# Best Installment Payment and Buy Now Pay Later (BNPL) Software - Page 5

## How Many Installment Payment and Buy Now Pay Later (BNPL) Software Products Does G2 Track?

**Total Products under this Category:** 66

### Category Stats (Aug 2026)

- **Average Rating:** 4.41/5 The average rating of products in this category, based on all submitted ratings
- **Top Trending Product:** Ratio (+3.28%) - Among all products in this category, Ratio recorded the largest rating increase compared to last month

_Last updated: August 05, 2026_

## How Does G2 Rank Installment Payment and Buy Now Pay Later (BNPL) Software Products?

**Why You Can Trust G2's Software Rankings:**

- 30 Analysts and Data Experts
- 3,900+ Authentic Reviews
- 66+ Products
- Unbiased Rankings

G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category.

## G2 Grid® for Installment Payment and Buy Now Pay Later (BNPL) Software
 ![G2 Grid® for Installment Payment and Buy Now Pay Later (BNPL) Software plotting products by satisfaction and market presence](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl/grids.png?focus%5B%5D=1222&focus%5B%5D=107452&focus%5B%5D=1680910&focus%5B%5D=75417&focus%5B%5D=122728&focus%5B%5D=87565&focus%5B%5D=87566&focus%5B%5D=10629)

Highlighted products: PayPal Payments, Sunbit, PayPal Buy Now Pay Later, Affirm, Zip for Business, Afterpay, Sezzle, and Klarna.

Underlying data: [Grid® JSON](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl/grids.json?focus%5B%5D=paypal&focus%5B%5D=sunbit&focus%5B%5D=paypal-buy-now-pay-later&focus%5B%5D=affirm&focus%5B%5D=zip-for-business&focus%5B%5D=afterpay&focus%5B%5D=sezzle&focus%5B%5D=klarna)

**Sponsored**

### Nickel

Cashflow is the lifeblood of every American business, yet the financial services you rely on to move, save, and borrow money quietly bleed it. Nickel is a different kind of company. We're an all-in-one accounts payable (AP) and accounts receivable (AR) platform that gives your business the financial products, software, and AI it needs to grow its cashflow. We only succeed when you succeed, which is why we do the one thing our peers won't: we publish exactly how we make money on every product. It's not a marketing stunt. It's the most transparent payment processor you'll find, and a new bar for the industry. More than 25,000 B2B businesses, and the accountants who serve them, run their cashflow on Nickel with free unlimited ACH and some of the lowest fees in the industry. Here's what you can do with Nickel: Get paid faster, Accounts Receivable. Create branded payment links and payment portals in seconds and share them by text, email, or your website. Customers pay by card, ACH, or check, and they never need a Nickel account. Save payment methods on file with Nickel Plus to enable one-click and recurring payments. Pay vendors without the busywork, Accounts Payable. Pay any business, 1099 contractor, or individual by ACH, card, wire, or mailed check using just their email address. Set custom approval workflows so large payments always get the right sign-off. Keep more of every dollar, transparent by design. Free unlimited ACH with no per-transaction percentage and no volume cap, on the Nickel Core plan with no monthly fee. No chargeback fees and no hidden costs, plus a published breakdown of how we make money on every product. Competitive 2.9% flat-rate card processing on all domestic cards, with the option to pass card fees to the payer. Built to handle high-value B2B transactions up to $1M without a hitch on Nickel Plus. Stay in sync and in control. Native QuickBooks sync (Online, Desktop, and Enterprise) means every payment matches your books one-to-one, with no batch deposits and no double entry. A Master Account and Subaccount structure lets you manage multiple businesses or clients under a single login. Earn 2% APY on idle cash in Nickel Balance, accrued daily. Developers can build on Nickel's REST API and webhooks for ACH, card, and wire with Nickel Pro. Backed by AI and real humans. CC Penny, Nickel's AI accountant, on any email to coordinate and handle a payment for you. And when money's on the line, a US-based support team is ready to assist you. We're setting an audacious new bar for transparency in financial services, and we want you to hold us to it. Don't ever settle for less. Join 25,000+ businesses moving their money on Nickel. Get started for free in five minutes, with no credit card required.

[Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list_llm&secure%5Bcategory_id%5D=1578&secure%5Bchosen_at%5D=2026-08-11T23%3A30%3A55Z&secure%5Bdisplayable_resource_id%5D=1975&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=neighbor_category&secure%5Bplacement_resource_ids%5D%5B%5D=1975&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=1370291&secure%5Bresource_id%5D=1578&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Finstallment-payment-and-buy-now-pay-later-bnpl%3Fpage%3D5&secure%5Btoken%5D=89244fc05564a3041bbcd5f6ab555cb982d2ac0c703384e84b676c575c457526&secure%5Burl%5D=https%3A%2F%2Fwww.getnickel.com%2Fproducts%2Ffree-ach-payments&secure%5Burl_type%5D=free_trial)

### [Paypercut](https://www.g2.com/products/paypercut/reviews)

What businesses can accept with Paypercut: - Card Payments - Accept Visa and Mastercard across Europe with familiar, trusted checkout flows. - Digital Wallets (Apple Pay & Google Pay) - Fast, secure tap-to-pay options that improve checkout completion. - Payment Links & QR Payments - Simple links or QR codes for invoices, remote sales, or in-person orders without a POS device. - Subscriptions & Recurring Billing - Automated charges for memberships, SaaS, and repeat services. - Buy Now Pay Later (BNPL) Aggregator - One integration connects merchants to multiple BNPL providers. Unified reporting and configuration reduce operational work. Checkout & Integration Options: - Hosted Checkout - A ready-made, secure payment page that requires minimal setup. - Embedded Checkout - A seamless experience placed directly inside the merchant’s website or app. - E-commerce Plugins - Quick installation for popular CMS and e-commerce platforms. Settlement & Operations: - Payouts to Existing Bank Accounts - No need to open a new account; funds settle directly to the merchant’s current bank. - Multi-Currency Support - Accept payments in many currencies and settle locally across Central and Eastern Europe. - Unified Dashboard - One interface for reporting, reconciliation, settlements, and BNPL performance. Why merchants choose Paypercut: - Simple onboarding completed fully online. - Modern payment methods in a single integration. - Designed for cross-border commerce in Central and Eastern Europe. - Clear reporting and reduced administrative work.

#### Who Is the Company Behind Paypercut?

- **Seller:** [Paypercut](https://www.g2.com/sellers/paypercut)
- **HQ Location:** N/A
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=23f703ce1382b3eca0365ae90c1e444c0c9ddb220865f5ecb664d08ffddb74c4&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fpaypercut%2F&secure%5Burl_type%5D=linkedin_company_website)  
15 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 100% Small

#### What Are Recent G2 Reviews of Paypercut?

**["Seamless Integrations, Stable Uptime, and a High-Converting Widget"](https://www.g2.com/survey_responses/paypercut-review-13240865)**

**Rating:** 5.0/5.0 stars

_— Andrey P._

[Read full review](https://www.g2.com/survey_responses/paypercut-review-13240865)

### [RollingFunds](https://www.g2.com/products/rollingfunds/reviews)

RollingFunds has built an end-to-end platform to transform the B2B purchasing experience. Our solution streamlines the onboarding of SMEs (KYB) and provides simplified access to installment payments (B2B BNPL). We handle the technology so you can focus on what matters most: your customers. Know Your Business (KYB): We offer a deep understanding of the challenges tied to business identification and risk management. RollingFunds boosts your productivity and data traceability, enables real-time monitoring, and helps you make better use of your data. Buy Now, Pay Later for B2B (Deferred Payments for Business Clients): A key solution to ease the financial pressure on SMEs. RollingFunds delivers a seamless, omnichannel user experience with: A fast, 100% digital onboarding in under 2 minutes Ongoing monitoring of businesses for better risk management A personalized credit scoring system to offer tailored credit lines

