Best Banking as a Service (BaaS) Software - Page 6

Velocity Card

Velocity Card is the lowest cost card issuing, BaaS, and neo banking platform for growing businesses. Launch bank-branded, hybrid, or white label commercial card programs with transparent pricing, $7,000 one-time setup, monthly programs from $4,500, and no asset minimums required. Key features: Virtual and physical card issuance, real-time card controls, ACH receivables with zero transaction fees, corporate card management, disbursement cards, Google Pay/Apple Pay/Samsung Pay certified, PCI Level 1 + SOC II compliant, all 50 US states. Unlike enterprise platforms that hide pricing behind sales calls and require millions in reserve assets, Velocity Card publishes its complete rate card publicly and requires zero asset minimums to launch.

Vertex White-Label Banking

Vertex White-Label Banking is software that lets licensed financial institutions launch their own digital banking platform in months instead of years. It brings together a client-facing online banking interface, a staff-facing operations interface, and a core banking system in one solution, with an integration layer that connects to payment providers and networks such as SEPA, SWIFT, FPS and ACH. The platform is built for licensed players that need to go to market fast: neobanks and digital banks, Electronic Money Institutions (EMIs), Money Service Businesses (MSBs), and fintech projects launching branded accounts and payments. Instead of building a banking stack in-house, they rely on ready-made, secure software and focus on their product, brand and customers. The client interface covers KYC/KYB onboarding, account management with balances and statements, payment creation and tracking with CSV or PDF export, templates and two-factor authentication. The staff interface handles customer support, transaction monitoring, compliance checks and administration. The core system manages transaction processing, ledger management and reporting. Institutions can add providers, payment rails and products over time without disrupting the existing setup. A typical rollout runs through discovery and demo, white-label setup, provider integration, and testing and go-live. In real projects, clients have reached an MVP in 12–18 weeks and saved between €200,000 and €350,000 compared with building a platform from scratch. Vertex is a technology company. We provide software, interfaces and integrations — not licensing or regulatory services. Institutions must hold the appropriate licenses to operate banking services. Vertex is not a bank and does not hold client funds.

White label neo banking platform

Xalts

AI-powered platform automating complex financial operations including trade finance, liquidity management, and revenue processing. Provides unified API for multi-bank connectivity. Suggested category: AI Agents.

Xpollens