra](https://www.g2.com/products/kanastra/reviews)

An asset management platform that offers bank services, debt issuance, book-keeping, distribution, passive management, and mirroring and gives access to real-time analytics and structured data, enabling investors and originators to invest with freedom and minimize the time spent.

#### Who Is the Company Behind Kanastra?

- **Seller:** [Kanastra](https://www.g2.com/sellers/kanastra)
- **Year Founded:** 2022
- **HQ Location:** Uberlândia, BR
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=5d7008de80977d7fbb70c0963f0e58a6b1eafb6e71e04f44aee3a216a136c6ce&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fkanastra&secure%5Burl_type%5D=linkedin_company_website)  
124 employees on LinkedIn®

### [kiya.ai](https://www.g2.com/products/kiya-ai/reviews)

Kiya.ai's Cloud-based Core Banking Solution is a comprehensive, secure, and cloud-native platform designed to modernize banking operations. It automates core banking functions, ensuring accurate accounting, regulatory compliance, and effective decision-making. This solution supports the entire business operations of a bank—from front-office activities to back-office processes and accounting—benefiting a wide range of stakeholders, including tellers, branch officers, loan officers, clerks, managers, business heads, back-office operators, auditors, and the CXO team. Key Features: - Effective Customer Onboarding: Streamlines the process of acquiring new customers, enhancing their initial experience. - 24x7 Availability: Ensures uninterrupted banking services, catering to customers' needs at any time. - Multi-channel & Multi-lingual Support: Provides a consistent banking experience across various channels and languages, accommodating diverse customer bases. - In-built Workflow and Fund Management: Automates internal processes and fund management, improving operational efficiency. - Real-time Financial Monitoring: Offers immediate insights into financial metrics, aiding in prompt decision-making. - Customized MIS and Regulatory Reports: Generates tailored management information systems and compliance reports to meet specific organizational needs. Primary Value and Solutions: Kiya.ai's Cloud-based Core Banking Solution addresses the dynamic challenges of the fintech industry by delivering: - Enhanced Customer Experience: Delivers a seamless experience across multiple banking channels, meeting evolving customer expectations. - Faster Decision-Making: Provides immediate access to analytical dashboards, supporting informed management decisions. - Enhanced Scalability: A fully parameterized solution that enables the seamless launch of new products and the advancement of existing ones without extensive coding. - New Revenue Streams: Facilitates upselling and cross-selling of personalized products tailored to customer needs, driving revenue growth. - Reduced Operational and Support Costs: Automates routine activities, increasing efficiency and reducing manual efforts. - Highly Agile Solution: Provides a common integrated platform for various supporting and satellite solutions, ensuring adaptability to changing business requirements. By implementing this solution, banks can modernize their operations, enhance customer satisfaction, and maintain a competitive edge in the rapidly evolving financial landscape.

#### Who Is the Company Behind kiya.ai?

- **Seller:** [Infrasoft](https://www.g2.com/sellers/infrasoft)
- **Year Founded:** 1995
- **HQ Location:** Mumbai, IN
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=1eab5250e1bd2e1cb72c1d5861a07cbe2172b4b1a2a388ebffaf42390ebcad21&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fkiya-ai%2F&secure%5Burl_type%5D=linkedin_company_website)  
1,085 employees on LinkedIn®

