# FundingCircle Reviews **Vendor:** Funding Circle **Category:** [Loan Origination Software](https://www.g2.com/categories/loan-origination) **Average Rating:** 4.2/5.0 **Total Reviews:** 11 ## About FundingCircle Funding Circle provides affordable business loans through online marketplace. ## FundingCircle Reviews ### 1. A quick and easy funding solutions **Rating:** 3.0/5.0 stars **Reviewed by:** Chris B. | Small-Business (50 or fewer emp.) **Reviewed Date:** December 20, 2023 **What do you like best about FundingCircle?** Speed to raise funds and the additional capital options such as flexi pay. The solution can be a quick and easy way to raise capital **What do you dislike about FundingCircle?** The interest rates can be high and they quickly changed after we signed and agreed the deal and we had to then agree a slightly higher new deal. I feel that once a deal is set, it should be locked after signature or locked for a period of time. **What problems is FundingCircle solving and how is that benefiting you?** Working capital to grow the sales and marketing teams ### 2. Great platform if you are looking for Business Term loan **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Computer Software | Mid-Market (51-1000 emp.) **Reviewed Date:** May 09, 2024 **What do you like best about FundingCircle?** The application process is quite easier as compared to other loans provider. They also revert back in no time, I believe within 24-48 hours we got the decision by Funding Circle **What do you dislike about FundingCircle?** No human touch, once the application is rejected there's no way to ask for the reason. **What problems is FundingCircle solving and how is that benefiting you?** We used this platform to apply for business term loan, however the decision was not in our favour. However, the platform is quiite easy to use and to understand. ### 3. Easy finance for growning businesses **Rating:** 4.0/5.0 stars **Reviewed by:** Andrew R. | Director, Small-Business (50 or fewer emp.) **Reviewed Date:** December 28, 2023 **What do you like best about FundingCircle?** Simplicity of contact and decision making. **What do you dislike about FundingCircle?** The interest rates are not always competitive. **What problems is FundingCircle solving and how is that benefiting you?** Provides cashflow when it is needed to the business. ### 4. Funding Circle **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.) **Reviewed Date:** July 27, 2023 **What do you like best about FundingCircle?** Funding circle is star performer in lending network which allows investors to make direct loans to small firms in the UK, US, Germany, and the Netherlands. They advance the economy, assist local communities, and create jobs. Due to our concern for them, we concentrate all of our efforts on providing financial support for SMEs. **What do you dislike about FundingCircle?** Considering the other competitors, loan eligible may be challenging and type of money available vary by state and industry. Processing time msg also take longer than with other internet lenders **What problems is FundingCircle solving and how is that benefiting you?** It offers a wide range of products along with dependable product lines, ease in availing high loans amounts with no foreclosure charges. Interest rates could be less than those offered by competing lenders ### 5. Funding to Help your business **Rating:** 5.0/5.0 stars **Reviewed by:** Vernita C. | Executive Director, Small-Business (50 or fewer emp.) **Reviewed Date:** October 07, 2022 **What do you like best about FundingCircle?** Funding Circle was used by a business I worked for and I liked the way they poured into business to help you be successful, you can use the money to cover the costs of buying equipment, hiring employees or opening a new location. **What do you dislike about FundingCircle?** There was nothing that I can personally say i did not like **What problems is FundingCircle solving and how is that benefiting you?** It was benefiting the company I worked for and others to to lend money directly to small and medium-sized businesses ### 6. Does what it needs to do, and really well **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Financial Services | Mid-Market (51-1000 emp.) **Reviewed Date:** October 05, 2022 **What do you like best about FundingCircle?** Main thing about Funding Circle that i like is the ease of us and the network that helps you borrow/lend for your business. Ease of use is main reason for using it. **What do you dislike about FundingCircle?