--- title: QuickBooks Capital Reviews meta\_title: 'QuickBooks Capital Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 45 reviews by the users' company size, role or industry to find out how QuickBooks Capital works for a business like yours. aggregate\_rating: rating\_value: 4.5 review\_count: 45 scale: '5' date\_modified: '2026-08-10' parent\_category: name: Loan url: https://www.g2.com/categories/loan --- # QuickBooks Capital Reviews & Product Details Visit Website QuickBooks Capital is a capital funding platform that offers term loans and lines of credit directly in QuickBooks\* and additional options, such as SBA 7(a) loans, through select partners. -Fast Access: Get funded in days with no impact on your personal credit score to apply for most loans. -Underwriting on your business data: Your QuickBooks data can be used to see the full picture of your business and trajectory. -No Surprises: Transparent pricing and no hidden fees. Interest and fees may apply. QuickBooks Capital leverages existing QuickBooks financial data to streamline loan applications, reduce time to decision and funding, and provide access to even more options through a network of trusted lending partners - all with transparent pricing and no hidden fees. Interest and fees may apply. \*QuickBooks Term Loan and QuickBooks Line of Credit loans are issued by WebBank * * * Product Website QuickBooks Capital Seller [Intuit](https://www.g2.com/sellers/intuit) Discussions [QuickBooks Capital Community](https://www.g2.com/products/quickbooks-capital/discuss) Solution Type Best-of-Breed Overview by Jonathan Amos Show More ## QuickBooks Capital Integrations (1) What do users say about integrations? Verified by QuickBooks Capital [ ![Product Avatar Image](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Product Avatar Image") QuickBooks Online ](https://www.g2.com/products/quickbooks-online/reviews) Show More ![Andy B.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Andy B.") AB Andy B. Owner Small-Business (50 or fewer emp.) 7/1/2026 "QuickBooks Capital Makes Funding Fast, Easy, and Automatic!" 5/5 What do you like best about QuickBooks Capital? What I like about QuickBooks Capital has been how easy it is to apply - they already have my info (as we are QB users for our small business). I've been able to get the capital I need at a good rate and it's just all automatic. Review collected by and hosted on G2.com. What do you dislike about QuickBooks Capital? I have not experienced any downsides to QB Capital. So far, so good. Each screen has all my information correct and I just update a few things. Very easy. Review collected by and hosted on G2.com. What problems is QuickBooks Capital solving and how is that benefiting you? Being sent offers I can qualify for makes it great and reminds me I have options. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Verified User in Business Supplies and Equipment](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Business Supplies and Equipment") AB Verified User in Business Supplies and Equipment Small-Business (50 or fewer emp.) 5/4/2026 "Fast, Document-Free Business Loans with QB Capital" 5/5 What do you like best about QuickBooks Capital? I really like how easy the approval process is: no documents, just a few questions, and BAM!! You’ve got a business loan to help you build and expand your business. Funds are transferred directly to your account in as little as 24 hrs. Review collected by and hosted on G2.com. What do you dislike about QuickBooks Capital? So far, I have only good things to say about QB Capital. They’ve been a great partner, and my experience with them has been very positive. Review collected by and hosted on G2.com. What problems is QuickBooks Capital solving and how is that benefiting you? Before having QB Capital, we struggled to secure large contracts, which strained our cash flow, and they often required 30-90-day terms and new, specialized equipment to do business. Now, business just flows. We have lines of credit, credit cards, and term loans at our disposal, and we can also access loans based on specific customer invoices. The freedom to do business is what QB Capital provides for us, helping us lock in 30% year-over-year growth. