# Lock Trust Reviews
**Vendor:** Lock Trust  
**Category:** [Payment Gateways](https://www.g2.com/categories/payment-gateways)
## About Lock Trust
LockTrust is a unified payments and financial platform designed for modern businesses that need more than just credit card processing. With LockTrust, merchants can securely accept credit cards, debit, ACH, digital wallets, and escrow transactions—all in one streamlined solution. Built with compliance, transparency, and scalability in mind, LockTrust eliminates hidden fees, passes on interchange savings, and offers free credit card processing options. The platform also includes PCI-compliant security, advanced risk tools, and customizable reporting to give businesses complete control over their revenue. From marinas and RV parks to SaaS companies, studios, and online merchants, LockTrust helps organizations simplify payments, reduce costs, and protect customer trust—all while powering growth.






- [View Lock Trust pricing details and edition comparison](https://www.g2.com/products/lock-trust/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-23+01%3A39%3A19+-0500&secure%5Bsession_id%5D=36df2521-7cc3-4ecd-9c44-1baadd15e36a&secure%5Btoken%5D=09ded66a72523673e60c2c057ced11a55d0cca11b09ad2fcad7a503a1eddf51e&format=llm_user)

## Lock Trust Features
**Payment Options**
- Coupons, Discounts, Promotions, and Gift Cards
- Recurring Billing
- Instant Payment
- Accepted Credit Cards and Debit Cards
- ACH Payments and eCheck Processing
- Split Payments
- Real-Time Payments
- Multi-Currency
- Online payment portal

**Billing**
- Automation
- Consolidation
- Adjustments
- Blacklisting

**Administration**
- Reporting/Dashboards
- User, Role, and Access Management
- Payout Time
- Manual Payment Entry
- Dispute Resolution
- Omnichannel
- Levels 1 & 2
- Level 3

**Dunning**
- Collections
- Dispute Management
- Escalation

**Security**
- PCI Compliance
- Fraud Protection Tools
- Data Tokenization
- Two-Factor Authentication
- POS Verification

**Performance**
- Packages
- Discounts
- Plan Changes

**Development**
- Customization (Fields, Objects, and Layouts)
- APIs
- Accounting Software Integration
- E-Commerce Software Integration

**Reporting**
- Dimensions
- Deferred Revenue
- Revenue Recognition

**Platform**
- Performance and Reliability
- Internationalization - Currency/Language
- Internationalization - Operating Country
- API / Integrations
- PCI Regulation Compliance
- Supplemental Technology
- Accounting integration
- E-commerce Integration

**Agentic AI - Subscription Billing**
- Autonomous Task Execution
- Multi-step Planning
- Cross-system Integration
- Adaptive Learning

**Agentic AI - Payment Gateways**
- Autonomous Task Execution
- Cross-system Integration
- Decision Making

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