#### Who Is the Company Behind RollingFunds?

- **Seller:** [RollingFunds](https://www.g2.com/sellers/rollingfunds)
- **Year Founded:** 2018
- **HQ Location:** Paris, FR
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=5f47ebdcfd31cbb5542584e98464d8d85f56f9772a31c775e2778b3250ba9451&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Frollingfunds&secure%5Burl_type%5D=linkedin_company_website)  
8 employees on LinkedIn®

### [SaaSPay](https://www.g2.com/products/saaspay/reviews)

SaaSPay is a simple Buy Now Pay Later solution built for SaaS expenses. Buy SaaS tools of your choice today from our 50+ partner sellers, and pay back up to 8 months later. Why BNPL for SaaS? Up to 40% of a company’s budget is parked on tech tools. With SaaSPay, unlock parked capital to offset burn & reimagine capital productivity.

#### Who Is the Company Behind SaaSPay?

- **Seller:** [SaaSPay](https://www.g2.com/sellers/saaspay)
- **Year Founded:** 2022
- **HQ Location:** Bengaluru, IN
- **Twitter:** @SaaSPay\_app  
22 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=d08a7e7442b5decb649d9d77d65f075cc522341b67054b13a47d89a0514bacc9&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fsaaspay&secure%5Burl_type%5D=linkedin_company_website)  
38 employees on LinkedIn®

### [Tabania Business](https://www.g2.com/products/tabania-business/reviews)

Tabania Business is a full-scale enterprise resource planning (ERP) platform that unifies all core business operations into one system. It combines CRM, HRM, accounting, project management, and operational tools into a single integrated workspace, eliminating the need for fragmented software. Businesses can manage customers, employees, finances, projects, and workflows in real time while leveraging automation and centralized data across all departments. Built for scalability, Tabania Business supports startups, SMBs, and enterprises with a modular structure and seamless integration across the Tabania ecosystem, including payments, legal, and analytics services.

#### Who Is the Company Behind Tabania Business?

- **Seller:** [Tabania](https://www.g2.com/sellers/tabania)
- **Year Founded:** 2017
- **HQ Location:** San Francisco, US
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=b157e0eeee38dffb87861a6c1c01c0576b57bce8c9ab33c80ea49c5bd0184f2c&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ftabania%2F&secure%5Burl_type%5D=linkedin_company_website)  
1 employees on LinkedIn®

### [Two](https://www.g2.com/products/two/reviews)

Two is a modern B2B payments platform that makes selling on net terms as easy as selling by card in B2C. We simplify secure transactions across e-commerce, in-store, and supplier portals. Our AI engines, Frida and Delphi, power fraud prevention and credit underwriting for instant, accurate decisions. With automated invoicing, flexible net terms, and seamless payment options, Two helps businesses boost sales, reduce risk, and streamline operations.

#### Who Is the Company Behind Two?

- **Seller:** [Two](https://www.g2.com/sellers/two)
- **Year Founded:** 2020
- **HQ Location:** Oslo, NO
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=f0b1f295bd0937c778663fd9439b7037c31ced1a8e9fdeedbea857f86a8c9577&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Ftwo-b2b%2F&secure%5Burl_type%5D=linkedin_company_website)  
112 employees on LinkedIn®

### [Usio](https://www.g2.com/products/usio/reviews)

Usio is the payments powerhouse built for organizations that demand more than generic processing. While others try to be everything to everyone, Usio specializes in one thing exceptionally well: powering secure, scalable payment ecosystems for ISVs, SaaS platforms, lenders, healthcare, finance, government, utilities, legal, insurance, fitness, non-profits, associations, and many other organizations that cannot afford friction. This is not patchwork fintech. This is enterprise-grade infrastructure designed to simplify complexity, accelerate revenue, and eliminate the chaos of managing multiple vendors. Embedded payments. Money movement. Card issuing. Disbursements. Billing. Print and Mail. All unified with one intelligent company backed by PCI Level 1, SOC 2, tokenization, and HIPAA-ready security. Organizations choose Usio because growth should not come with operational headaches. They choose Usio because fragmented systems slow companies down. And they choose Usio because when payments become seamless, businesses move faster, scale smarter, and unlock entirely new revenue opportunities.