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite RB Richard B. Small-Business (50 or fewer emp.) 4/20/2026 "Effortless Capital Access with Seamless Accounting Integration" 5/5 What do you like best about QuickBooks Capital? I like that QuickBooks Capital is connected to my QuickBooks, which I use for my accounting services. The ease of use is great, and it's very fast. I think their terms have been very fair as well. They have been wonderful to work with, super easy, and quick. If I've ever had a question, they're very accessible to reach. I appreciate the integration they have with my payroll service, which makes my bookkeeping more cost-effective and actually more accurate. It's super easy to set up and use. QuickBooks' reputation is outstanding, and I can trust in the quality that I'm going to receive. I think they do a great job for lending purposes. Review collected by and hosted on G2.com. What do you dislike about QuickBooks Capital? Nothing Review collected by and hosted on G2.com. What problems is QuickBooks Capital solving and how is that benefiting you? I use QuickBooks Capital for startup cash and cash flow, especially for payroll and equipment. It offers easy accessibility and connects with my QuickBooks for accounting, streamlining operations. It provides credits for emergencies and integrates with my payroll, making finances straightforward and efficient. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![Michael H.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Michael H.") MH Michael H. Small-Business (50 or fewer emp.) 4/20/2026 "Flexible, Generous, and Startup-Friendly" 5/5 What do you like best about QuickBooks Capital? I use QuickBooks Capital for working capital for my business. I like that they are flexible on qualifications and generous on the amounts they provide. The easy and affordable term loans and lines of credit are perfect for new businesses like mine. Capital from QuickBooks Capital helps to ease cash flow when clients' payment terms slow revenue. Being able to pull from a Line of Credit is extremely helpful to close gaps. The repayment is automatic, which makes it easy, so I don't have another thing to manage, and I can see it all in my QuickBooks software. They constantly evaluate your Line of Credit for increases without request, extending LOCs that increase with review is great. The autopay feature and alerts about payments added value not only in the capital available but also in time saved. QuickBooks Capital invited me to apply for my initial capital loan, making the initial setup very easy. Review collected by and hosted on G2.com. What do you dislike about QuickBooks Capital? I would love to be able to consolidate repayment of LOC draws. If you have to take smaller increments of funds, they are all repaid separately which is more interest. It would be helpful if after the latest draw has been repaid for 2 months, an option to consolidate all outstanding LOC draw payments into a single larger payment. Review collected by and hosted on G2.com. What problems is QuickBooks Capital solving and how is that benefiting you? I use QuickBooks Capital for business working capital. It eases cashflow issues when client payments are delayed. The flexibility, generous amounts, automatic repayment, and credit line increases save time and manage finances effectively. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![Verified User](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User") G Verified User Small-Business (50 or fewer emp.) 7/15/2026 "Convenient, Fast Access to Funds; But Pricey Interest Rates" 5/5 What do you like best about QuickBooks Capital? I like that QuickBooks Capital provides an easy but safe and effective way to withdraw and pay off, allowing me to see where I'm at and know what to expect. The ability to access funds immediately on my online account, especially when I'm out of town or out of the office, makes it very convenient. I also find the initial setup extremely easy, and I appreciate being able to receive business funding immediately. Review collected by and hosted on G2.com. What do you dislike about QuickBooks Capital? The interest rate could be lower and if you pay it off early, I don’t think you should have to pay the extra interest. Review collected by and hosted on G2.com. What problems is QuickBooks Capital solving and how is that benefiting you? QuickBooks Capital helps me cover expenses like materials, payroll, and fuel that have been invoiced but not received. It provides an immediate, easy, safe, and effective way to access funds and manage financial expectations, even when I'm out of the office. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![Verified User in Consulting](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Consulting") AC Verified User in Consulting Small-Business (50 or fewer emp.) 6/2/2026 "Real-Time Funding and a Dashboard That Keeps me in the know" 5/5 What do you like best about QuickBooks Capital? Funds are provided real-time when I need them without a complicated review process. This enables my business to maintain a steady cash flow throughout the month. Also, the dashboard provides status at a glance for all of my open loans. Review collected by and hosted on G2.com. What do you dislike about QuickBooks Capital? I recently applied for a new term loan after paying off a $20k loan on time and with no late or missed payments. I received a notice that I was pre-qualified for a new term loan of up to $30k but when I applied and received an offer, it was only for $1,500. Disappointing and not sure why but this seemed like a bait and switch. Review collected by and hosted on G2.com. What problems is QuickBooks Capital solving and how is that benefiting you? Mainly helps with monthly cash flow but also good for ad hoc equipment purchases, etc. