# VisionPLUS Reviews
**Vendor:** Fiserv  
**Category:** [Payment Processing Software](https://www.g2.com/categories/payment-processing)  
**Average Rating:** 4.3/5.0  
**Total Reviews:** 17
## About VisionPLUS
VisionPLUS is a proven global software payment solution offering choice for platform, operating system, deployment mode, and payment products to best meet market and business needs. Combined with First Data’s payments experience VisionPLUS® provides multiple business benefits




## VisionPLUS Reviews
  ### 1. Vision for all banking product

**Rating:** 3.5/5.0 stars

**Reviewed by:** Faiz S. | Senior Customer Service Associate, Small-Business (50 or fewer emp.)

**Reviewed Date:** March 10, 2024

**What do you like best about VisionPLUS?**

The best part of Vision Plus is it's very secure and reliable weather it's removing card block or adding a new block on new generated PAN.

**What do you dislike about VisionPLUS?**

The downside of using vision plus is it takes too much time to load and for the new bee it's very tech savy and confusing you need to know exact code to browse through it

**What problems is VisionPLUS solving and how is that benefiting you?**

Vision plus allow to remove block on card and account making customer account secure if Falcon find any suspicious activity on it immediately block is added and upon review code can be remove through vision plus

  ### 2. Vision Plus- A legacy Payment processor Back End application

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Enterprise (> 1000 emp.)

**Reviewed Date:** December 24, 2020

**What do you like best about VisionPLUS?**

Vision Plus a very reliable application Built on Mainframe platform . My experience this with legacy application is , it is still robust in processing huge transactions with out hitch and  has all modules to support card life cycle. UI is Good and supports integration with Fraud detection tools like Falcon. Overall was happy with this app as this is my first my app i started my QA Career.

**What do you dislike about VisionPLUS?**

Though the application is robust and good, It works on Native os and Designed using Legacy Programming Languages ( COBOL..) . Migration to new Os like Java OS and support of front end web interfaces may be a challenging.

**What problems is VisionPLUS solving and how is that benefiting you?**

We can easily maintain a card account in vision plus like blocking/unblocking, changing charge off status and statement cycle change ..etc

Particularly  ARMQ ,ARMB screens gives me lot of changes that a user can perform easily on any account real time.

  ### 3. Vision Plus payments system review

**Rating:** 4.5/5.0 stars

**Reviewed by:** Sujitha S. | Test Lead, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 14, 2020

**What do you like best about VisionPLUS?**

Vision plus offers end to end credit card processing from a issuer and acquirer perspective. Most secured as its a mainframe system.

**What do you dislike about VisionPLUS?**

Its a mainframe system, so initially it was difficult to learn. But eventually it got easy now.

**Recommendations to others considering VisionPLUS:**

Most secured way to handle end to end processing in credit card business.

**What problems is VisionPLUS solving and how is that benefiting you?**

Testing of new card launched by the bank that may include card boarding , interest calculation, charging of different fees as setup by bank etc.
Testing of some new functionality launched by bank for their customer.
Testing of some amendments done by visa or master card and same is changed by vision plus.

  ### 4. It's user friendly and easy to understand. will have a clear picture of each and every applications.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.)

**Reviewed Date:** December 04, 2020

**What do you like best about VisionPLUS?**

Easy way to understand of each application and having detailed picture of everything from top to bottom. I've been worked in different sub systems. Anyone can learn easily and having detailed information on each sub system.

**What do you dislike about VisionPLUS?**

To be frank I don't have any anything to say. I love it to work and I feel it's very good process for credit card systems

**Recommendations to others considering VisionPLUS:**

I strongly recommended to use this system for credit cards and it's easy to understand and process as well. So easy to track the system to find out the issues.

**What problems is VisionPLUS solving and how is that benefiting you?**

As we have different sub subsystems in Visionplus.So if business needs any Immediate card prints for lost/ stolen or replacement card. 
If any benefits on APR's for customers.
There are so many things to say and useful for business and customers.

  ### 5. V+ is a flawless application for Credit Cards Management

**Rating:** 4.5/5.0 stars

**Reviewed by:** Arun B. | Senior Consultant, Enterprise (> 1000 emp.)

**Reviewed Date:** December 03, 2020

**What do you like best about VisionPLUS?**

V+ is easy understanding application which runs on Mainframe. The best advantage of V+ is it is well structured into modules and each module has specific significance in credit card processing.

