DharaIQ Reviews & Product Details

DharaIQ is bank statement analysis software for Indian lending. Credit teams, DSAs and chartered accountants upload a bank statement PDF in the web portal, or send it through a REST API with signed webhooks on the Custom plan, and get income, obligations and bounce signals, a tamper screen that flags signs a PDF may have been edited (an advisory signal for the reviewer), a Financial Health Score with a published scoring method, and JSON results plus an Excel export. The decision policy version is recorded with every result. Prices are public: pay per statement or choose a prepaid plan, with a free trial on one of your own statements.