### [Kobble](https://www.g2.com/products/kobble/reviews)

Kobble is an innovative financial technology platform designed to accelerate the deployment of new financial products through AI-powered, modular Banking-as-a-Service (BaaS) solutions. Our platform empowers banks, non-bank financial institutions, fintechs, and retailers to build and scale financial products with agility and ease. By leveraging Kobble’s modular architecture, you can seamlessly integrate: ● Digital Wallets - Apple & Google Pay ● Retail & Corporate Ledger ● Virtual account (BSB/Acc & PayID) ● Payment rails (DE, NPP, PayTo & Acquiring) ● Card issuing (prepaid, debit & bin sponsorship) ● FX / Remittance Services\* ● Multi-Currency accounts\* ● Rewards & loyalty solutions\* ● KYC, liveness, PEP & Sanctions ● Personal financial management & enrichment ● Transaction monitoring (AML, fraud and scam monitoring) ● Open banking\* ● White label options\* ● AFSL licensing Why Kobble? - Cost Optimised: Built to be cost effective, secure and accessible. - Speed to Market: Launch comprehensive transactional banking capabilities, fast. - Seamless Modular Integration: Integrate into existing infrastructure or green field applications. - Regulatory Compliance: Benefit from our AML, KYC, and regulatory reporting, minimising your operational requirements. - AI Focussed: The AI revolution isn't coming - it's here. And we aren't just participating in this shift - we're architecting it. - Robust Roadmap: Continue to expand your offering further with our upcoming capabilities. - Launch Globally: With various upcoming markets planned, grow your offering globally with Kobble. - Dedicated Customer Support: Access dedicated support to ensure success at every step of the journey.

#### Who Is the Company Behind Kobble?

- **Seller:** [Kobble](https://www.g2.com/sellers/kobble)
- **Year Founded:** 2024
- **HQ Location:** Melbourne, AU
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=26f99abfc7064c42bd935f708ca6158974d2e522506b2553ef1334e1309eb4a9&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fkobble-au%2F&secure%5Burl_type%5D=linkedin_company_website)  
3 employees on LinkedIn®

### [Kooltra](https://www.g2.com/products/kooltra/reviews)

Kooltra is a worldwide leader in end-to-end foreign exchange and global payments infrastructure. The Kooltra Platform empowers financial institutions with scalable technology that accelerates revenue growth, reduces operating costs, streamlines compliance, and automates regulatory reporting. By bringing employees and customers together on a single cloud-based platform, the digital experience is optimized. This results in streamlined customer onboarding, dealing, settlements & multi-currency payments with a transparent view for each department into the customer and transaction lifecycle. Bringing an entirely new approach to the foreign exchange technology stack, Kooltra is a SaaS company with deep domain knowledge supported by a world class engineering team.

**Average Rating:** 4.9/5.0

**Total Reviews:** 8

#### Who Is the Company Behind Kooltra?

- **Seller:** [Kooltra](https://www.g2.com/sellers/kooltra)
- **Year Founded:** 2022
- **HQ Location:** Toronto, ON, Canada
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=fc9d45a5553247f9475fd80fdc4744a378cfc8fed338035ce215e52e90e6468e&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fkooltra%2F&secure%5Burl_type%5D=linkedin_company_website)  
33 employees on LinkedIn®

#### Who Uses This Product?

- **Top Industries:** Financial Services
- **Company Size:** 38% Medium, 38% Small

#### What Do G2 Reviewers Say About Kooltra?

_AI-generated summary from verified user reviews_

##### Pros

- Users find Kooltra's interface to be **intuitive** , enabling seamless navigation and efficient use of its capabilities.
- Users value Kooltra's **reliability** , noting its consistent performance and effective support for FX trading and payments.
- Users praise Kooltra's **fantastic customer support** , highlighting their quick and effective assistance in meeting user needs.
- Users value Kooltra for its **ease of use** , highlighting clear interfaces that enhance user experience and efficiency.
- Users highlight Kooltra's **exceptional efficiency** , noting rapid turn-around times and adaptable solutions for various needs.

#### What Are Recent G2 Reviews of Kooltra?

**["Kooltra's technology is cutting edge and their team is simply magnificent. A world-class partner!"](https://www.g2.com/survey_responses/kooltra-review-10395690)**

**Rating:** 5.0/5.0 stars

_— Pedro B._

[Read full review](https://www.g2.com/survey_responses/kooltra-review-10395690)

**["Flexible, Scalable and Robust"](https://www.g2.com/survey_responses/kooltra-review-10396042)**

**Rating:** 5.0/5.0 stars

_— Daniel C._

[Read full review](https://www.g2.com/survey_responses/kooltra-review-10396042)

### [LarkFinserv](https://www.g2.com/products/larkfinserv/reviews)

Lark Finserv is building the digital infrastructure layer for lending against securities in India. We enable instant, paperless credit access to retail and institutional investors by partnering with capital market players, wealth managers, and fintechs. Our platform seamlessly connects investors, lenders, and market infrastructure — making LAS fast, compliant, and scalable. From API-first integrations to plug-and-play credit solutions, Lark is pioneering the future of embedded finance in capital markets.

