Starling Bank is a UK-based digital bank offering personal, business, and joint accounts, all managed through a mobile app and online platform. Founded in 2014 by Anne Boden, the bank aims to provide a modern banking experience with features such as real-time notifications, budgeting tools, and fee-free spending abroad. Starling additionally offers a variety of financial services, including loans and overdrafts, as well as integration with various accounting software for business accounts. The bank is fully regulated by the Financial Conduct Authority and the Prudential Regulation Authority.