

Diceus est une entreprise de premier plan dans le développement de produits d'entreprise et de services, dont le siège est à Vilnius, Lituanie, et à Kiev, Ukraine.

Un système d'administration des polices modulaire conçu pour soutenir les assureurs tout au long du cycle de vie de la police — de la configuration du produit à la facturation et aux réclamations. Construit sur une architecture modulaire, la plateforme permet aux organisations d'assurance de n'implémenter que les modules dont elles ont besoin, éliminant ainsi les contraintes des systèmes monolithiques tout en permettant une mise en œuvre plus rapide, de la flexibilité et de l'évolutivité. Le système prend en charge la configuration des produits, l'émission et le renouvellement des polices, les avenants, la facturation, la gestion des réclamations, la gestion des clients et le reporting. Son design axé sur l'API assure une intégration transparente avec les systèmes comptables, les CRM, les entrepôts de données et d'autres plateformes tierces. Les outils de configuration à faible code permettent aux assureurs de personnaliser les produits, les couvertures, les limites, les flux de travail, les modèles de documents, les tableaux de bord et les champs personnalisés sans nécessiter le soutien des développeurs. Les flux de travail automatisés rationalisent les opérations, réduisent l'effort manuel, améliorent la précision et fournissent un aperçu en temps réel des performances opérationnelles et financières, aidant les assureurs à s'adapter rapidement, à évoluer efficacement et à opérer en toute confiance.

DICEUS AI Underwriting Workbench is a configurable insurance platform designed for insurers, MGAs, and underwriting teams to automate submission processing, improve risk selection, and accelerate decision-making across the underwriting lifecycle. The platform centralizes submissions, policy data, broker interactions, and risk indicators into a unified workspace, providing a complete 360° view of each account. By consolidating structured and unstructured data from emails, documents, and external sources, underwriters can make faster and more informed decisions without manual data handling. AI-powered capabilities enable automated intake of submissions using natural language processing, transforming unstructured documents into structured data. The system evaluates risk appetite, assigns triage and win probability scores, and delivers real-time recommendations to support underwriting decisions. Built-in anomaly detection, fraud indicators, and risk alerts help identify high-risk or inconsistent submissions early. The workbench automates key underwriting processes, including rating, pricing, and quote generation, using configurable business rules and AI-assisted models. Underwriters can significantly reduce manual effort, improve pricing accuracy, and shorten quote turnaround times. Conflict detection and risk overlap analysis ensure better portfolio control by identifying duplicate coverage and accumulation risks before binding. End-to-end workflow management allows teams to configure underwriting processes, enforce SLAs, and track tasks across the entire lifecycle. Complex cases can be escalated through referral workflows, while authority management ensures compliance with underwriting rules and approval structures. The platform also supports seamless collaboration with brokers and MGAs through integrated partner management capabilities, enabling real-time communication, submission tracking, and performance monitoring. Key capabilities include: - AI-powered submission intake and data extraction - Risk scoring (appetite, triage, win probability) and decision support - Automated rating, pricing, and quote generation (RPQ) - Workflow automation with SLA tracking and configurable rules - Clash detection and risk overlap analysis - Broker and MGA collaboration tools - Delegated authority and referral management - Portfolio monitoring and performance dashboards - Integration with external data providers and core systems By automating repetitive tasks and enhancing decision-making with AI, DICEUS AI Underwriting Workbench helps insurers reduce triage time by up to 70%, accelerate quoting by up to 50%, and improve underwriting accuracy while scaling operations efficiently.

DICEUS Insurance Data Warehouse is an enterprise-grade data platform designed for insurance companies to consolidate, manage, and analyze data across underwriting, claims, policy administration, finance, and customer systems within a single, governed environment. The platform creates a unified source of truth by integrating structured and unstructured data through real-time and batch ingestion, enabling insurers to access accurate, up-to-date information for reporting, analytics, and decision-making. Built on a multi-layer architecture (STAGE, ODS, CORE, MIS, ADM), the solution supports data validation, transformation, historical tracking, and advanced analytics, ensuring consistency, traceability, and high data quality across all business processes. Unlike traditional data warehouses, the platform combines strong data governance with flexible analytics capabilities, allowing insurers to standardize calculations for key metrics such as premiums, risk scores, and loss ratios while maintaining full control over data lineage and compliance requirements. Configurable KPI dashboards and prebuilt regulatory reporting modules enable faster insights and simplified compliance, while role-based access controls and audit trails ensure secure data management across teams. The solution is designed for scalability and can be deployed as a cloud-native, on-premise, or hybrid architecture, adapting to growing data volumes, new data sources, and evolving business needs without disrupting operations. Operational efficiency is further enhanced through automated data workflows, centralized monitoring, and integrated support tools that provide real-time visibility into data pipelines, system performance, and issue resolution. With support for modern data ecosystems and integration with BI tools, analytics platforms, and downstream systems, DICEUS Insurance Data Warehouse enables insurers to improve decision-making, optimize operations, enhance customer insights, and build a scalable foundation for advanced analytics and AI-driven initiatives.

