OptioPay is a financial technology company that specializes in creating personalized open banking solutions to enhance customer engagement and value. Founded in Germany, the company focuses on leveraging open banking and data-driven strategies to offer tailored financial services and marketing solutions. OptioPay aims to empower businesses by transforming traditional payment experiences into opportunities to provide added value for their clients. The company's platform enables businesses to offer personalized financial options and vouchers, driving customer loyalty and satisfaction.