--- title: You Need A Budget Reviews meta\_title: 'You Need A Budget Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 30 reviews by the users' company size, role or industry to find out how You Need A Budget works for a business like yours. aggregate\_rating: rating\_value: 4.5 review\_count: 30 scale: '5' date\_modified: '2026-08-07' parent\_category: name: Accounting & Finance url: https://www.g2.com/categories/accounting-finance --- ### You Need A Budget Pros and Cons: Top Advantages and Disadvantages #### Quick AI Summary Based on G2 Reviews Generated from real user reviews Users rave about the **fantastic customer support** offered by You Need A Budget, enjoying engaging and helpful support videos. [(1 mentions)](https://www.g2.com/products/you-need-a-budget/reviews?filters%5Bsentiment_snippet%5D=1847789&qs=pros-and-cons#reviews) Users appreciate the **ease of use** of You Need A Budget, seamlessly integrating various accounts for tracking. [(1 mentions)](https://www.g2.com/products/you-need-a-budget/reviews?filters%5Bsentiment_snippet%5D=1847812&qs=pros-and-cons#reviews) Users love the **easy-to-use interface** that allows for comprehensive tracking of finances and accounts seamlessly. [(1 mentions)](https://www.g2.com/products/you-need-a-budget/reviews?filters%5Bsentiment_snippet%5D=1847824&qs=pros-and-cons#reviews) Users find YNAB to be **too expensive** over time, especially when cheaper alternatives are available. [(1 mentions)](https://www.g2.com/products/you-need-a-budget/reviews?filters%5Bsentiment_snippet%5D=2009999&qs=pros-and-cons#reviews) Users experience **sync issues** with YNAB, particularly with unlinked accounts and occasional transaction misses, but find it manageable. [(1 mentions)](https://www.g2.com/products/you-need-a-budget/reviews?filters%5Bsentiment_snippet%5D=1847774&qs=pros-and-cons#reviews) ### Top Pros or Advantages of You Need A Budget ##### 1. Customer Support Users rave about the **fantastic customer support** offered by You Need A Budget, enjoying engaging and helpful support videos. [ See 1 mentions ](https://www.g2.com/products/you-need-a-budget/reviews?filters%5Bsentiment_snippet%5D=1847789&qs=pros-and-cons#reviews) See Related User Reviews ND Nicole D. Small-Business (50 or fewer emp.) 5.0/5 "Great customer service and feature updates" What do you like about You Need A Budget? The user interface is easy to get used to. I like that I can choose if I want to have an account in there to budget or just track and include all my l ##### 2. Ease of Use Users appreciate the **ease of use** of You Need A Budget, seamlessly integrating various accounts for tracking. [ See 1 mentions ](https://www.g2.com/products/you-need-a-budget/reviews?filters%5Bsentiment_snippet%5D=1847812&qs=pros-and-cons#reviews) See Related User Reviews ND Nicole D. Small-Business (50 or fewer emp.) 5.0/5 "Great customer service and feature updates" What do you like about You Need A Budget? The user interface is easy to get used to. I like that I can choose if I want to have an account in there to budget or just track and include all my l ##### 3. User Interface Users love the **easy-to-use interface** that allows for comprehensive tracking of finances and accounts seamlessly. [ See 1 mentions ](https://www.g2.com/products/you-need-a-budget/reviews?filters%5Bsentiment_snippet%5D=1847824&qs=pros-and-cons#reviews) See Related User Reviews ND Nicole D. Small-Business (50 or fewer emp.) 5.0/5 "Great customer service and feature updates" What do you like about You Need A Budget? The user interface is easy to get used to. I like that I can choose if I want to have an account in there to budget or just track and include all my l ### Top Cons or Disadvantages of You Need A Budget ##### 1. Expensive Users find YNAB to be **too expensive** over time, especially when cheaper alternatives are available. [ See 1 mentions ](https://www.g2.com/products/you-need-a-budget/reviews?filters%5Bsentiment_snippet%5D=2009999&qs=pros-and-cons#reviews) See Related User Reviews ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") U Verified User Small-Business (50 or fewer emp.) 0.0/5 "A Once Great App No Longer Innovates" What do you dislike about You Need A Budget? Once you know what you are doing, YNAB becomes just another expense. As a 10 year user of YNAB it's just become too expensive. My habits are already ##### 2. Sync Issues Users experience **sync issues** with YNAB, particularly with unlinked accounts and occasional transaction misses, but find it manageable. [ See 1 mentions ](https://www.g2.com/products/you-need-a-budget/reviews?filters%5Bsentiment_snippet%5D=1847774&qs=pros-and-cons#reviews) See