[ Lumin D... Reviews ](https://www.g2.com/products/lumin-digital/reviews) [ Lumin D... Reviews ](https://www.g2.com/products/lumin-digital/reviews) # Lumin Digital Pricing Overview [Editedit](https://my.g2.com/lumin-digital/pricings) ## Lumin Digital Pricing Key Insights Last updated on Jul 29, 2026 * * * Lumin Digital offers **4 pricing editions** , with pricing details available directly from the vendor. Review the Lumin Digital pricing table below to determine which features best align with your requirements. Contact **Lumin Digital** directly to purchase the software. * * * Retail Banking — Contact Us Commercial Banking — Contact Us Digital Account Opening — Contact Us Platform Solutions — Contact Us Rated 4.7 / 5 \*Pricing information is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations must be conducted with the seller. Retail Banking Contact Us [Request Demo](#) Increase revenue, grow product adoption, and engage users like never before with our modern, digital-first retail banking app. - User customizable central dashboard - Transaction, balance, transfer, and fraud alerts - Account reports - Money transfers - Payment solutions - Remote deposit capture - Instant account verification - Digital card issuance & push provisioning - Card controls & rewards - In-app account opening & funding options - Advanced financial wellness tools Show More Commercial Banking Contact Us [Request Demo](#) Enable growth and increase productivity for business users with our mobile-first suite of commercial banking solutions. - Instant online registration - Entitlements - Risk mitigation tools - Credit card portfolio management tools - Custom reports & data exports - ACH origination - ACH Import & Pass Thru - ACH reversals - Check & ACH Positive Pay - Integrated ACH Notification of Change - Domestic & international wire transfers Show More Digital Account Opening Contact Us [Request Demo](#) Increase new account openings from your website & onboard seamlessly users into digital banking with our modern DAO solution. - Fast & mobile first - Embedded fraud checks - Backend app configuration & processing - ID capture - Auto-qualification for member-based financial institutions - Address verification & address auto-complete - Joint account opening - Business account opening - Youth account opening Show More Platform Solutions Contact Us [Request Demo](#) Grow revenue, increase operational efficiency, and reduce fraud and risk with our embedded platform solutions. - In-app digital marketing - Robust data, analytics, & insights - Extensibility via APIs and our SDK - User engagement solutions - Risk management tools - Admin & support portal for operations workflows Show More Pricing information for Lumin Digital is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase Lumin Digital must be conducted with the seller. Pricing information was last updated on November 26, 2024 Show More ## Pricing Insights Averages based on real user reviews. ### Time to Implement 7 months ### Return on Investment 11 months ## Lumin Digital Pricing FAQs Generated using AI Is Lumin Digital free, or does it offer a free trial? No. According to G2 data, Lumin Digital does not offer a free plan or free trial. Users need to purchase a paid plan to access the product. Visit the seller's official pricing page for current pricing details and plan options. How much does Lumin Digital cost in 2026? Pricing details for Lumin Digital are not publicly listed. Users should visit the Lumin Digital's official pricing page or contact the vendor directly for current pricing information. Who is Lumin Digital pricing best suited for? Lumin Digital's pricing is best suited for mid-market financial institutions — primarily credit unions and community banks with 51 to 1,000 employees — as confirmed by the overwhelming majority of G2 reviewers falling in that segment. Banking and financial services industries dominate the reviewer base. Retail Banking tier fits institutions prioritizing member-facing consumer experiences; Commercial Banking suits FIs serving business members with ACH and wire needs; Digital Account Opening targets institutions focused on digital member acquisition; Platform Solutions fits operationally mature FIs needing analytics and API extensibility. G2 reviewers note Lumin Digital's partnership model and customization responsiveness make it particularly valuable for institutions replacing legacy digital banking platforms. What are the key differences between the free and paid versions of Lumin Digital? No free version or free trial of Lumin Digital exists. All four tiers — Retail Banking, Commercial Banking, Digital Account Opening, and Platform Solutions — require contacting the vendor for custom pricing. G2's pricing data for Lumin Digital shows the entry-level Retail Banking tier covers core consumer features: dashboard, alerts, transfers, card controls, and financial wellness tools. Commercial Banking adds ACH origination, wire transfers, and entitlements. Digital Account Opening layers in fraud checks and multi-account-type onboarding. Platform Solutions unlocks analytics, APIs, SDK extensibility, and in-app marketing. G2 reviewers note certain enhancements, like CMS improvements and analytics, require additional paid upgrades beyond base tier access. Is Lumin Digital considered good value for its pricing? G2 reviewers rate Lumin Digital at 4.5/5 overall, signaling strong satisfaction despite recurring cost concerns. Multiple G2 reviewers flag that programming and customizations are expensive, blanket pricing obscures individual cost breakdowns, and add-ons like CMS Pro or Lumin Analytics carry separate fees. One reviewer explicitly notes analytics should be included by default. However, high ratings alongside these complaints position Lumin Digital as a premium investment: reviewers consistently cite best-in-class support, aggressive sprint cycles, dedicated implementation project managers, and continuous platform innovation as justifying the spend. Mid-market credit unions and financial institutions willing to absorb premium pricing report strong ROI through member self-service, fraud reduction, and competitive feature parity. ## Top-Rated Alternatives [ ![Alkami](https://images.g2crowd.com/uploads/product/hd_favicon/94431aa5558630a0bd5dd3bf2bffdfd3/alkami-technology-inc-alkami.svg "Alkami") Alkami 4.4/5(39) ](https://www.g2.com/products/alkami-technology-inc-alkami/reviews) [ ![Q2](https://images.g2crowd.com/uploads/product/image/large_detail/large_detail_36dd17d95e86ee6f91ce4eb94c5f9b44/q2-platform.png "Q2") Q2 4.2/5(11) ](https://www.g2.com/products/q2-software-inc-q2/reviews) [ ![TeamSupport](https://images.g2crowd.com/uploads/product/hd_favicon/bff62c7356b8e1087645653c3217f24a/teamsupport.svg "TeamSupport") TeamSupport 4.4/5(891) ](https://www.g2.com/products/teamsupport/reviews) [ View All Alternatives ](https://www.g2.com/products/lumin-digital/competitors/alternatives) ## Lumin Digital Pricing Reviews (1) GN Genesis N. SVP, Operations Mid-Market (51-1000 emp.) 1/2/2026 "Attentive Team Committed to Your Success" 4.5/5 What do you like best about Lumin Digital? They are attentive to your FI needs and are committed to collaborating with you to ensure a successful product outcome. Review collected by and hosted on G2.com. What do you dislike about Lumin Digital? Programming tends to be expensive, and the use of blanket pricing makes it difficult to break down or specify individual costs. Review collected by and hosted on G2.com. What problems is Lumin Digital solving and how is that benefiting you? The user experience is effective, but we still need to understand how this connects to our overall growth. Review collected by and hosted on G2.com. 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