
Smartcleanse® offers a proactive approach to cleanse, enrich and consolidate your customer data at scale, using a suite of data management services which uncovers deep customer insights to help improve outcomes for you and your customers.

RiskView™ Optics and RiskView™ Spectrum Scores are three-digit risk scores that utilize data sets to provide industry-leading alternative credit data - including proprietary, near real-time insights into consumer credit seeking — to help you boost booking rates while managing risk thresholds.

LexisNexis® Fraud Intelligence for Business is a data-driven solution designed to swiftly identify potential fraud at both the application stage and throughout the customer lifecycle. The product is available as attributes-only or a score with warning codes.

Banko® Events Monitoring accesses millions of bankruptcy records and combines that information with LexisNexis® advanced data matching and linking technology to deliver automatic alerts on over 600 unique bankruptcy related events. Improve efficiency and minimize costs with a full bankruptcy workflow solution that provides maximum event visibility and real-time access direct from the courts.

Financial Crime Digital Intelligence is a game-changing solution for digital financial crime compliance that leverages the power of LexisNexis® ThreatMetrix® shared global digital identity and location intelligence, to help businesses outsmart financial crime. With Financial Crime Digital Intelligence organizations can better identify true sanctions risk in near-real time, using custom-designed policies and automated workflows that match their risk appetite.

RiskView™ List Generation uses industry-leading, FCRA-compliant alternative data insights to deliver actionable prospect lists — enabling you to improve pre-screening credit risk assessment — so you can target a larger pool of consumers and increase acquisition rates while managing risk thresholds. Swap out high-risk prospects and swap in lower-risk prospects to help achieve your growth goals with increased confidence.

RiskView™ Payment Score uses predictive analytics to deliver a dual-performance score, ranking accounts based on their likelihood to repay in three months and their capacity to repay the highest percentage of outstanding debt.

Phone Intelligence leverages LexisNexis® Digital Identity Network® data in conjunction with near real time phone carrier data to deliver risk attributes and a risk assessment for a phone number in near real time. It provides answers to these important questions: Is this person the account owner? Does the account look compromised and could it be a case of account takeover? Is there fraud, risk or suspicious behavior associated with this phone number?

BehavioSec®, now part of LexisNexis® Risk Solutions, is a pioneering behavioral biometrics solution that analyzes user interactions to provide continuous authentication and enhance identity trust. By examining patterns in typing, swiping, and other device interactions, BehavioSec® delivers real-time authenticity scores, enabling organizations to detect and prevent fraud while ensuring a seamless user experience. Key Features and Functionality: - Continuous Authentication: Monitors user behavior throughout sessions to verify identity without disrupting the user experience. - Real-Time Risk Analysis: Evaluates each interaction for behavioral risk factors, generating near-instant authenticity scores. - Integration with ThreatMetrix®: Combines with LexisNexis® ThreatMetrix® to enhance digital identity intelligence and authentication processes. - Detection of Non-Human Behaviors: Identifies bots, Remote Access Trojans (RATs), and other automated threats by analyzing interaction patterns. - Scam Detection: Recognizes indicators of social engineering and authorized transfer scams, even during legitimate user transactions. Primary Value and Problem Solved: BehavioSec® addresses the challenge of balancing robust security with user convenience. By leveraging behavioral biometrics, it allows organizations to: - Enhance Fraud Prevention: Detect and prevent fraudulent activities in real-time by analyzing user behavior patterns. - Reduce False Positives: Improve the accuracy of fraud detection systems, minimizing unnecessary alerts and manual reviews. - Improve User Experience: Offer a frictionless authentication process that operates seamlessly in the background, ensuring genuine users can interact without interruptions. - Streamline Operations: Simplify implementation and management through integration with existing digital identity solutions, reducing complexity and operational costs. By transforming human interactions into actionable intelligence, BehavioSec® empowers organizations to build stronger identity trust, reduce fraud risks, and deliver superior digital experiences to their customers.


LexisNexis Risk Solutions is a provider of data and analytics services that help organizations manage risk and enhance decision-making processes. The company specializes in delivering solutions for various sectors, including insurance, financial services, healthcare, and government. Their offerings include identity verification, fraud detection, regulatory compliance, and data analytics, leveraging extensive databases to provide insights and support risk management strategies. LexisNexis Risk Solutions is recognized for its innovative technology and commitment to helping businesses navigate complex regulatory environments while improving operational efficiency.