[
Pluto Reviews
](https://www.g2.com/products/plutocard/reviews)

[
Pluto Reviews
](https://www.g2.com/products/plutocard/reviews)

# Pluto Pricing Overview

[Editedit](https://my.g2.com/plutocard/pricings)

Free Trial

## Pluto Pricing Key Insights

Last updated on Jul 28, 2026

* * *

Pluto offers **4 pricing editions** , starting at **$0**. Pluto pricing tiers are designed to support different usage levels and team sizes. Pluto also offers a **free trial**. Higher-tier plans are available via direct consultation with the vendor. Compare the Pluto pricing table below to figure out the best fit for your needs.

* * *

Free — $0 / 5 Users Per Month

Professional Tier — Contact Us / 1 License Per Month

Enterprise — Contact Us / 1 License Every 6 Months

Business Essentials — Contact Us / 10 Users Per Month

Rated 4.6 / 5

\*Pricing information is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations must be conducted with the seller.

Free

Free

5 Users Per Month

Built for micro-SMEs and SMEs who are looking to get started in their financial control journey.

- Up to 5 Spend Management Software Controlled Corporate Cards
- Pluto Business Premium Corporate Card with Airport Lounge Access & travel Perks
- Basic Domestic & International Bill Payments
- Basic Employee Expense Reimbursements
- Approval workflows for managers and admins
- File based sync with your general ledger
- WhatsApp Based Receipt Collector

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Professional Tier

Contact Us

1 License Per Month

Built for SMEs in the high growth stage.

- Unlimited up to 2% cashback on FX transactions and up to 1% cashback on domestic transactions
- Digital Petty Cash Management Solution 
- SSO & SAML (optional add on)
- Global Employee Reimbursement Management
- Advanced Workflow Engine
- Advanced Spend Insights
- Advanced Automated Policy Management
- Direct accounting sync with Oracle Netsuite & Microsoft Dynamics

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Enterprise

Contact Us

1 License Every 6 Months

For larger businesses that require sophisticated solutions.

- Purchase Orders & Requisitions
- Dynamic Approvals with User Groups
- NetSuite Native Segments
- Dedicated change management specialist
- Custom integrations (optional)

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Business Essentials

Contact Us

10 Users Per Month

Built for SMEs who have more than 20 employees and require a platform that scales.

- Up to 2% Cashback on Foreign Transactions
- Direct accounting integration with Quickbooks, Zoho, Xero & Wafeq
- Basic Spend Analytics Dashboard
- Organize your spending by departments and locations
- Manage employee reimbursements 
- Unlimited approval layers
- Unlimited Low cost supplier invoice payments to 100+ countries globally
- Live chat support
- Add additional users (for an extra fee)

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Pluto has pricing plans designed for companies of all scale. 

Pricing information for Pluto is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase Pluto must be conducted with the seller.
Pluto pricing & plans

Pricing information for Pluto is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase Pluto must be conducted with the seller.

Pricing information was last updated on October 10, 2024

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## Pluto Pricing FAQs

Generated using AI

Is Pluto free, or does it offer a free trial?

Yes. According to G2 data, Pluto offers a free plan with limited features. Users can upgrade to paid plans for additional capabilities. Visit the seller's official pricing page to compare plan options and features.

How much does Pluto cost in 2026?

Pricing details for Pluto are not publicly listed. Users should visit the Pluto Card's official pricing page or contact the vendor directly for current pricing information.

Who is Pluto pricing best suited for?

According to G2 reviewers, Pluto's pricing is best suited for small businesses and mid-market companies in the UAE and GCC region. G2 users across real estate, consulting, marketing, accounting, and logistics consistently praise Pluto's free and Business Essentials tiers for digitizing petty cash and eliminating manual reimbursements. Small businesses under 50 employees get strong value from the free tier, while growing SMEs with 20-plus employees benefit most from Business Essentials and its direct accounting integrations. Mid-market finance and operations teams in industries like hospitality, healthcare, and financial services gravitate toward the Professional tier for advanced workflows and NetSuite sync. Enterprise suits larger organizations needing purchase orders and custom integrations.

What are the key differences between the free and paid versions of Pluto?

