--- title: N26 Bank Account Reviews meta\_title: 'N26 Bank Account Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter 15 reviews by the users' company size, role or industry to find out how N26 Bank Account works for a business like yours. aggregate\_rating: rating\_value: 3.6 review\_count: 15 scale: '5' date\_modified: '2026-07-12' parent\_category: name: Financial Services url: https://www.g2.com/categories/financial-services --- # N26 Bank Account Reviews & Product Details N26 is a fully digital bank offering a range of accounts designed to simplify personal finance management through a user-friendly mobile app. The N26 Bank Account provides customers with a seamless banking experience, combining everyday transactions, savings, and investment options within a single platform. With a focus on transparency and security, N26 caters to individuals seeking a modern alternative to traditional banking. Key Features and Functionality: - Account Options: N26 offers a free Standard account, as well as premium plans like N26 Smart, N26 Go, and N26 Metal, each providing additional features tailored to different user needs. - Virtual and Physical Cards: Customers receive a free virtual Mastercard debit card upon account opening, which can be added to digital wallets for immediate use. A physical card is also available upon request. - Money Management Tools: The app includes features like Spaces sub-accounts for organizing finances, automatic savings through Round-ups, and real-time spending insights to help users track and manage their expenses effectively. - Investment Opportunities: Users can invest in stocks, ETFs, and cryptocurrencies directly through the app, starting with as little as €1, making investing accessible and straightforward. - Security Measures: As a fully licensed German bank, N26 employs advanced security protocols, including biometric authentication and real-time transaction notifications, ensuring the safety of user funds. Primary Value and Solutions: N26 addresses the need for a streamlined, transparent, and secure banking experience by integrating various financial services into a single mobile platform. It eliminates hidden fees and offers intuitive tools for budgeting, saving, and investing, empowering users to take control of their financial health. The flexibility of virtual and physical cards, coupled with innovative features like Spaces and real-time insights, simplifies money management for individuals seeking a modern banking solution. * * * Seller [N26](https://www.g2.com/sellers/n26) Discussions [N26 Bank Account Community](https://www.g2.com/products/n26-bank-account/discuss) Show More ## Value at a Glance Averages based on real user reviews. ### Perceived Cost $$$$$ [ View More Pricing Information ](https://www.g2.com/products/n26-bank-account/pricing) ## Top-Rated Alternatives [ ![Plaid](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Plaid") Plaid 4.3/5(48) ](https://www.g2.com/products/plaid/reviews) [ ![MX](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "MX") MX 4.7/5(14) ](https://www.g2.com/products/mx-technologies-mx/reviews) [ ![STARLING](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "STARLING") STARLING 4.6/5(4) ](https://www.g2.com/products/starling/reviews) [ View All Alternatives ](https://www.g2.com/products/n26-bank-account/competitors/alternatives) ## User Insights Average based on 15 real user reviews. Perceived Cost $$$$$ [Log in to unlock pricing and user insights](/login) ![Verified User in Accounting](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Accounting") UA Verified User in Accounting Small-Business (50 or fewer emp.) 9/19/2019 "Super easy banking that meets my needs" 4/5 What do you like best about N26 Bank Account? It's easy and fast to open a bank account.There are no fees if you select the basic plan. The app lets you control your card and account very well. Review collected by and hosted on G2.com. What do you dislike about N26 Bank Account? It doesn't have much more functionality other than basic banking. Review collected by and hosted on G2.com. Recommendations to others considering N26 Bank Account: It's free so why not give it a shot? Review collected by and hosted on G2.com. What problems is N26 Bank Account solving and how is that benefiting you? Saves me a lot of time rather than dealing with going to branches or calling customer support for basic operations. Review collected by and hosted on G2.com. Show More Validated ReviewerSource: Organic ![Verified User in E-Learning](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in E-Learning") UE Verified User in E-Learning Small-Business (50 or fewer emp.) 6/21/2019 "Amazing bank account for the new era" 5/5 What do you like best about N26 Bank Account? Finally an easy-to-open, light-weight and free (or cheap) bank account for the twenty-first century. I love N26 and I've been using it for more than three years now. Review collected by and hosted on G2.com. What do you dislike about N26 Bank Account? The metal card (I choose over the free or black account) doesn't worth the money it cost. Review collected by and hosted on G2.com. Recommendations to others considering N26 Bank Account: It's free (the basic version) and quick to open online! Review collected by and hosted on G2.com. What problems is N26 Bank Account solving and how is that benefiting