as collateral. APX is the only crypto-backed lender in Canada with CSA exemptive relief and operates with FINTRAC and FinCEN registration and SOC 2 audited processes. Client collateral is held with BitGo in insured, segregated cold-storage wallets and stays visible to borrowers on-chain for the entire loan term. APX does not reinvest or rehypothecate collateral. Borrowers can access CAD or USDC loans with flexible terms, competitive rates, no origination fees, and same-day funding. APX supports individuals, businesses, OTC desks, and crypto-native firms across Canada and more than 30 US states.