DICEUS Individual and Group Insurance Management Platform is a comprehensive, configurable solution designed for insurers, brokers, TPAs, employers, and policyholders to manage the full lifecycle of individual and group insurance products across health, life, pension, auto, and other lines. The platform centralizes policy administration, claims processing, billing, and client management within a single environment, enabling insurance businesses to streamline operations and deliver better customer experiences. Insurers can design and manage insurance products, automate underwriting and policy workflows, generate quotes, handle invoicing, and process claims with multi-step validation and fraud prevention mechanisms. Built-in business rules and workflow automation reduce manual effort and ensure consistency across policy issuance, renewals, modifications, and group premium calculations. The platform provides real-time reporting and customizable dashboards, giving full visibility into claims, enrollments, renewals, and performance metrics. Brokers and TPAs benefit from self-service capabilities, including quote creation, bulk enrollments, claims tracking, and integration with insurers and external systems, enabling faster service delivery and improved collaboration. Employers and HR teams can efficiently manage employee benefits through bulk operations, automated enrollment processes, and centralized employee data management, reducing administrative workload and improving accuracy. End users, including employees and individual policyholders, access intuitive self-service portals and mobile applications to manage policies, submit and track claims, update personal information, and receive real-time notifications. With its scalable, multi-tenant, and multi-currency architecture, the platform supports rapid deployment across markets and business units, helping insurers reduce operational costs, accelerate time-to-market, and enhance customer engagement while maintaining flexibility to adapt to evolving business and regulatory requirements.

DICEUS Insurance Customer Web Portal is a ready-made, configurable platform that enables insurers to deliver a seamless digital self-service experience for policyholders across the entire insurance lifecycle. The portal centralizes policy management, claims handling, billing, and customer interactions in a single, user-friendly interface, giving customers full visibility and control over their insurance journey. Policyholders can access and manage their policies, submit and track claims, generate quotes, make secure payments, and receive real-time notifications, all within a personalized dashboard tailored to their needs. The platform supports end-to-end digital journeys, from purchasing insurance and onboarding to renewals and claims resolution, reducing reliance on call centers and manual processes. Built specifically for the insurance industry, the portal reflects real-world insurance workflows and provides intuitive navigation, ensuring high customer engagement and ease of use. Insurers benefit from automated processes for quotes, renewals, and claims, as well as built-in opportunities for upselling and cross-selling through personalized offers and recommendations. The solution also includes secure payment management, document access, and real-time transaction tracking, ensuring transparency for both customers and insurers. With API-first architecture and flexible integration capabilities, the portal connects seamlessly with core systems, CRM, data warehouses, and third-party services, enabling insurers to build a unified digital ecosystem. The platform supports omnichannel customer experience by integrating with mobile applications, chatbots, and other digital touchpoints, ensuring consistent interactions across channels. Fully customizable in terms of branding, workflows, and product offerings, DICEUS Insurance Customer Web Portal helps insurers reduce operational costs, improve customer satisfaction, increase retention, and accelerate digital transformation while maintaining flexibility to adapt to evolving business needs.

DICEUS Broker Web Portal is a ready-made, configurable platform designed to help insurance brokers manage policies, claims, clients, and billing operations within a single digital workspace. The portal centralizes all broker activities, replacing manual, email-based, and spreadsheet-driven processes with automated workflows that improve efficiency and reduce operational errors. Brokers can quickly generate quotes using preconfigured templates and integrated rating engines, automatically calculate premiums, and send proposals to clients digitally. Policy management capabilities provide full visibility into policy lifecycles, including issuance, renewals, endorsements, and key dates, ensuring that brokers always have accurate and up-to-date information. The platform also streamlines invoicing by automatically generating invoices, tracking payment statuses, and sending reminders, enabling better financial control and faster collections. Claims management functionality allows brokers to register, monitor, and update claims in real time, with full transparency into claim statuses, required documents, and next steps. Integrated with customer-facing portals, the solution ensures seamless information exchange between brokers and policyholders. A centralized customer management module provides a 360° view of client data, including policies, claims, communication history, and interactions, enabling brokers to deliver faster and more personalized service. Built-in dashboards and analytics offer insights into portfolio performance, sales, and customer activity, supporting data-driven decision-making. With role-based access, configurable workflows, and API-first integration capabilities, the portal can be seamlessly connected to core insurance systems, CRM platforms, and external data sources. DICEUS Broker Web Portal enables brokers to digitize operations quickly, improve customer experience, increase productivity, and gain a competitive advantage in an increasingly digital insurance market.