Related User Reviews ND Nicole D. Small-Business (50 or fewer emp.) 5.0/5 "Great customer service and feature updates" What do you dislike about You Need A Budget? I have some accounts that can't be linked to YNAB so for those, I have to upload a transactions file from my bank or store credit card. About once per ## Top-Rated Alternatives [ ![Invoiced](https://images.g2crowd.com/uploads/product/hd_favicon/6df3ace2c4c3f392af4943e60ad7aeed/invoiced.svg "Invoiced") Invoiced 4.5/5(414) ](https://www.g2.com/products/invoiced/reviews) [ ![Billtrust](https://images.g2crowd.com/uploads/product/hd_favicon/3c2075b25f50a15a5bad225121cf7385/billtrust.svg "Billtrust") Billtrust 4.4/5(511) ](https://www.g2.com/products/billtrust/reviews) [ ![Tesorio](https://images.g2crowd.com/uploads/product/hd_favicon/70edc862cb5a87555e62dd97b5d08742/tesorio.svg "Tesorio") Tesorio 4.7/5(240) ](https://www.g2.com/products/tesorio/reviews) [ View All Alternatives ](https://www.g2.com/products/you-need-a-budget/competitors/alternatives) ND Nicole D. Owner Music Small-Business (50 or fewer emp.) 10/25/2024 "Great customer service and feature updates" 5/5 What do you like best about You Need A Budget? The user interface is easy to get used to. I like that I can choose if I want to have an account in there to budget or just track and include all my loan accounts too. I've also started tracking my Venmo and PayPal account too so I can show all my self-employed income in one place. The customer support has been fantastic too. Their support videos are so fun to watch! Review collected by and hosted on G2.com. What do you dislike about You Need A Budget? I have some accounts that can't be linked to YNAB so for those, I have to upload a transactions file from my bank or store credit card. About once per year there are a few transactions that get missed importing from my credit card company, but I had a lot more issues with this when I used Mint, so I realize bugs like that are inevitable. YNAB makes it easy to mark which transactions you've double checked against credit card statements and see where you left off, though, so it's been much easier to use than others I've tried. Review collected by and hosted on G2.com. What problems is You Need A Budget solving and how is that benefiting you? It helps me track my spending and plan what funds I will have in the future, as well as plan how long it will take to pay off debt. (Please note: in the above question, there was only one option appearing, and I would like to have added "tracking spending and budgeting". Review collected by and hosted on G2.com. Show More 4/28/2025 Current UserValidated ReviewerSource: Organic ![Verified User in Individual & Family Services](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Individual & Family Services") UI Verified User in Individual & Family Services Small-Business (50 or fewer emp.) 1/21/2025 "A Once Great App No Longer Innovates" 0/5 What do you like best about You Need A Budget? YNAB is great for people trying to get out of debt. If you don't have a good process, YNAB is a great place to start. Review collected by and hosted on G2.com. What do you dislike about You Need A Budget? Once you know what you are doing, YNAB becomes just another expense. As a 10 year user of YNAB it's just become too expensive. My habits are already formed and I can find cheaper software that "actual"ly works just as well. Review collected by and hosted on G2.com. What problems is You Need A Budget solving and how is that benefiting you? YNAB helps me budget and track my income and spending. I give every dollar a job and ensure I'm staying 1 month ahead of my expenses. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Thank You page AG Allan G. Small-Business (50 or fewer emp.) 3/7/2023 "YNAB gives a fresh perspective on budgeting" 4.5/5 What do you like best about You Need A Budget? Concept of giving every dollar a job, as well as visibility to the age of money. (How long will your funds last if you were not receiving income.) Easy to use program that provides a powerful concept that makes budgeting fun. Review collected by and hosted on G2.com. What do you dislike about You Need A Budget? Pricing increases for the app have increased a decent amount, but I guess you get what you pay for. Review collected by and hosted on G2.com. What problems is You Need A Budget solving and how is that benefiting you? Putting money aside to be able to pay for real-time and emergency expenses Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Ana T.