** There's nothing to dislike. Sometimes, you don't get lenders, which can be a bother in times of need. But other than this, everything works well and have nothing to dislike. **What problems is FundingCircle solving and how is that benefiting you?** Funding Circle has been a vital cog in small and medium businesses like ours in lending small loans for equipment/upgrades. Its customer service is above par and helpful. ### 7. Great tool for necessary and required lending needs for a customer **Rating:** 4.5/5.0 stars **Reviewed by:** Verified User in Financial Services | Enterprise (> 1000 emp.) **Reviewed Date:** October 16, 2022 **What do you like best about FundingCircle?** I like how easy it is to manage different lending profiles of various businesses in this software so effectively. The data and information look pretty organised in this software application. **What do you dislike about FundingCircle?** There is nothing really that I dislike about this software application. It just works for all the required activities that one needs to do to make effective customers profile within one tool only. **What problems is FundingCircle solving and how is that benefiting you?** This tool's main task is handling multiple lending profiles of various customers simultaneously. Hence, navigating the different tasks within profiles is really easy. ### 8. I really like there flexipay feature **Rating:** 4.5/5.0 stars **Reviewed by:** Snehha R. | Founder, Small-Business (50 or fewer emp.) **Reviewed Date:** October 07, 2022 **What do you like best about FundingCircle?** Easy to learn and use, they have guided us on right track to getting funding for our travel agency **What do you dislike about FundingCircle?** nothing as such just if they can reduce interest rate that will help **What problems is FundingCircle solving and how is that benefiting you?** Well, for an entrepreneur like me who is scared of going for funding is good and easy ### 9. REVIEW of FUNDING CIRCLE **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Education Management | Small-Business (50 or fewer emp.) **Reviewed Date:** October 06, 2022 **What do you like best about FundingCircle?** It is the non-stop solution for people who are starting a business to lend money or raise their funds for their start-up **What do you dislike about FundingCircle?** Nothing found as of now, will let you know if something comes up. **What problems is FundingCircle solving and how is that benefiting you?** It is an experienced market place lender that provides customer with a full- service lending experience ### 10. Funding Circles Review **Rating:** 4.0/5.0 stars **Reviewed by:** Verified User in Primary/Secondary Education | Small-Business (50 or fewer emp.) **Reviewed Date:** October 05, 2022 **What do you like best about FundingCircle?** Simple process and easy process for taking business loans **What do you dislike about FundingCircle?** The interest rate is high and it's fixed sometime it's beneficial but sometime it's not **What problems is FundingCircle solving and how is that benefiting you?** They made the process very simple and hassle free, it's easier to get business loan ### 11. Easy to use and understand **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Food & Beverages | Small-Business (50 or fewer emp.) **Reviewed Date:** October 05, 2022 **What do you like best about FundingCircle?** The functionality that I don't have to apply, it keeps tabs for me on when I would potentially qualify. **What do you dislike about FundingCircle?** They send too many Emails too for me, devalues a little. **What problems is FundingCircle solving and how is that benefiting you?** Credit lines for my business, without having to go search for them. - [View FundingCircle pricing details and edition comparison](https://www.g2.com/products/fundingcircle/reviews?section=pricing&secure%5Bexpires_at%5D=2026-05-16+19%3A21%3A30+-0500&secure%5Bsession_id%5D=42269777-8faa-48f7-a21f-ec81f0217363&secure%5Btoken%5D=5d94b5f657bb71b7adc05be9a7b241a704b22e8eea32d5ba62c4fa97f0477f31&format=llm_user) ## FundingCircle Features **Agentic AI - Loan Origination** - Autonomous Task Execution - Multi-step Planning - Cross-system Integration - Adaptive Learning - Proactive Assistance - Decision Making ## Top FundingCircle Alternatives - [LendingPad](https://www.g2.com/products/lendingpad/reviews) - 4.7/5.0 (166 reviews) - [CloudBankin](https://www.g2.com/products/cloudbankin/reviews) - 5.0/5.0 (123 reviews) - [Finflux](https://www.g2.com/products/m2p-fintech-finflux/reviews) - 4.6/5.0 (104 reviews)