---
title: Carat Reviews
meta_title: 'Carat Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter reviews by the users' company size, role or industry to find
  out how Carat works for a business like yours.
date_modified: '2026-06-04'
parent_category:
  name: Payment
  url: https://www.g2.com/categories/payment
---

# Carat Reviews
**Vendor:** Fiserv  
**Category:** [Payment Processing Software](https://www.g2.com/categories/payment-processing)
## About Carat
Carat is the global commerce platform from Fiserv that orchestrates payments and experiences for the world’s largest businesses.






- [View Carat pricing details and edition comparison](https://www.g2.com/products/fiserv-inc-carat/reviews?section=pricing&secure%5Bexpires_at%5D=2026-07-19+05%3A13%3A03+-0500&secure%5Bsession_id%5D=01e34a3d-30fb-48a5-b45d-c19098b654fe&secure%5Btoken%5D=3c70fabc0ae6d20b24781ef2690a06f1a0e51c5598f9baac346520321736449d&format=llm_user)

## Carat Features
**Payment Processing**
- Encryption
- Credit Card Processing
- Mobile Payments
- Digital Wallet Integration

**Architecture**
- Unified API
- POL
- Integrations

**Administration**
- Reporting & Analytics
- E-commerce Integration
- Processing Fees
- POS Integration
- Omnichannel
- Levels 1 & 2
- Level 3

**Processing**
- Validation
- Automation
- Cross Border
- Routing
- Reconciliation

**Payment Options**
- Multi-Currency
- Online payment portal

**Risk & Compliance**
- Failed payments
- Tokenization
- Compliance

**Security**
- POS Verification

**Analytics**
- Consolidation
- Optimization
- Fraud

**Platform**
- Accounting integration
- E-commerce Integration

**Agentic AI - Payments Orchestration**
- Autonomous Task Execution
- Cross-system Integration

## Top Carat Alternatives
  - [PayPal Payments](https://www.g2.com/products/paypal/reviews) - 4.4/5.0 (2,688 reviews)
  - [Payoneer](https://www.g2.com/products/payoneer/reviews) - 3.2/5.0 (363 reviews)
  - [Birdeye](https://www.g2.com/products/birdeye/reviews) - 4.7/5.0 (4,037 reviews)