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Ana T.") AT Ana T. Consultor de Marketing Marketing and Advertising Small-Business (50 or fewer emp.) 12/6/2022 "It changed my budget management in personal and business life" 4.5/5 What do you like best about You Need A Budget? I like the simple way it organizes the information and the fact that 1 cent does not escape the budget. This puts me in control of my financial life and gives me mental rest and time for other things. Review collected by and hosted on G2.com. What do you dislike about You Need A Budget? The app is very simple in terms of the browser. I can't see the reports as I would like. But otherwise it is very well adapted with regard to other features. Congratulations. Review collected by and hosted on G2.com. What problems is You Need A Budget solving and how is that benefiting you? In this way I manage to distribute the available money by the various monthly, annual and sporadic budgets. I always know what to count on and nothing escapes. The performance of your business and personal life has increased. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic Review from User Profile ![António P.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "António P.") AP António P. Brand Strategist Small-Business (50 or fewer emp.) 12/6/2022 "The best Personal Finance Management software I found" 5/5 What do you like best about You Need A Budget? The budget management feature, bank integration, and user-friendly, well-designed interface. Review collected by and hosted on G2.com. What do you dislike about You Need A Budget? The reports are limited by default; I'd like more report options without exporting the data. There are ways to overcome this limitation by using an external tool. Review collected by and hosted on G2.com. What problems is You Need A Budget solving and how is that benefiting you? Keeping track of my income and expenses. By tracking my income and expenses, I can identify where my money is going, set financial goals, and create a budget that works for me. Review collected by and hosted on G2.com. Show More 2/1/2024 Current UserValidated ReviewerIncentivizedSource: G2 invite ![Verified User in Non-Profit Organization Management](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Non-Profit Organization Management") UN Verified User in Non-Profit Organization Management Small-Business (50 or fewer emp.) 8/8/2022 "The most comprehensive personal budgeting service on the market" 4/5 What do you like best about You Need A Budget? YNAB leaves no stone unturned in terms of personal budgeting options and features, as well as dressing this is an extremely intuitive UI and stunning design. There's nothing more I would want access to. Review collected by and hosted on G2.com. What do you dislike about You Need A Budget? I feel the yearly price could be cheaper, and the learning curve is pretty steap. Support for banks outside of North America would be a massive upgrade for the product. Review collected by and hosted on G2.com. What problems is You Need A Budget solving and how is that benefiting you? We need an easy-to-use and intuitive budgeting system that coaches you through the process and syncs between multiple devices/users. YNAB does all of this with ease. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Nicole W.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nicole W.") NW Nicole W. Freelance Writer/Editor Small-Business (50 or fewer emp.) 12/20/2021 "Easily manage financial goals and spending" 4/5 What do you like best about You Need A Budget? I love that it syncs with my bank accounts to automatically update transactions and reconcile accounts. It's easy to track spending and make sure you didn't miss anything. No more mismatched balances that could take hours to resolve! Review collected by and hosted on G2.com. What do you dislike about You Need A Budget? It's not totally intuitive. It has a bit of a learning curve compared to other budgeting apps. It has certain features that annoy me like if you transfer money from one category to another that counts against your budgeted amount for that category, so the system prompts you to put that amount back, even though transferring money to another category is sometimes the only way to balance your budget. Transfers should count against the budgeted amount. Review collected by and hosted on G2.com. Recommendations to others considering You Need A Budget: Check out the blog articles and videos before you get started to help you get an idea of how to properly use the different categories and functions. It saves time and frustration in the long run if you get it setup properly the first time. It's not as easy to figure out as you go as you'd think. Review collected by and hosted on G2.com. What problems is You Need A Budget solving and how is that benefiting you? It helps me track and manage spending and keep business income and expenses separate from personal even without a separate business account. It makes things a lot simpler come tax time since I can transfer the expenses into a spreadsheet for write offs. