I appreciate that Payactiv takes out all the guesswork of payroll deductions and tracks my 401k balance. I love the benefit where I can access some of my check early; it helps a lot with bills and random emergencies. Having access to money daily as it is accrued really helps eliminate stress regarding finances. The setup was very easy and straightforward. Review collected by and hosted on G2.com.

Some of the perks are available, however, they have a cap or credit-based programs. Since offered within payroll, how about basing criteria such as personal loans by payroll and length of job only? It does no service to the employees if they cannot use or get approved for the services. Review collected by and hosted on G2.com.

I appreciate the reliability and the convenience of being able to access my earned wages. It is a lifesaver when things get tight financially. Review collected by and hosted on G2.com.

I get frustrated when I am unable to access my earned wages the weekend before my payroll. It is difficult to remember on Thursday to check my accounts and by Friday am is already frozen Review collected by and hosted on G2.com.

I use Payactiv to check my work hours and pay, and to access my earnings when needed, which helps me cut back on my credit card usage. It's very helpful for managing my funds. I like the convenience as it's all in one app with my login information saved. It's a benefit of my employer utilizing Paychex, making it even more convenient for me. Review collected by and hosted on G2.com.

It would be nice to have instant deposit of funds into my bank account, but the money is usually there within 48 hours when I do a transfer. Review collected by and hosted on G2.com.

I find Payactiv incredibly helpful for advancements on my paycheck, especially when I'm in a bind or facing an emergency. It's somewhat of a safety net that I can rely on. I like how easy it is to use, and it's super convenient. The speed at which I receive the assistance I need is impressive, and I appreciate not having to wait long for results. The initial setup was also very easy. Review collected by and hosted on G2.com.

The fees aren't that high but it would be nice if they were lower or maybe only one fee per week Review collected by and hosted on G2.com.

I really like the ease of Payactiv's interface and the ability to access my funds and get paid two days early. It allows me to utilize those funds early to pay bills. It's valuable for me to access my future paycheck if I have extra bills or other things that need attention. I also found it was a very easy setup to get into the application. Review collected by and hosted on G2.com.

Nothing, I’ve enjoyed the app. Review collected by and hosted on G2.com.

I love that Payactiv helps me during the time when it's most important and that it's available without having to wait for the actual paycheck. It's very user-friendly and understandable, making it easy to set up. I use it whenever I come up short, and it's very helpful if an emergency comes up. Review collected by and hosted on G2.com.

Theres nothing I dislike at this time that is not good. Review collected by and hosted on G2.com.

I like using the Payactiv debit card to access cash before my paycheck arrives, which is really convenient. I appreciate that the payday loans are both convenient and affordable, especially since I get paid biweekly and sometimes need cash sooner. The initial setup was very easy. Review collected by and hosted on G2.com.

The app is glitchy. When I open the app I'm already signed in and the app asks me to sign up. Review collected by and hosted on G2.com.

Payactiv has been a game-changer for our company. The ability for employees to access their earned wages early has significantly improved morale, reduced financial stress, and increased overall productivity. The platform is easy to use, secure, and integrates smoothly with our payroll system.

Perks we’ve noticed:

• Reduced employee turnover

• Higher attendance and reliability

• Better recruiting interest

• Stronger employee satisfaction

• Fewer HR/payroll questions since staff can access funds directly

Overall, Payactiv has become an essential benefit for our workforce, and we’ve seen a clear improvement in engagement and performance since adopting it. Review collected by and hosted on G2.com.

1. Fees for Some Transactions

• There can be a fee (e.g., ~$3) for instant cash transfers, depending on how you move money. 

• If you don’t have the Payactiv prepaid card with direct deposit, there may be a monthly program fee (some report up to $5). 

2. Access Limitations

• You may only be able to access up to ~50% of your earned wages before payday, depending on your employer’s policy. 

• This means it may not cover very large emergencies if you need more than that.

3. Customer Service / Support Issues

• Some users say it’s really hard to get help when something goes wrong. 

• According to BBB complaints, problems like account deactivation or access issues can drag on. 

• Verification (for example, uploading paystubs) can be cumbersome; one person said the app required a pay stub photo, instead of easier verification methods. Review collected by and hosted on G2.com.

I like having early access to my funds in between paydays with Payactiv. The clarity on fees when transferring is helpful as it lets me know the exact or expected amount coming out of my paycheck. The Payactiv card is a pretty color, and I appreciate how I can reload it and load funds easily. I dedicate two kinds of bills to my Payactiv account. The 'Pay your bills' feature, the ability to reload the card, and set automatic transfers are features I value. The initial setup was easy, and I find the customer service to be good. Review collected by and hosted on G2.com.

I don't like the fees being $2-3.49; I think it would be better if they were $0.50. Also, it would be nice if we could decorate the card. I find it inconvenient to need an account number for bill payments, and I would prefer being able to log in through Plaid to pay the bill. Review collected by and hosted on G2.com.

When I am in a financial bind I can always request some of my payroll check in advance Review collected by and hosted on G2.com.

They charge me a fee to send me my money. Review collected by and hosted on G2.com.