N26 Bank Account Reviews & Product Details

N26 is a fully digital bank offering a range of accounts designed to simplify personal finance management through a user-friendly mobile app. The N26 Bank Account provides customers with a seamless banking experience, combining everyday transactions, savings, and investment options within a single platform. With a focus on transparency and security, N26 caters to individuals seeking a modern alternative to traditional banking. Key Features and Functionality: - Account Options: N26 offers a free Standard account, as well as premium plans like N26 Smart, N26 Go, and N26 Metal, each providing additional features tailored to different user needs. - Virtual and Physical Cards: Customers receive a free virtual Mastercard debit card upon account opening, which can be added to digital wallets for immediate use. A physical card is also available upon request. - Money Management Tools: The app includes features like Spaces sub-accounts for organizing finances, automatic savings through Round-ups, and real-time spending insights to help users track and manage their expenses effectively. - Investment Opportunities: Users can invest in stocks, ETFs, and cryptocurrencies directly through the app, starting with as little as €1, making investing accessible and straightforward. - Security Measures: As a fully licensed German bank, N26 employs advanced security protocols, including biometric authentication and real-time transaction notifications, ensuring the safety of user funds. Primary Value and Solutions: N26 addresses the need for a streamlined, transparent, and secure banking experience by integrating various financial services into a single mobile platform. It eliminates hidden fees and offers intuitive tools for budgeting, saving, and investing, empowering users to take control of their financial health. The flexibility of virtual and physical cards, coupled with innovative features like Spaces and real-time insights, simplifies money management for individuals seeking a modern banking solution.

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Average based on 15 real user reviews.

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UA

Verified User in Accounting

Small-Business (50 or fewer emp.)

9/19/2019

"Super easy banking that meets my needs"

4/5

What do you like best about N26 Bank Account?

It's easy and fast to open a bank account. There are no fees if you select the basic plan. The app lets you control your card and account very well. Review collected by and hosted on G2.com.

What do you dislike about N26 Bank Account?

It doesn't have much more functionality other than basic banking. Review collected by and hosted on G2.com.

UE

Verified User in E-Learning

Small-Business (50 or fewer emp.)

6/21/2019

"Amazing bank account for the new era"

5/5

What do you like best about N26 Bank Account?

Finally an easy-to-open, light-weight and free (or cheap) bank account for the twenty-first century. I love N26 and I've been using it for more than three years now. Review collected by and hosted on G2.com.

What do you dislike about N26 Bank Account?

The metal card (I choose over the free or black account) doesn't worth the money it cost. Review collected by and hosted on G2.com.

UA

Verified User in Apparel & Fashion

Small-Business (50 or fewer emp.)

7/29/2019

"Great concept but falling short"

4/5

What do you like best about N26 Bank Account?

I like the concept of the bank as it’s online and a great starter account for many people Review collected by and hosted on G2.com.

What do you dislike about N26 Bank Account?

That they haven’t sent me my card yet or any update on that. Review collected by and hosted on G2.com.

UC

Verified User in Computer Software

Small-Business (50 or fewer emp.)

4/16/2019

"Best mobile banking ever"

5/5

What do you like best about N26 Bank Account?

N26 is the one of the best mobile banking platform. It offers an account opening procedures online and it’s really fast. The money transfer is fast and reliable. I can organize my money by creating spaces and move to spaces. As well it provides various business account features. No More wait in physical banks, N26 made it everything mobile enabled. Review collected by and hosted on G2.com.

What do you dislike about N26 Bank Account?

Some N26 banking features are not available in my country (savings, overdraft, etc). As well as I can only recharge my N26 account by having a IBAN transfer. I can’t deposit through ATM or physical branches (as N26 is a mobile bank) Review collected by and hosted on G2.com.

UC

Verified User in Computer Games

Small-Business (50 or fewer emp.)

7/19/2019

"Game Changer in European Banking"

4/5

What do you like best about N26 Bank Account?

A truly digital & mobile bank. Sleek design, easy to set up and reliable service Review collected by and hosted on G2.com.

What do you dislike about N26 Bank Account?

Not much. There’s no physical branches which some customers might miss. Also, not available in the U.S. yet (as of July ‘19) Review collected by and hosted on G2.com.