**Average Rating:** 5.0/5.0

**Total Reviews:** 24

#### How Do G2 Users Rate Usio?

- **Quality of Support:** 9.9/10 (Category avg: 8.5/10)

#### Who Is the Company Behind Usio?

- **Seller:** [Usio](https://www.g2.com/sellers/usio)
- **Company Website:** www.usio.com
- **Year Founded:** 1998
- **HQ Location:** San Antonio, US
- **Twitter:** @usioinc  
283 Twitter followers
- **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=03d4c4b33445b5967f7b0900ce65097b97dde6330be0f812fdea06ee8f7456a0&secure%5Burl%5D=http%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fusioinc&secure%5Burl_type%5D=linkedin_company_website)  
82 employees on LinkedIn®

#### Who Uses This Product?

- **Company Size:** 54% Small, 42% Medium

#### What Do G2 Reviewers Say About Usio?

_AI-generated summary from verified user reviews_

##### Pros

- Users praise USIO for their **exceptional customer support** , noting prompt and helpful assistance when needed.
- Users value the **exceptional corporate culture** and comprehensive solutions offered by Usio, enhancing their overall experience.
- Users find USIO.com to be incredibly **user-friendly** , facilitating efficient payment management for their teams.
- Users appreciate the **helpful staff** of Usio, finding them resourceful and easy to reach for support.
- Users appreciate the **seamless integration capabilities** of Usio, which streamline payment processing with existing systems.

##### Cons

- Users find the **limited payment options** with Usio frustrating, particularly the absence of Venmo integration.

#### What Are Recent G2 Reviews of Usio?

**["Usio: Amazing Customer Service and an Incredibly Easy, Accessible Website"](https://www.g2.com/survey_responses/usio-review-12512258)**

**Rating:** 5.0/5.0 stars

_— Laila A._

[Read full review](https://www.g2.com/survey_responses/usio-review-12512258)

**["Top-Notch Support and a Consistently Positive Experience"](https://www.g2.com/survey_responses/usio-review-12900565)**

**Rating:** 5.0/5.0 stars

_— Jorge J._

[Read full review](https://www.g2.com/survey_responses/usio-review-12900565)

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Similar Categories

- [Payment Gateways](/categories/payment-gateways)
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- [Payments Orchestration](/categories/payments-orchestration)

[Browse Installment Payment and Buy Now Pay Later (BNPL) Themes](/categories/installment-payment-and-buy-now-pay-later-bnpl/themes)

 ![Nathan Calabrese](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Nathan Calabrese")
NC

Researched and written by [Nathan Calabrese](https://research.g2.com/insights/author/nathan-calabrese)

Updated October 3, 2024

Installment payment and buy now pay later (BNPL) software facilitates a business’ ability to offer customers the option to purchase products and services over time through a set number of regular payments. Businesses embed these solutions into their online store or integrate them with their invoicing software to offer flexible payment options. Because of the flexibility associated with installment payments, these solutions enable a business to potentially attract new customers and sell more high-priced items within their e-commerce store. This type of software can also benefit marketplace providers such as Etsy or eBay, which use BNPL to allow their sellers to receive installment payments.

These tools need to integrate with [e-commerce platforms](https://www.g2.com/categories/e-commerce-platforms) to provide options for installment payment at checkout and with [payment gateways](https://www.g2.com/categories/payment-gateways) to process payments. Furthermore, all payment data needs to be transferred to financial systems, which requires integration with [accounting software](https://www.g2.com/categories/accounting).

To qualify for inclusion in the Installment Payment and Buy Now Pay Later (BNPL) category, a product must:

- Provide the option to pay for purchases by choosing from multiple installment plans
- Manage the amount, timeframe, and number of installments available
- Define multiple installment plans that can be assigned to different products and services
- Apply appropriate interest and fees if the installments are late or unpaid
- Send personalized payment notifications to both customers and businesses
- Integrate with e-commerce platforms, payment gateways, or invoicing software
- Analyze the impact of buy now pay later options on customer satisfaction
- Comply with security and privacy compliance regulations such as PCI DSS

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