Lumin Digital Features

Ensures bank remains compliant with industry regulation and requirements

Facilitates bank existence and operations on a variety of channels

Unifies and synchronizes banking operations and activity across all channels

Enables connection with APIs

Operates online, in the cloud

Provides self-service solutions to streamline customer's banking experiences

Generates reports and analysis on banking activities

Is accessible from a mobile device and by users on the go.

Has a centralized dashboard for users to interact with

Contains built-in payment processing capabilities or integrates with payment processing software

Provides a cloud based version of the platform

Provides a robust external interface for integrating data, logic and workflows with other software applications.

Provides useful pre-defined data connections to important external systems and applications.

Orchestrates customer journey via customizable workflows.

Captures customer data through digital forms.

Scans and verifies customer identification documents.

Runs KYC checks on customers using information gathered in the application.

Checks customer credit information.

Makes informed choices based on available data and objectives

Capability to perform complex tasks without constant human input

Ability to break down and plan multi-step processes

Works across multiple software systems or databases

Improves performance based on feedback and experience

Engages in human-like conversation for task delegation

Anticipates needs and offers suggestions without prompting

Makes informed choices based on available data and objectives

Capability to perform complex tasks without constant human input

Makes informed choices based on available data and objectives