nCino's Mortgage Suite Features

Easily integrates with loan origination solutions

Facilitates the creation and maintenance of relevant notifications for important dates

Facilitates communication and relationship nurturing between lenders and loan officers

Facilitates or integrates with tools that ensure loan compliance

Set up connections to third-party platforms to improve business processes

Stores and manages contacts, leads, and prospects

Organizes prospect and client pipelines to align with loan and real estate requirements

Automates email or other marketing campaign efforts

Create, design and manage workflows for repetitive tasks

Distribution and delivery of funds to approved borrowers

Store, manage, and track all electronic documents in a centralized location

Automate maintenance of escrow accounts on behalf of borrowers

Calculation of consumption tax imposed on properties

Store information about leads or contacts and track, manage and nurture them throughout the sales process

Searchable database of information about loan borrowers

Tool used to determine accurate pricing and product eligibility for borrowers

Track the progress of long term goals, campaigns, and opportunities, for sales, projects, business ventures etc.

Create, manage and track all task activities and progression

Track and manage adherence to policies for any service, product, process, or supplier

Manages the full loan pipeline.

Creates interest billing statements.

Tracks and manages loan-related risk.

Creates reports around loan pipeline, contractor activity, draws, and more.

Tracks construction projects through completion.

Tracks construction project orders.

Manages both construction project compliance and loan-specific compliance.

Manages and provides line-item breakdowns of project budgets.

Contains a portal for borrowers to check and update loan-related information.

Is accessible from a mobile device and by users on the go.

Collects borrower payments.

Provides built in e-signature capabilities for document signing.

Provides borrowers the ability to digtially sign and send the relevant promissory note.

Contains an e-vault for document storage

Allows notaries to notarize relevant documents electronically.

Integrates with other relevant lending software, specifically loan origination systems and digital mortgage closing solutions.

Allows lenders to customize fields and portal layout.

Provides loan document templates and a repository in which loan documents are housed.

Allows all parties to review relevant documents prior to close.

Contains a library of pre-built document templates.

Integrates with the Mortgage Electronic Registry System (MERS).

Integrates with loan origination systems.

Provides lenders with a borrower portal to collect documents and streamline borrower interactions.

Provides borrowers with a loan comparison tool.

Contains a dashboard for lenders to view their pipeline of loans from application to close.

Automates borrower credit pulls.

Allows for the creation and customization of application workflows.

Provides a mobile-optimized application portal.

Capability to perform complex tasks without constant human input

Anticipates needs and offers suggestions without prompting

Capability to perform complex tasks without constant human input

Ability to break down and plan multi-step processes

Works across multiple software systems or databases

Improves performance based on feedback and experience

Anticipates needs and offers suggestions without prompting

Makes informed choices based on available data and objectives

Integrate with a third-party accounting system

Set up connections to third-party platforms to improve business processes

Capability to perform complex tasks without constant human input

Ability to break down and plan multi-step processes

Works across multiple software systems or databases

Improves performance based on feedback and experience

Anticipates needs and offers suggestions without prompting

Makes informed choices based on available data and objectives

Automatically fetches and syncs data from credit bureaus, CRMs, and banking systems.

Uses AI to autonomously plan and execute underwriting processes, including credit checks, risk scoring, and fraud detection.

Reviews applications, identifies missing data, requests documents, and advances files autonomously.

Uses AI to classify uploaded documents and extract key information.

Allows exporting reports in Excel, CSV, PDF, or Google Sheets formats.

Enables building customized reports for internal teams and stakeholders.

Presents lending data, performance metrics, and risk insights visually.

Logs all system activities for compliance, reporting, and transparency.

Limits data access based on roles and permissions.

Conducts identity verification and monitors suspicious transactions.

Process of collecting loan interest and escrow payments from a borrower.

The initial step in the mortgage workflow

Process of securing a loan from a bank or any other lender.

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Used by brokers

Report customer payment history and outstanding debts to credit bureaus

Use AI to generate content in the form of text, images, videos, etc.

