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[
 ![DharaIQ](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_c34789af92c00b717b42107e7b4f0c19/dharaiq.png "DharaIQ")
](/products/dharaiq/reviews)

# DharaIQ Discussions

DharaIQ is bank statement analysis software for Indian lending. Credit teams, DSAs and chartered accountants upload a bank statement PDF in the web portal, or send it through a REST API with signed webhooks on the Custom plan, and get income, obligations and bounce signals, a tamper screen that flags signs a PDF may have been edited (an advisory signal for the reviewer), a Financial Health Score with a published scoring method, and JSON results plus an Excel export. The decision policy version is recorded with every result. Prices are public: pay per statement or choose a prepaid plan, with a free trial on one of your own statements.

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