ShaBaas Pay is an Australian real time payments platform built for small and medium businesses that want faster settlement better cashflow visibility and modern payment infrastructure without unnecessary complexity. ShaBaas Pay enables businesses to accept and manage payments using real time bank to bank transfers cards and digital wallets through a single platform. Funds are settled directly to the business bank account with full transparency helping businesses improve liquidity reduce reliance on traditional card based payments and simplify reconciliation. The platform supports real time payments via PayID and PayTo along with card and wallet payments including Apple Pay and Google Pay. Businesses can use hosted checkout QR payments invoicing and APIs to embed payments into their workflows while maintaining a seamless customer experience. ShaBaas Pay is designed for Australian operating realities where cashflow timing settlement transparency and compliance matter. Unlike global payment providers such as Stripe Square and PayPal that prioritise card centric models and delayed settlement ShaBaas Pay focuses on real time payments direct bank settlement and local regulatory alignment. This makes it particularly suitable for Australian small businesses service providers and platforms that want predictable cashflow and lower payment friction. The platform is also built with accountants bookkeepers and developers in mind. It offers structured reporting configurable payout schedules API based payment automation and sub merchant onboarding to support reconciliation operational efficiency and scalable growth. Partner level reporting and platform capabilities make ShaBaas Pay suitable for marketplaces and vertical SaaS providers. ShaBaas Pay operates as a Corporate Authorised Representative of an Australian Financial Services Licence holder and follows strong compliance security and governance standards. The platform is designed to be reliable transparent and practical for everyday business use. Awards and recognition ShaBaas Pay is a winner of the APAC Payments Excellence Awards 2025 in the category of Best Payment Start Up Innovation and has also been recognised as a Finnies finalist, reflecting its leadership in real time payments innovation and support for Australian small businesses. ShaBaas Pay is ideal for Australian businesses platforms and payment led products looking for a modern real time payments solution that goes beyond basic payment acceptance.