**What do you dislike about VisionPLUS?**

I don't see any specific thing that is having issue in V+. May be I didn't get chance to work on other applications so can't able to differentiate what lags in V+.

**What problems is VisionPLUS solving and how is that benefiting you?**

I work on Clearing and Settlement part of V+ and trust me it is one of the best module to work on and learn the new things.

  ### 6. One of the most complete end to end platform for credit card processing

**Rating:** 3.0/5.0 stars

**Reviewed by:** Verified User in Financial Services | Enterprise (> 1000 emp.)

**Reviewed Date:** December 22, 2020

**What do you like best about VisionPLUS?**

Use as many modules as you business requires, the platform is very modular and adaptable considering it runs on mainframes. Businesses can choose to offload some aspects of credit card processing to different platform as well and its easy to integrate such changes with VisionPLUS

**What do you dislike about VisionPLUS?**

There is a learning curve towards working comfortably in VisionPLUS. Referring the guides is a good place to start though.

**Recommendations to others considering VisionPLUS:**

Worth considering both as a business and as a job seeker.

**What problems is VisionPLUS solving and how is that benefiting you?**

Credit card clearing, settlements and real time authorizations. The system here is so matured that it will handle any business scenario quite efficiently and quickly

  ### 7. Great Learning Experience

**Rating:** 4.5/5.0 stars

**Reviewed by:** Vikrant B. | software designer - testing, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 08, 2020

**What do you like best about VisionPLUS?**

As worked on VISION PLUS for banking client it is very easy and satisfying to see customer use/experience like in covid times providing emergency cash to customers without them visiting the ATM.

**What do you dislike about VisionPLUS?**

As it is mostly screen based system , sometimes it is difficult to understand backend processing.

**What problems is VisionPLUS solving and how is that benefiting you?**

Helping customers with delivering new features like emergency cash, cross border payments, fraud alerting.

  ### 8. Advantages of using vision plus

**Rating:** 4.0/5.0 stars

**Reviewed by:** tripurna c. | Test Analyst, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 06, 2020

**What do you like best about VisionPLUS?**

Supporting any currency, sounds simple but this is pretty much useful for any requirement.
And then , Payment product solutions for consumer credit, debit, loans etc.

**What do you dislike about VisionPLUS?**

Nothing as of now, need to explore much.

**Recommendations to others considering VisionPLUS:**

Try it out once

**What problems is VisionPLUS solving and how is that benefiting you?**

I didn't used this in any commercial project, but just gone throw the benefits and uses by this solution.

  ### 9. Minimum fraudulent transactions is nicely taken care of it

**Rating:** 4.0/5.0 stars

**Reviewed by:** Shekhar S. | Associate Consultant, Enterprise (> 1000 emp.)

**Reviewed Date:** December 10, 2020

**What do you like best about VisionPLUS?**

Transactions is nicely taken care of with 
 minimal fraudulent activities.

**What do you dislike about VisionPLUS?**

Authorisation refered is the not best thing as transaction should be either approved or declined.

**What problems is VisionPLUS solving and how is that benefiting you?**

Special care to customers is provided for non payment due to covid situation.

  ### 10. Great application for cards

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.)

**Reviewed Date:** December 07, 2020

**What do you like best about VisionPLUS?**

Each and every card processing step has a different module,
AMS - application
CMS - the heart of the V+
FAS - authourtation 
TRAMS for transactions
letter and reporting

**What do you dislike about VisionPLUS?**

Nothing to dislike.. all looks good to me, I really enjoyed developing from scratch

**Recommendations to others considering VisionPLUS:**

I strongly recommend VisionPlus if you are handling cards in your system.

**What problems is VisionPLUS solving and how is that benefiting you?**

starting from accepting a card application, end-to-end V+ functionality gives more flexibility to work on.

  ### 11. Vision plus Review

**Rating:** 3.5/5.0 stars

**Reviewed by:** Arun Saravanan T. | Senior Consultant, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 16, 2020

**What do you like best about VisionPLUS?**

Vision plus has better Reliability and Security

**What do you dislike about VisionPLUS?**

Some of the areas are Grey and occasional slowness with system

**What problems is VisionPLUS solving and how is that benefiting you?**

Mainly on running credit card system for my work

  ### 12. VisionPLUS journey

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.)

