Lloyd and Associates is a company specializing in providing expert consultation services. Their focus areas likely include corporate strategy, financial planning, and possibly legal compliance, tailored to the needs of their diverse clientele. Based on the URL, http://www.lloyd-associates.de, they appear to be located in Germany and may offer services that cater both to the local market and international clients. They likely emphasize a commitment to professionalism, precision, and thorough industry knowledge to assist businesses in navigating complex landscapes and achieving sustainable success.