you? It has an amazing and light-weight app, which has no competitors in the Spanish/Italian market. Review collected by and hosted on G2.com. Show More 6/24/2019 Validated ReviewerSource: Seller invite ![Verified User in Apparel & Fashion](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Apparel & Fashion") UA Verified User in Apparel & Fashion Small-Business (50 or fewer emp.) 7/29/2019 "Great concept but falling short " 4/5 What do you like best about N26 Bank Account? I like the concept of the bank as it’s online and a great starter account for many people Review collected by and hosted on G2.com. What do you dislike about N26 Bank Account? That they haven’t sent me my card yet or any update on that. Review collected by and hosted on G2.com. What problems is N26 Bank Account solving and how is that benefiting you? Hard to contact customer service but the app is fairly new so giving it some time. Review collected by and hosted on G2.com. Show More Current UserValidated ReviewerSource: Organic ![Verified User in Computer Software](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Computer Software") UC Verified User in Computer Software Small-Business (50 or fewer emp.) 4/16/2019 "Best mobile banking ever" 5/5 What do you like best about N26 Bank Account? N26 is the one of the best mobile banking platform. It offers an account opening procedures online and it’s really fast. The money transfer is fast and reliable. I can organize my money by creating spaces and move to spaces. As well it provides various business account features. No More wait in physical banks, N26 made it everything mobile enabled. Review collected by and hosted on G2.com. What do you dislike about N26 Bank Account? Some N26 banking features are not available in my country (savings, overdraft, etc). As well as I can only recharge my N26 account by having a IBAN transfer. I can’t deposit through ATM or physical branches (as N26 is a mobile bank) Review collected by and hosted on G2.com. Recommendations to others considering N26 Bank Account: It’s one of the best mobile banking service available in Europe Review collected by and hosted on G2.com. What problems is N26 Bank Account solving and how is that benefiting you? N26 helped me to open a bank account very fast with an IBAN. The mobile friendly banking is the best. Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ![Verified User in Computer Games](/assets/icons/anonymous-avatar-purple-4ae1032bdb50ee5682003170c8184aee790d25958bd397abbd384ba52c596a7b.svg "Verified User in Computer Games") UC Verified User in Computer Games Small-Business (50 or fewer emp.) 7/19/2019 "Game Changer in European Banking" 4/5 What do you like best about N26 Bank Account? A truly digital & mobile bank. Sleek design, easy to set up and reliable service Review collected by and hosted on G2.com. What do you dislike about N26 Bank Account? Not much. There’s no physical branches which some customers might miss. Also, not available in the U.S. yet (as of July ‘19) Review collected by and hosted on G2.com. Recommendations to others considering N26 Bank Account: It’s a game changer! Review collected by and hosted on G2.com. What problems is N26 Bank Account solving and how is that benefiting you? Real time balance, purchase notifications and generally stress free, transparent & cheaper than competitors (including a sleek looking card) Review collected by and hosted on G2.com. Show More Validated ReviewerIncentivizedSource: G2 invite ## Questions about N26 Bank Account? Ask real users or explore answers from the community Get practical answers, real workflows, and honest pros and cons from the G2 community or share your insights. [ Ask about N26 Bank Account ](https://www.g2.com/products/n26-bank-account/discussions/new) ![David P.](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "David P.") DP David Paolino • Last activity over 6 years ago Are we able to integrate the check system? Is there a premium account? 1 Upvote 1 [ Join the conversation ](https://www.g2.com/discussions/14631-are-we-able-to-integrate-the-check-system-is-there-a-premium-account) [ View all Discussions ](https://www.g2.com/products/n26-bank-account/discuss) ##### Pricing Pricing details for this product isn’t currently available. Visit the vendor’s website to learn more. [ View More Pricing Information ](https://www.g2.com/products/n26-bank-account/pricing) N26 Bank Account Comparisons ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_8bd788c3cf77bf35b74292270a48fcdd/plaid.png "Product Avatar Image") Plaid 4.3/5(48) [ Compare Now ](https://www.g2.com/compare/n26-bank-account-vs-plaid) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_ef81343d3cf1d0712ea4a9b150dd85e1/mx-technologies-mx.jpg "Product Avatar Image") MX 4.7/5(14) [ Compare Now ](https://www.g2.com/compare/mx-technologies-mx-vs-n26-bank-account) ![Product Avatar Image](https://images.g2crowd.com/uploads/product/image/small_square/small_square_0401f98efe15b5b8fd3b58fe4e9f1026/starling.jpg "Product Avatar Image") STARLING 4.6/5(4) [ Compare Now ](https://www.g2.com/compare/n26-bank-account-vs-starling) ##### ##### N26 Bank Account Features Platform Additional Functionality Mobility Dashboard Bill Payment [ View More Features ](https://www.g2.com/products/n26-bank-account/features) ## Work at N26? 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