Velocity Card Issuing Reviews & Product Details

Velocity Card is a commercial card issuing, BaaS (Banking as a Service), and neo banking platform built for growing businesses. We enable companies to launch bank-branded, hybrid, or white label card programs — including virtual and physical cards — with transparent pricing and no asset minimums required. Unlike enterprise card issuing platforms that require millions in reserve assets and hide pricing behind sales calls, Velocity Card publishes its full rate card publicly: $7,000 one-time setup fee and monthly programs starting at $4,500. We also offer 65 basis points interchange revenue share, among the highest in the industry. Key capabilities: • Commercial card programs (bank-branded, hybrid, white label) • Virtual and physical card issuance • ACH receivables with zero transaction fees • Card Issuing API for programmatic card management • Corporate card management with real-time spend controls • Disbursement card programs for gig workers, vendors, and partners • BaaS infrastructure for fintechs and brands • Available in all 50 US states • PCI Level 1 certified and SOC II compliant