**Reviewed Date:** December 09, 2020

**What do you like best about VisionPLUS?**

VisionPLUS is an end-to-end product for credit cards, simplified tool for complex solutioms.

**What do you dislike about VisionPLUS?**

Nothing that I can ever dislike about VisionPLUS

**What problems is VisionPLUS solving and how is that benefiting you?**

I have helped global banks with new features, base features, comply with Visa and Mastercard releases, and convert / migrate mamy banks from Experian, TSys etc other systems to VisionPLUS

  ### 13. VisionPLUS- Gem of BFSI Domain

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.)

**Reviewed Date:** December 12, 2020

**What do you like best about VisionPLUS?**

I liked the FAS and LMS modules the best. Though all the modules which completes lifecycle of Accounts are best in industry

**What do you dislike about VisionPLUS?**

I felt UI is something they could work upon and make more simple and robust.

**What problems is VisionPLUS solving and how is that benefiting you?**

We are solving needs of Credit card transactions module using VPlus.

  ### 14. Vision plus is superb software which provides end to end functional for credit card customers.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Enterprise (> 1000 emp.)

**Reviewed Date:** December 14, 2020

**What do you like best about VisionPLUS?**

It is customizable as per client needs which is very good about it.

**What do you dislike about VisionPLUS?**

Less documentation is available on Google.

**What problems is VisionPLUS solving and how is that benefiting you?**

It provides services to credit card customers from opening an account,managing credit card limit ,avail it's services and it also offers it's services in commercial cards

  ### 15. User since 9 years

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.)

**Reviewed Date:** December 08, 2020

**What do you like best about VisionPLUS?**

Product meets most of the clients requirements and most importantly it is easily configurable as per business needs.

**What do you dislike about VisionPLUS?**

It is a very huge product and updates are very complex.

**What problems is VisionPLUS solving and how is that benefiting you?**

Banking solutions for both credit and debit cards.

  ### 16. It is very light, easy to use when you try it for a few times, need a user friendly interface

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.)

**Reviewed Date:** November 25, 2020

**What do you like best about VisionPLUS?**

How fast and accurate it is no lagging at all

**What do you dislike about VisionPLUS?**

Unfriendly user interface, so many codes

**Recommendations to others considering VisionPLUS:**

You have to recognize the codes to be able to use the system

**What problems is VisionPLUS solving and how is that benefiting you?**

Accurate on time data with real time reflection of the actions

  ### 17. good CMS with ez maintenance

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Banking | Enterprise (> 1000 emp.)

**Reviewed Date:** December 05, 2020

**What do you like best about VisionPLUS?**

can do a macro and easy maintenance and reporting

**What do you dislike about VisionPLUS?**

the report .dat its hard to read & need some effort

**What problems is VisionPLUS solving and how is that benefiting you?**

credit card & personal loan


## VisionPLUS Discussions
  - [What is VisionPLUS used for?](https://www.g2.com/discussions/what-is-visionplus-used-for)
  - [Need help for the automation testing](https://www.g2.com/discussions/need-help-for-the-automation-testing) - 1 upvote

- [View VisionPLUS pricing details and edition comparison](https://www.g2.com/products/fiserv-inc-visionplus/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-14+12%3A59%3A55+-0500&secure%5Bsession_id%5D=180fe676-a3a6-401c-a1d3-af56f6428b14&secure%5Btoken%5D=a521435401b417a385acdc0493c25b944c7daccdc73390f4c8a7cfe7f7889cbf&format=llm_user)

## VisionPLUS Features
**Payment Processing**
- Encryption
- Credit Card Processing
- Mobile Payments
- Digital Wallet Integration

**Administration**
- Reporting & Analytics
- E-commerce Integration
- Processing Fees
- POS Integration
- Omnichannel
- Levels 1 & 2
- Level 3

**Payment Options**
- Multi-Currency
- Online payment portal

**Security**
- POS Verification

**Platform**
- Accounting integration
- E-commerce Integration

## Top VisionPLUS Alternatives
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  - [Stripe Payments](https://www.g2.com/products/stripe-stripe-payments/reviews) - 4.2/5.0 (445 reviews)
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