Application programming interface that allows for integration with other systems/databases

Electronic storage of stakeholder contact information

Search and filter data across systems to locate required information by entering keywords or certain criteria

Expand services to areas outside of the home location, functioning as an extension of the home location.

A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

Store and organize documents in a centralized system

Automate workflows and trigger campaigns based on customer actions

Manage, organize, and store contact information

Create a table of loan payments showing dates, amount of principal, amount of interest, and remaining balance

Reports that show customers their invoices, payments, and balance on the account

Track sent and received payments, invoices, and bills.

Application programming interface that allows for integration with other systems/databases

Track the progress of long term goals, campaigns, and opportunities, for sales, projects, business ventures etc.

Create, design and manage workflows for repetitive tasks

Ability to fill out and submit application forms on the web

A record of all activities within the system, including user access, changes made, etc.

Tracking, managing, and initiating the transfer of funds for overdue customer payments

Dashboard to view the status of ongoing processes, identify current incidents and track past activities

Online portal through which end users can access the system, manage tasks, or obtain information

Track the status over time for a request, process, asset, or transaction

Plan availability and assign specific time slots for tasks and resources

A collection of customer information such as contact details, demographics, previous interactions, etc.

Store and organize documents in a centralized system

Track and document all activities across devices, networks, and other systems

Import and export data to and from software applications

Collect, organize, and prepare loan information to send to the lender for approval

Monitoring, analysis, and projection of the movement of cash into and out of a business over a specific period

Process of identifying, evaluating, mitigating, addressing and reporting on potential risks or uncertainties

Assembly of graphs and charts for visualizing and tracking statistics/metrics

Provides commercial businesses with funds to finance various needs

A virtual assistant that uses AI to pursue goals and complete tasks on behalf of users

Evaluate units, projects, budgets, and other finance-related data to gauge their performance and potential risk

Use AI to generate content in the form of text, images, videos, etc.

Configure existing workflows to meet your organization's needs

Plan, manage, and track the financial activities of an individual or organization

Process of securing a loan from a bank or any other lender.

Alter the layout and content of reports

Assess and control risks associated with the credit process of each loan portfolio/account

Securely stores data to prevent data loss or breaches

Accept electronic bank-to-bank transfers using a network called the Automated Clearing House (ACH)

Track and manage adherence to policies for any service, product, process, or supplier

Private online space that lets businesses securely share documents and provide information access to clients

Store, manage, and track all electronic documents in a centralized location

Searchable database of information about loan borrowers

Process to evaluate a person's creditworthiness and their ability to manage debt and make timely payments

Initiate collection and analysis of known risks

Collection, analysis, and representation of numerical data and generation of reports to understand various patterns

Store information about leads or contacts and track, manage and nurture them throughout the sales process

Active reporting of data and metrics

Built-in customer relationship management (CRM) capabilities or integration with a third-party CRM system

Manage, organize, and store contact information

Automate loan approval rules and risk analysis to determine acceptable loan terms for a borrower

Add customized logos and colors to align with company branding

Create, manage and track all task activities and progression

Distribution and delivery of funds to approved borrowers

Automates and streamlines business processes by creating a sequence of predefined rules and actions that govern the flow of work

Create, save, and re-purpose templates for emails, forms, etc.

Timed notification for any upcoming task, deadline, appointment, or activity

Manage contact details and communication with clients

Digitally sign online documents

Alerts or notifications of various types such as pop-up messages, sounds, banners, or badges

Electronic signing method that validates the authenticity and integrity of a digital document

Track and manage the scheduling of tasks

Record of all transactions such as purchases, deposits, withdrawals and transfers within a specific period

Built-in accounting to manage ledger, accounts payable/receivable, financial reports, etc.

Customizable sample documents that contain placeholder text or a standard layout that can be repeated for each new file

Pre-designed layouts that can be customized to match preferences and requirements

Manage the process of evaluating documents or requests submitted for approval

Manage the accounting and financial aspects of multiple locations or companies in a single location

Electronically collect payments for goods or services

Tool used to determine accurate pricing and product eligibility for borrowers

Store and organize information about customers and previous interactions

Manage and track all internal and external communication conducted via calls, email, text, or chat