Sperlonga Data & Analytics is a data aggregation business that specializes in providing credit reporting and data management solutions. Their services focus primarily on improving the credit score of individuals by including non-traditional credit data, such as homeowner association (HOA) payments, into credit reports. This innovative approach helps residents, landlords, and property managers by reporting payment histories to major credit reporting agencies, potentially enhancing an individual's credit profile through their good payment behaviors in areas that are not traditionally reported. Sperlonga's mission revolves around facilitating better financial inclusion and offering greater visibility into financial history to creditors, thus benefiting consumers by broadening the data considered in their credit scores. By integrating lesser-known financial data into mainstream credit reports, Sperlonga aims to create a more comprehensive financial picture of an individual, potentially reducing credit risk for lenders and providing better credit opportunities for consumers.