--- title: Oxyzo Reviews meta\_title: 'Oxyzo Reviews 2026: Details, Pricing, & Features | G2' meta\_description: Filter reviews by the users' company size, role or industry to find out how Oxyzo works for a business like yours. date\_modified: '2026-03-17' parent\_category: name: Loan url: https://www.g2.com/categories/loan --- # Oxyzo Reviews & Product Details Oxyzo Financial Services is a tech-driven Non-Banking Financial Company (NBFC in India, specializing in providing customized financial solutions to Small and Medium Enterprises (SMEs). Established in 2016 and headquartered in Gurugram, Oxyzo offers a comprehensive suite of lending products designed to address the unique financial needs of SMEs across various sectors. By leveraging advanced technology and data analytics, Oxyzo streamlines the loan application process, ensuring quick approvals and minimal documentation, thereby empowering businesses to manage their cash flows effectively and drive growth. Key Features and Functionality: - Diverse Lending Products: Oxyzo provides a range of financial solutions, including: - Working Capital Financing: Products like Purchase Finance, Work Order Finance, Invoice Discounting, Vendor Finance, and Working Capital Term Loans to support day-to-day operations. - Term Lending: Options such as Business Loans, Machinery Finance, and Loan Against Property to facilitate long-term investments. - Supply Chain Financing: Solutions like Vendor Financing, Revenue-Based Financing, and Sales/Receivables Bill Discounting to optimize cash flows within the supply chain. - Technology-Driven Processes: The company utilizes advanced technology to offer a fully digitized platform, enabling a seamless and efficient loan application experience. - Quick Approvals and Minimal Documentation: Oxyzo ensures loan approvals within 48 hours with minimal paperwork, facilitating faster access to funds for businesses. - Flexible Repayment Options: Tailored repayment plans aligned with the cash flow patterns of SMEs, ensuring manageable and sustainable loan servicing. Primary Value and Problem Solved: Oxyzo addresses the critical challenge of limited access to timely and flexible financing faced by SMEs in India. By offering customized credit solutions with quick processing times and minimal documentation, Oxyzo enables SMEs to: - Expand Operations: Access to working capital and term loans allows businesses to scale their operations and enter new markets. - Enhance Cash Flow Management: Supply chain financing solutions help in optimizing cash flows, ensuring smooth business operations. - Invest in Growth: Long-term financing options support capital expenditures, such as purchasing machinery or property, fostering business growth. By bridging the financing gap with tailored, technology-driven solutions, Oxyzo empowers SMEs to achieve their full potential and contribute to the broader economic development. * * * Seller [Oxyzo](https://www.g2.com/sellers/oxyzo) Discussions [Oxyzo Community](https://www.g2.com/products/oxyzo/discuss) Show More ## Top-Rated Alternatives [ ![LendingPad](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "LendingPad") LendingPad 4.7/5(168) ](https://www.g2.com/products/lendingpad/reviews) [ ![CloudBankin](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "CloudBankin") CloudBankin 5/5(127) ](https://www.g2.com/products/cloudbankin/reviews) [ ![Finflux](/assets/transparent-ad5be28fbcd25b7b08d2cebe1d957125437fb5407d75ee717965ad22c8808791.gif "Finflux") Finflux 4.6/5(106) ](https://www.g2.com/products/m2p-fintech-finflux/reviews) [ View All Alternatives ](https://www.g2.com/products/oxyzo/competitors/alternatives) ## Oxyzo hasn't been reviewed yet Used Oxyzo? 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