Captive Owner Platform by DICEUS is a dedicated portal designed to give captive owners full visibility and control over their insurance operations across one or multiple captives. The platform consolidates premiums, policies, claims, reinsurance, and financial data into a single, unified environment, eliminating the need to rely on fragmented reports and manual tracking. With a comprehensive multi-captive portfolio view, owners can compare performance across captives, monitor cross-captive risk exposure, and identify issues before they escalate. The portal provides real-time insights into financial health, including capital adequacy, solvency ratios, invoices, outstanding payments, and dividends, enabling owners to make informed decisions without waiting for periodic updates from captive managers. Built-in analytics and stress testing capabilities help model different financial scenarios and assess potential risks. Claims and exposure management features offer early warning indicators, loss analytics, and risk concentration insights, allowing proactive risk control and better portfolio oversight. AI-driven insights enhance decision-making by analyzing portfolio performance, claims trends, underwriting results, and capital utilization, surfacing actionable recommendations tailored to each captive structure. Highly customizable dashboards allow users to track the metrics that matter most, while centralized workflows enable seamless collaboration with captive managers and stakeholders. Designed specifically for captive owners, the platform combines multi-entity visibility, advanced analytics, and intelligent automation to improve transparency, strengthen financial control, and support more strategic management of captive insurance operations.

Captive Management Platform by DICEUS is an end-to-end software solution designed for captive managers to run all captive operations within a single, unified environment. The platform brings together underwriting, policy administration, claims, reinsurance, compliance, financial management, and actuarial analysis, eliminating fragmented systems and manual processes while ensuring full operational visibility and control. The solution supports the entire captive lifecycle, from product configuration and policy management to claims handling, billing, and reinsurance governance. Captive managers can manage submissions, generate quotes, issue and renew policies, track claims and reimbursements, and oversee reinsurance programs, all within structured workflows. Built-in compliance and regulatory modules help teams stay audit-ready by managing filings, deadlines, governance records, and domicile-specific requirements through centralized dashboards and automated tracking. Advanced financial and billing capabilities enable full control over invoices, payments, collections, management fees, and bordereaux processing, while integrated analytics provide real-time insights into portfolio performance, premiums, exposure, profitability, and multi-year trends. Executive dashboards and board reporting tools offer both high-level overviews and detailed drill-downs, supporting data-driven decision-making across captives and jurisdictions. The platform also includes dedicated actuarial and analytics capabilities, allowing teams to assess rate adequacy, analyze loss experience, model scenarios, and monitor reserve development within a governed environment. Document management, workflow automation, and collaboration tools ensure seamless coordination across teams, stakeholders, and regulatory bodies. Designed specifically for captive management companies, the platform combines deep domain functionality, regulatory control, and operational automation to reduce administrative workload, improve compliance, and enable scalable, efficient management of complex captive programs.

DICEUS is a product-focused technology partner that reimagines how insurers, brokers, and financial institutions go digital. Since 2011, our teams have blended deep industry insight with engineering excellence to deliver a portfolio of plug-and-play products—from a multi-line Super App and AI-driven Underwriting Workbench to a purpose-built Insurance Data Warehouse, self-service Customer Portal, and conversational chatbot. These solutions cut costs, unlock data-powered decisions, and elevate customer loyalty for global brands such as UNIQA, VIG, Fairfax Group, and WTW. Beyond ready-made software, DICEUS acts as a full-cycle engineering and system-integration partner, modernizing legacy estates, orchestrating cloud transformations, and implementing CRM, core, and middleware platforms across insurance, banking, and fintech. As certified partners of Microsoft, Google Cloud, Oracle, and Fadata, we pair enterprise-grade technologies with agile delivery to accelerate revenue growth and de-risk every project. Whether you need a turnkey product or bespoke development, DICEUS delivers the innovation engine that keeps your business ahead of the curve.