#### Who Is the Company Behind LarkFinserv?

- **Seller:** [LarkFinserv](https://www.g2.com/sellers/larkfinserv)
- **Year Founded:** 2023
- **HQ Location:** NOIDA , IN
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=c9fcd5a43e00bd328f7a9ed53888eb00cae4460b0f3b19eb2f49ea791260c626&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Flark-loan-against-mutual-fund%2F&secure%5Burl_type%5D=linkedin_company_website)  
19 employees on LinkedIn®

### [Layer](https://www.g2.com/products/layer-digital-solutions-layer/reviews)

The Open Digital Banking Platform is built with a solid and secure architecture. It comes on top of your existing banking systems centralizing all your data and communications.

#### Who Is the Company Behind Layer?

- **Seller:** [Layer Digital Solutions](https://www.g2.com/sellers/layer-digital-solutions)
- **HQ Location:** N/A
- **Twitter:** @ubanquity  
109 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=7886df2ed926834e5eb248c77dcfa8e5c815d3ab1f0fe3132ced0dba45868834&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2FNo-Linkedin-Presence-Added-Intentionally-By-DataOps&secure%5Burl_type%5D=linkedin_company_website)  
1 employees on LinkedIn®

### [MatchMove](https://www.g2.com/products/matchmove/reviews)

MatchMove makes it easy for your users to move digital cash securely. Your customers and even your employees can make purchases online and offline, send or receive money from and to anywhere globally, and get credit effortlessly. Its safe, easy and fast.

#### Who Is the Company Behind MatchMove?

- **Seller:** [MatchMove Pay](https://www.g2.com/sellers/matchmove-pay)
- **Year Founded:** 2009
- **HQ Location:** Singapore, SG
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=a3676203bb96e0d47a7a33653088ebc87e797dd815bd99c7ce2cf2f6175f9ce4&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fmatchmove&secure%5Burl_type%5D=linkedin_company_website)  
107 employees on LinkedIn®

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[Browse Banking as a Service (BaaS) Themes](/categories/banking-as-a-service-baas/themes)

 ![Nathan Calabrese](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan Calabrese")
NC

Researched and written by [Nathan Calabrese](https://research.g2.com/insights/author/nathan-calabrese)

Updated October 3, 2024

Banking as a Service (BaaS) solutions integrate financial products into non-financial service-businesses using APIs. BaaS providers partner with licensed banks, package the partner banks’ products (checking and savings accounts, credit cards, payment processing, etc.) with their own technology and make the bundle available via APIs to their customers. BaaS solutions are often white-labeled or co-branded to allow consistent branding for users. BaaS providers are the tech-enabled middle layer between non-financial services businesses who want to offer financial products and the banks themselves.

BaaS solutions work by using financial data APIs to connect to financial data and products and allowing non-financial services companies to embed a variety of financial products within their own solutions. BaaS users, which include fintechs, neobanks, and non-financial services companies like e-commerce organizations, may opt to embed a bank’s existing financial products within their own solutions, or they may use BaaS tools to access the bank’s customers’ financial data and build their own, white labeled financial products. BaaS removes a large portion of the regulatory and compliance challenges that come along with expanding into financial services, freeing up non-financial services businesses to focus on their core business while expanding the breadth of their offerings.

BaaS solutions rely on [Financial Data APIs](https://www.g2.com/categories/financial-data-apis) to connect to financial data and embed banking products in non-financial services solutions.

To qualify for inclusion in the Banking as a Service (BaaS) category, a product must:

- Utilize APIs to connect to financial data
- Partner with licensed banks
- Embed banking products in non-financial services solutions
- Provide users with compliance infrastructure

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