D&B integrates proven, proprietary scoring model such as PAYDEX, Delinquency Score, and Failure Score to generate predictive, standardized assessments of risk. These models are widely recognized and trusted, helping organizations confidently evaluate creditworthiness. Decision Maker enables real‑time, rule‑based credit decisions and configurable online applications. The Portfolio Insight application offers clear visualizations—charts, segmentation, risk breakdowns—that help identify high‑risk accounts and growth opportunities The integration of global data and predictive analytics stands out, as it enables better forecasting and stronger credit risk management.

This gives us a good financial picture of each company we review when deciding whether to extend credit.

Abundance of information that is very helpful in determining accurate credit lines.