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Jennifer H.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Jennifer H.") JH Jennifer H. CEO Small-Business (50 or fewer emp.) 4/13/2026 "Quick, Easy Funding with Seamless QuickBooks Loan Tracking" 5/5 What do you like best about QuickBooks Capital? Quick and easy application process. Fast funding. Reasonable rates. The payments are automatically drafted with good email reminders. The lending app in QuickBooks makes it easy to see what loans are active, payment amounts, and pay off balances. Review collected by and hosted on G2.com. What do you dislike about QuickBooks Capital? I have not found anything I dislike. Maybe even lower rates? Everyone wants that! Review collected by and hosted on G2.com. What problems is QuickBooks Capital solving and how is that benefiting you? Our business is cyclical and we can have cash flow constraints during the slower months. Having a line of credit readily accessible has helped us make payroll and cover other expenses when things were tight. Longer term loans allowed us to expand quickly, covering needed costs of opening a second location. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite MF mforman@duplim.com F. Small-Business (50 or fewer emp.) 7/9/2026 "Effortless Fund Requests and Cash Flow Management" 5/5 What do you like best about QuickBooks Capital? I really like how very easy it is to request funds and repay with QuickBooks Capital. As a small company, I appreciate that I don't have to spend a long time on these tasks, which allows me to focus on other important activities. The initial setup was also very easy. Review collected by and hosted on G2.com. What do you dislike about QuickBooks Capital? I really can't think of anything. Review collected by and hosted on G2.com. What problems is QuickBooks Capital solving and how is that benefiting you? QuickBooks Capital helps with cash flow, and it's very easy to request funds and repay. As a small company, it saves me time on these tasks, letting me focus on other important activities. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller invite ![Verified User in Hospital & Health Care](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Hospital & Health Care") AH Verified User in Hospital & Health Care Mid-Market (51-1000 emp.) 7/13/2026 "QuickBooks Capital Makes Getting Extra Cash for Payroll and AP Super Easy" 5/5 What do you like best about QuickBooks Capital? Having access to QuickBooks Capital in your QuickBooks app is super easy - when you need a little extra cash for Payroll or AP you just pull it up and take what you need. Review collected by and hosted on G2.com. What do you dislike about QuickBooks Capital? I guess the only think I would say about it is that it would be nice to have them review you every 90 days for additional credit limits. Review collected by and hosted on G2.com. What problems is QuickBooks Capital solving and how is that benefiting you? When our customer pays late or we have a day or 2 in between payroll and accounts receivable dollars coming in it saves us. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerIncentivizedSource: Seller invite ![Marcelo C.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Marcelo C.") MC Marcelo C. Procurement Support Specialist Small-Business (50 or fewer emp.) 4/13/2026 "Quick and Facilitator, But the Cost is High" 5/5 What do you like best about QuickBooks Capital? I like the ease of obtaining money within 24 hours and that it does not impact my credit report when they require my social security number. I don't have to go to the bank because QuickBooks Capital already knows the movement of my company and my account statements. Review collected by and hosted on G2.com. What do you dislike about QuickBooks Capital? What affects me the most is the high interest rate. We are talking about 30 to 34 percent annually, which is high. I think in my case the principal should be adjusted to values below 20 percent for this type of loan. Review collected by and hosted on G2.com. What problems is QuickBooks Capital solving and how is that benefiting you? QuickBooks Capital makes it easy for me to know that I have additional capital to enter into businesses, buy merchandise, or pay for insurance. The ease of obtaining money within 24 hours without impacting my credit report is a great advantage. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: Seller inviteAI Translated ##### Pricing Pricing details for this product isn’t currently available. Visit the vendor’s website to learn more. 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