Advanced Fraud Solutions Reviews & Product Details

Advanced Fraud Solutions (AFS) is a deposit fraud prevention platform used by community banks and credit unions to stop check, ACH, and wire fraud before funds leave the institution. The product combines account-level risk signals, item image forensics, behavioral analysis, and rules to score transactions in real time and recommend actions such as approve, review, or return. AFS includes four primary modules that can be adopted together or separately: TrueChecks for check fraud detection, Positive Pay by AFS for business check issue matching and exceptions management, TrueACH for ACH monitoring, and TrueWire for wire screening. Each module ingests data from core banking and digital channels and returns a decision with supporting evidence so teams can audit outcomes and tune thresholds. Financial institutions use AFS to reduce manual review, shorten exception queues, and lower loss rates while maintaining a consistent customer experience. Typical workflows include teller and back-office review, treasury client approvals, and automated batch screening. The platform supports core and digital integrations and offers APIs for custom connections. Administrators can manage rules, risk tolerances, and alerts without code. Analysts can search transaction history, compare risk factors, and export reports for examiners. Business clients use Positive Pay by AFS to submit issue files, review exceptions, and set default decisions. AFS is designed for organizations that want a single view of deposit fraud risk across channels, measurable loss prevention, and operational efficiency without replacing the core. It can be implemented module by module and scaled easily to new volumes, branches, or channels.