Worldpay Features

Ability to accept coupons, discounts, promotions, and gift cards.

Ability to charge customers on a recurring basis for subscription-based purchases

Customer data is securely stored so there is no need to repeatedly enter data for multiple purchases

Ability to accept different types of credit and debit cards

Ability to accept and process eChecks and ACH payments as a form of payment

Ability to split payments between merchant and sellers

Supports real time payments

Allows users to process payments in multiple currencies.

Online portal through which end users can access the system, manage tasks, or obtain information

Allows users to process payments in multiple currencies.

Online portal through which end users can access the system, manage tasks, or obtain information

Access pre-built and custom reports and dashboards.

Grant access to select data, features, objects, etc. based on the users, user role, groups, etc.

Turnaround time for money to be transferred to the merchant's bank account

Web form that the merchant can use to enter credit card payments manually (from over the phone, mail, etc) and issue returns or void previous transactions

Process payments from multiple channels such as ACH, mobile, or e-commerce.

Supports levels 1 and 2 for credit card payment processing.

Supports level 3 credit card processing which requires additional data for qualification.

Reports and analytics created from payment data.

The ability to integrate directly with an e-commerce platform in order to create a seamless checkout experience.

Fees associated with processing individual transactions that may be based on a percentage of the purchase or a flat rate.

The ability to integrate with a POS system in order to allow the processing of credit card or mobile payments in a store setting.

Process payments from multiple channels such as ACH, mobile, or e-commerce.

Supports levels 1 and 2 for credit card payment processing.

Supports level 3 credit card processing which requires additional data for qualification.

Integration with payment gateways to facilitate online transactions

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Accept and process cryptocurrency transactions such as Bitcoin

Ensures that the service is building and maintaining a secure network; protecting cardholder data; maintaining a vulnerability management program; implementing strong access control measures; regularly monitoring and testing networks; and maintaining an information security policy

Fraud protection filters such as high risk countries, email service provider risk, high risk BIN, account number velocity, high item number, shipping/billing mismatch, AVS failure, CSC failure, and others

Sensitive data (personal info, CC info, etc) is replaced with non-sensitive equivalent, aka a Token. The tokens act as a reference that maps back to the sensitive data through a tokenization system.

An additional layer of security to prevent fraudulent activity (such as creating an account and verifying an email address and cell phone number)

Support cardholder verification methods for POS transactions.

Support cardholder verification methods for POS transactions.

Allows developers to customize payment form to accommodate their unique processes.

Application Programming Interface - Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc with other software applications.

Provides standard integration with merchant's accounting software

Provides standard integration with merchant's e-commerce software

Payment gateway is consistently available (up-time) and allows users to complete tasks quickly because they are not waiting for the gateway to respond to an action they took. System scales with load.

The gateway supports multiple currencies and languages to enable business from customers in multiple countries

The payment gateway is supported in the country in which the merchant operates

Application Programming Interface—Specification for how the application communicates with other software. API's typically enable integration of data, logic, objects, etc. with other software applications.

Complies with payment card industry (PCI) regulations

Supports EMV chip card and Near Field Communications (NFC) technologies

Provide integration with accounting software and ERP systems.

Provide integration with B2B and B2C e-commerce platforms

Provide integration with accounting software and ERP systems.

Provide integration with B2B and B2C e-commerce platforms

Built-in security to protect payment information in order to prevent fraud and hacking.

The ability to process credit card payments and receive approval or denial of funds from the customer's bank.

The ability to process mobile payments from a mobile wallet or other mobile phone payment app.

The ability to process payments from a digital wallet service or other digital payment method.

Accept and process credit/debit card transactions

Accept and process online payment transactions

Allow customers to make a partial payment on an invoice and track remaining debt

Transactions that typically involve face-to-face interactions between the payer and the payee

Allows customers to check out with wallet payment methods that digitally store credit and debit cards

Process payments from customers and track late or incomplete payments.

Protect against payment fraud and fraudulent transactions.

Support multiple payment methods such as credit and debit cards or bank transfers.

Include features to manage the onboarding of new customers.

Deliver checkout portals that can be customized by users.

Allow users to personalize payments by geographical location.

Provide a portal that merchants can use to track payments.

Define workflows to process different types of payments.

Provide application programming interfaces to integrate with other software solutions.

Include features to manage disputes related to payments.

Analyze payments to identify the value of failed or incorrect payments.

Matches payments with billing and invoices to ensure that customers are charged correctly.

Track the revenue generated by subscriptions and the payments made by customers.

Capability to perform complex tasks without constant human input

Ability to break down and plan multi-step processes

Works across multiple software systems or databases

Improves performance based on feedback and experience

Engages in human-like conversation for task delegation

Anticipates needs and offers suggestions without prompting

Makes informed choices based on available data and objectives

Capability to perform complex tasks without constant human input

Works across multiple software systems or databases

Makes informed choices based on available data and objectives

Works across multiple software systems or databases

Monitors both incoming and outgoing payments to detect fraud, such as fake payees, bank accounts, or unathorized users.

