ID Watchdog, a subsidiary of Equifax, offers comprehensive identity theft protection and resolution services tailored for the employee benefits marketplace. Leveraging proprietary technology, ID Watchdog monitors billions of data points to detect changes in personal identity profiles, providing immediate alerts and resolution services to ensure peace of mind for individuals and their families.
Key Features and Functionality:
- Credit Monitoring: Continuous surveillance of credit reports from major bureaus to detect unauthorized activities.
- Dark Web Monitoring: Scanning of illicit online platforms to identify compromised personal information.
- High-Risk Transaction Alerts: Notifications for suspicious financial activities, such as large withdrawals or wire transfers.
- Social Media Monitoring: Detection of potential cyberbullying or unauthorized account access.
- Device Security: Provision of antivirus software and personal VPN for secure online activities.
- Password Manager: Tools to create and store strong, unique passwords securely.
- Identity Theft Insurance: Coverage up to $1 million for expenses related to identity theft recovery.
- 24/7 Customer Support: Round-the-clock assistance for identity theft concerns and resolution.
Primary Value and User Solutions:
ID Watchdog addresses the growing concern of identity theft by offering proactive monitoring and swift resolution services. For employees, this translates to reduced financial stress and enhanced focus on their professional responsibilities. Employers benefit from increased productivity, as employees spend less time dealing with identity theft issues during work hours. Additionally, offering identity theft protection as a voluntary benefit can enhance talent attraction and retention, positioning the organization as one that prioritizes employee well-being.