VergentLMS Pricing Overview

Designed for lenders whose monthly transaction volume is 10,000 or below. The Small-Lender Bundle replaces per-transaction billing with a fixed monthly fee, giving smaller operations predictable costs without surprises. Overages above the selected volume level are billed at a flat per-transaction rate. Applications are never billed. Check cashing is billed separately and does not count toward transaction volume.

Fixed monthly fee — predictable billing up to 10,000 transactions/month
Configurable loan models for any loan type
Automated decisioning and underwriting validation
Branch cash management with dual-vault and audit trail
Collections queues and automated borrower communications
Bilingual English/Spanish Customer Portal
400+ standard reports
Standard third-party integrations (credit bureaus, payment processors)
Role-based user access controls
Standard implementation in 60-90 days
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Vergent's standard pricing tier for lenders with monthly transaction volumes above 10,000. The Enterprise Standard rate is graduated — each volume band carries its own per-transaction rate, so your effective cost per transaction decreases as volume grows. A monthly platform minimum applies. Applications are never billed. Check cashing is billed separately and does not count toward transaction volume tiering.

Graduated per-transaction rate — cost decreases as volume grows
Configurable loan models for any consumer or commercial loan type
Dual-vault branch cash management with full audit trail
Automated collections queues with sub-maker and agent tracking
Bilingual English/Spanish Customer Portal
Dealer Portal for third-party origination partners
400+ standard reports plus SQL-based Report Builder
OCCC Auditor role for state regulatory compliance
37+ named third-party integrations
OmniaText (SMS/MMS) and OmniaPay multi-channel payments
Multi-store management and inter-store transfers
Standard implementation in 60-90 days
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