Reviews every transaction in real‑time using rules, pre-defined criteria or a combination of signals to block, flag, or allow transactions.

Allows configuring custom rules/thresholds and adjusting sensitivity for different types of transactions.

Monitoring employee behavior for suspicious activity to detect internal fraud

Track and report on everything that happens within the system or network

Monitor or audit historical and current transactions to analyze customer account activities

Control and manage access to company resources

Work on a set of tasks related to a particular charge, patient, legal issue or any other complex entity or process

Electronically collect payments for goods or services

Track and manage adherence to policies for any service, product, process, or supplier

Uses documents, biometrics, or device fingerprinting to verify that a user is who they claim to be.

Detects unusual login or credential usage and requires additional authentication when a risk is present.

Process of checking different types of data for accuracy to avoid errors or inconsistencies

Builds behavioral baselines to detect deviations in transactions and device usage.

Monitors and blocks automated fraud bots, such as creating fake accounts.

Predict future data based on historical data sets

Analyze and gain insights into data in real-time

Automatically identify unusual behavior

Detection of fraudulent checks to prevent financial losses

Tracks actions of users, rule changes, and other system events in secure logs

Generates customlizable reports for regulatory requirements and ongoing compliance.

Synchronizing data between two or more devices/systems and automatically updating changes to maintain consistency

Monitor or audit historical and current transactions to analyze customer account activities

Workflows that help acquire inventory, issue purchase orders and receive and store items in required quantity

Near-field communication method to share data and process contactless payments

Ability of websites, web applications, or mobile applications to function without an active internet connection

Digitally sign online documents

Store, process, and transmit cardholder data in compliance with the Payment Card Industry Data Security Standard (PCI DSS)

Financial system that helps create and manage physical/digital credit cards and track transaction activities

Identify and prevent suspicious activity

Security protocol that ensures secure, encrypted communication over the internet, safeguarding sensitive data from unauthorized access

Access software remotely via mobile devices

Use AI to generate content in the form of text, images, videos, etc.

Track and facilitate returns of products sold

Track products that are for sale at a reduced price or part of coupon promotions

Timed notification for any upcoming task, deadline, appointment, or activity

Scan barcodes to ensure accurate pricing and label tracking

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

Automated process of charging customers at regular intervals for repeated access or use of a product or service

Track and manage adherence to policies for any service, product, process, or supplier

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Hardware device connected to smartphones for processing payments

Calculation of consumption tax imposed on the sale of goods/services

A collection of customer information such as contact details, demographics, previous interactions, etc.

Upload, track, and submit receipts in a central database

Add customized logos and colors to align with company branding

Captures invoice data and maintains comprehensive records for auditing and reporting purposes

Process of managing an organization's cash resources, including cash on hand, investments, and bank account balances

Access work applications remotely, for when working away from the office and/or traveling

Manage and support multiple locations

Analyze the current state of sales data to accurately understand trends and forecast future sales numbers.

Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system

Reward loyal customers with gift cards which they can redeem for special offers and loyalty bonus

Reports specific to sales analysis for trends and strategies

A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users

Process payments via multiple modes directly through the application

Offer prizes, discounts, and other incentives for customers to earn reward points on purchases and redeem them for future purchases

Track the status over time for a request, process, asset, or transaction

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Monitor and record expenses such as purchases or charges incurred

Protect sensitive data for digital privacy

Send clickable links via text or email to collect payments from customers

Application programming interface that allows for integration with other systems/databases

Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.

Reconcile payments with corresponding invoices or orders for accounting purposes

Import and export data to and from software applications

Search and filter data across systems to locate required information by entering keywords or certain criteria

Receive data and information in real time

Create, manage, and send invoices or bills to customers

Track the management and flow of data throughout the organization

Use AI to generate content in the form of text, images, videos, etc.

A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users

Graphical representation of data

Initiate collection and analysis of known risks

Receive system updates as soon as any changes are made

Analyze potential risks across the organization

Rules that can be customized/created based on business requirements for fraud prevention

Receive notification of issues as soon as they occur

Synchronizing data between two or more devices/systems and automatically updating changes to maintain consistency

Approve legitimate financial transactions after reviewing for fraud or other risks

Tools to prevent payment fraud, such as identity authentication, risk analysis, seller protection, etc.

Discover and connect variety of data sources to the application for analysis

Set up connections to third-party platforms to improve business processes

Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk

Receive data and information in real time

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

Verify the identity of users/devices to enable secure access

Track and document all activities across devices, networks, and other systems

Application programming interface that allows for integration with other systems/databases

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Intended to be used by online stores

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Notifying as a warning or reminder of a potential or imminent hazard

Intended to be used by banks

Software program that continuously adjusts its behavior based on observed data

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Import and export data to and from software applications

Intended to be used by insurers

Complies with the Payment Services Directive Two (PSD2), set by the European Union for electronic payment services

Import, collect, and capture data from multiple sources

Search and filter data across systems to locate required information by entering keywords or certain criteria

System alerts about the need to escalate an issue or request

Track visitors'/audience's responses across web pages and other optimized content

Record customer information, purchase history, and other notes