Income Lab Pricing Overview

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Income Lab Pricing Key Insights

Last updated on Apr 09, 2026

Income Lab offers 2 pricing editions, starting from $199 to $299. Income Lab pricing tiers are designed to support different usage levels and team sizes. Income Lab also offers a free trial. Compare the Income Lab pricing table below to figure out the best fit for your needs. Some plans may require you to contact Income Lab for custom pricing.

Core — $199 / 1 advisor seat Per Month

Pro — $299 / 1 advisor seat Per Month

Rated 5.0 / 5

*Pricing information is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations must be conducted with the seller.

Core

$199.00

1 advisor seat Per Month

Retirement income planning with the retirement paycheck and guardrails; Track and Monitor monthly plan monitoring; tax planning with Roth conversions and withdrawal sequencing; Social Security optimization; scenario analysis and the Retirement Stress Test; custodial integrations including Schwab, Fidelity, and Orion. $199 per advisor per month or $1,990 per year. Annual billing includes 2 months free.

Pro

$299.00

1 advisor seat Per Month

Everything in Core, plus the full AI Suite: AI Plan Builder, AI Plan Updater, AI Scribe, AI Interviewer, AI Assistant, and Penny, Income Lab's AI paraplanner. Also adds Medicare premium surcharge (IRMAA) planning and account aggregation. $299 per advisor per month or $2,990 per year. Annual billing includes 2 months free. Most popular.

Income Lab is priced per advisor seat, with two editions. Annual billing includes 2 months free. Support staff seats can be added for $80 per month. The AI Suite comes with Pro. Income Lab offers a 14 day free trial with full Pro access.

Pricing information for Income Lab is supplied by the software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase Income Lab must be conducted with the seller.

Prices current as of July 2026. Enterprise, team, and volume options are available; talk to our team. Full details at incomelaboratory.com/pricing.

Pricing information was last updated on July 30, 2026

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Income Lab Alternatives Pricing

The following is a quick overview of editions offered by other Other Finance Software

Product	Price	Features
Capitaliz Capitaliz Subscription	$99.001 Capitaliz Subscription Per Month	Ongoing subscription to manage company and implement the recommendations from the Business Insights Report Guided fastrack onboarding
Safeguard Capital Premium Tier	Contact Us4 Premium Tier Per Year	Monthly Price: $350-500/mo and Yearly Price: $4,200 - $6,000 $300,000 or more, ideal for high-net-worth or institutional clients with significant exposure across markets. Comprehensive account breach protection across all managed accounts Smart contract and wallet protection for larger crypto exposures Extensive cyber risk management services, including regular security audits and 24/7 monitoring Legal and professional support for complex recovery claims Multi-market coverage, including U.S. stocks, forex, commodities, and large crypto portfolios.
Tax Clarity Monthly	$79.99per month/per advisor	Includes all core features! Show Clients a Tax-Efficient Retirement Instantly calculates the effective marginal tax rate Compare alternate tax distribution strategies Unique Tax Map to identify tax opportunities Gain insight into unseen opportunities to add dollars to a retirement plan Access to awesome support, industry expertise, and training Marketing tools, including a client-facing seminar, brochure, direct mailer example, CPA introduction letter

Various alternatives pricing & plans

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Pricing information for the above various Income Lab alternatives is supplied by the respective software provider or retrieved from publicly accessible pricing materials. Final cost negotiations to purchase any of these products must be conducted with the seller.

Income Lab Pricing Reviews

(1)

Russ T.

Retirement Planning for Women

Small-Business (50 or fewer emp.)

8/12/2026

"Income Lab Makes Retirement Spending Plans Clear and Easy to Understand"

5/5

What do you like best about Income Lab?

Income Lab is intuitive to use and provides a clear presentation of a client's retirement income plan in dollars, versus many of the financial planning and retirement planning tools available to financial advisors that simply present a Monte Carlo score or a probability of success result. The upsides of using Income Lab are that clients have a much clearer understanding of what they can afford to spend in retirement and what might change their spending and to what extent Review collected by and hosted on G2.com.

What do you dislike about Income Lab?

I can't really think of anything that I dislike or find unhelpful in using Income Lab Review collected by and hosted on G2.com.

What problems is Income Lab solving and how is that benefiting you?

Income Lab solves a need to calculate and present to a client what they can comfortably and confidently afford to spend as they transition to or live in their retirement years. It does this clearly and puts it in simple terms that clients can easily grasp and understand with its guardrails methodology Review collected by and hosted on G2.com.

Categories on G2

Other Finance

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