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Caleb B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Caleb B.") CB Caleb B. Design Engineer Small-Business (50 or fewer emp.) 12/29/2021 "So powerful and intuitive for personal finances" 4.5/5 What do you like best about You Need A Budget? I like the tools behind YNAB the most. My favorite of all the tools is the automatic budget feature you can use for each category when you set up a budget for the coming month. It gives you the average you spend in that category, the lowest you spent, and what you spent last month. Then you can just tap one of those and it will automatically fill in that category. Sooo helpful. Review collected by and hosted on G2.com. What do you dislike about You Need A Budget? What I dislike is that YNAB has so much ability to input accounts and do transfers between the accounts, there's actually quite a learning curve when understanding how to effectively run your budget. It definitely takes some work to understand all the tools. Also, YNAB doesn't have a free version. So if you want to use this app, you have to pay for it and that is also a bit frustrating. Review collected by and hosted on G2.com. What problems is You Need A Budget solving and how is that benefiting you? Quite simply, I'm using YNAB to solve the problem of my finances. It just makes budgeting much easier than it could be otherwise. I've realized that YNAB's tools just make the tracking of expenses behind my finances easier. And it just helps give the information you need to make good financial decisions. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ![Crystal D.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Crystal D.") CD Crystal D. Owner Small-Business (50 or fewer emp.) 1/25/2022 "Fabulously Got Us On TOP Of Our Money!!!!" 5/5 What do you like best about You Need A Budget? I love the simplicity and the language used to get us out of debt and ahead in the various areas of our Spending Plan. Review collected by and hosted on G2.com. What do you dislike about You Need A Budget? Sometimes my credit cards don't want to connect seamlessly (looking at you Target card). Review collected by and hosted on G2.com. Recommendations to others considering You Need A Budget: Their support team is SO HELPFUL! They empathize and assist appropriately. Review collected by and hosted on G2.com. What problems is You Need A Budget solving and how is that benefiting you? As a sole prop, my hubs and I had a hard time relating our bank account totals with how much we wanted to put towards debt and how much we needed to hold on to for upcoming bills (for the biz and for personal items). YNAB answered all of that! Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ![Andrew H.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Andrew H.") AH Andrew H. Education Specialist Small-Business (50 or fewer emp.) 9/21/2021 "You Need a Budget- Yes" 5/5 What do you like best about You Need A Budget? With YNAB, I review my budget every time I spend money. I verify that I am within budget for each category and re-allocate funds if needed. Review collected by and hosted on G2.com. What do you dislike about You Need A Budget? It may seem counter-intuitive that there is a yearly fee for the service. After using YNAB4, which I paid for upfront, I was reluctant to switch to the service model and YNAB5. Since finally making the switch, I am glad I did. I save far more by keeping track of every dollar. The new interface was a bit of a challenge to adapt to - but in the end, it is worth it. I also do not recommend using the automatic feature for importing transactions from your bank account. This seems counter-intuitive to the process of tracking every dollar. Review collected by and hosted on G2.com. What problems is You Need A Budget solving and how is that benefiting you? By using YNAB, I have been able to plan for future expenses and pay down debt. I truly don't think I could manage without it. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: G2 invite ## Work at You Need A Budget? Claim this profile to respond to reviews, update product info, and reach in-market buyers. 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