

The ACI Automated Dispute Manager solution handles all aspects of dispute processing for all payment products and services, in every card issuing and merchant acquiring environment.

Postilion for Banks and Processors is an integrated Consumer Payments Processing solution for banks, processors and financial institutions who require a full-featured Payments Engine with strong capabilities in Card Acceptance and Merchant Acquisition, integrated with Back-Office capabilities and Card Management functions, providing fast time to market, reduced cost and complexity.

InterACT Account Origination (AO) is a unified platform that drives the multi-channel origination of New Deposit Accounts, as well as Consumer, Mortgage and Business loans. All account and credit requests are processed and decisioned to the level of automation desired by the financial institution.

ACI Interchange is a central monetary transaction manager, and the main transaction source for ACI Issuer and ACI Acquirer. ACI Interchange supports incoming and outgoing clearing processes for card transactions, including transactions initiated through EMV and magnetic stripe payment cards.

Isolated Payment Appliance (IPA) is an in-store device that reduces the PCI scope of the POS network by isolating the payments portion of the purchase experience away from the POS.

Powered by both ACI and Integrated Research (IR), it delivers actionable insight in real-time, allowing you full visibility and analysis of trends, optimize operations, improve security and enhance your customer journey.

Real-time fraud management and ongoing monitoring of online and mobile transactions for merchants and payment service providers. Focus on maintaining check-out conversion rates to protect revenues and enable genuine customers.

ACI Token Manager for Mobile is offered in partnership with Rambus. It is a full suite of mobile solutions supporting cloud-based payments using Host Card Emulation (HCE), EMVCo tokenization, trusted services management (TSM) for SIM-based projects and for embedded secure element solutions such as Apple Pay and Samsung Pay.

ACI Virtual Collection Agent is an online debt collection service designed to emulate your best collection agents. It reduces stress while increasing the overall consistency and efficiency of your debt collection process.


ACI Worldwide is a global provider of real-time digital payment software and solutions that facilitate the processing of electronic payments. The company offers a comprehensive suite of products and services designed to enable banks, payment processors, merchants, and other financial institutions to manage financial transactions more efficiently while enhancing user experience.Their product portfolio includes solutions for payment processing, card and merchant management, online banking, mobile, fraud detection, and risk management, among others. ACI Worldwide supports an extensive range of payment types, including mobile, eCommerce, and electronic bill payments, which are crucial for today’s digital transactions.The company is known for its Universal Payments (UP) framework, which helps clients seamlessly integrate and manage all payment types within a single platform. This capability not only simplifies the payment process but also ensures high security and compliance with existing and emerging payment regulations.ACI Worldwide's client base is vast and diverse, spanning across more than 80 countries and including many of the world's top banks, financial institutions, and payment processors. This wide reach underscores their robust expertise and reliability in the payments industry.