Pluto's free tier supports up to 5 corporate cards, basic domestic and international bill payments, employee expense reimbursements, approval workflows, file-based general ledger sync, and WhatsApp receipt capture, making it viable for micro-SMEs starting their expense management journey. Pluto's paid plans unlock meaningful upgrades: Business Essentials adds direct integrations with QuickBooks, Xero, Zoho, and Wafeq, unlimited approval layers, and multi-country supplier payments. The Professional tier adds cashback up to 2% on FX, advanced workflow automation, policy management, and Oracle NetSuite and Microsoft Dynamics sync. Enterprise adds purchase orders, dynamic approvals with user groups, and dedicated change management support. G2 reviewers note the free card cap and basic integrations as the primary limitations prompting upgrades.

Is Pluto considered good value for its pricing?

G2 reviewers rate Pluto at 4.5 to 5.0 stars across small business and mid-market segments, signaling strong perceived value. The free tier delivers genuine utility, including corporate cards, WhatsApp receipt capture, approval workflows, and bill payments at zero cost, which G2 users frequently cite as a primary reason for switching from competitors like PEMO. Reviewers in consulting, real estate, and marketing highlight cashback on FX transactions and accounting integrations as standout paid-tier benefits. A few G2 users note the free tier feels limited for scaling teams, and one reviewer flags that some advanced features sit behind paid plans, but the overall consensus across Pluto's pricing tiers points to strong cost-to-value performance.

## Top-Rated Alternatives

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## Pluto Alternatives Pricing

The following is a quick overview of editions offered by other [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)

| Product | Price | Features |
| --- | --- | --- |
| ![Alaan](https://images.g2crowd.com/uploads/product/image/small_square/small_square_678d8d0df9818f21ee5317c9860e859e/alaan.png)[Alaan](https://www.g2.com/products/alaan/reviews) Starter | Free | For micro businesses to automate expenses Up to 3 users Up to 2 cards per user Google Pay and Apple Pay Real-time expense tracking Standard OCR receipt scanner Real-time spend reporting Corporate liability waiver insurance Accounting software integrations (paid add-on) Chat and email support |
| ![Ramp](https://images.g2crowd.com/uploads/product/image/small_square/small_square_234c556df129304a80833715d476c88d/ramp-financial-ramp.png)[Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) Ramp | Free | Control spend, automate payments, and close the books faster for greater financial health on the ultimate platform. Unlimited cards and smart controls Automated receipt collection and matching Expense and mileage reimbursements Accounts payable and international payments Vendor management and price intelligence Accounting software sync for QuickBooks and Xero Real-time savings insights and reporting iOS and Android mobile app Email and phone support |
| ![Coupa](https://images.g2crowd.com/uploads/product/image/small_square/small_square_fd9b0bfb1f3808b39549e873c236f95f/coupa-software-coupa.png)[Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) Questions on Pricing? | 650-931-3200 ext. 1 | |

Various alternatives pricing & plans

Free Trial

Pricing information for the above various Pluto alternatives is supplied by the respective software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase any of these products must be conducted with the seller.

## Pluto Pricing Reviews
(1)

  

RR

Ram R.

Accountant

Small-Business (50 or fewer emp.)

9/29/2025

"Pluto is ease our life from Petty cash"

5/5

What do you like best about Pluto?

Reduce to maintain petty cash vouchers, record keeping is very good, we can track our payments along with approvals Review collected by and hosted on G2.com.

What do you dislike about Pluto?

Nothing it is very helpful, and easy to track all information Review collected by and hosted on G2.com.

What problems is Pluto solving and how is that benefiting you?

Card was unauthorized debited, but i immediatly block it with in 1 sec and one time the same transaction was charge double to we get the refund in timely and fastest manner. Review collected by and hosted on G2.com.

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Current UserValidated ReviewerSource: G2 invite on behalf of seller

Pluto Comparisons

 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_678d8d0df9818f21ee5317c9860e859e/alaan.png "Product Avatar Image")

Alaan

4.7/5(718)

[
Compare Now
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 ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_fdceea965462866595d8547a4231b657/pemo.jpg "Product Avatar Image")

Pemo

4.8/5(78)

[
Compare Now
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##### Categories on G2

[Expense Management](https://www.g2.com/categories/expense-management)[AP Automation](https://www.g2.com/categories/ap-automation)[Spend Management](https://www.g2.com/categories/spend-management)

[Expense Management](https://www.g2.com/categories/expense-management)[AP Automation](https://www.g2.com/categories/ap-automation)[Spend Management](https://www.g2.com/categories/spend-management)[Invoice Management](https://www.g2.com/categories/invoice-management)[Procure to Pay](https://www.g2.com/categories/procure-to-pay)

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