# What are the top payment gateways with fraud detection that protects revenue without incorrectly blocking legitimate sales?

<p class="elv-tracking-normal elv-text-default elv-font-figtree elv-text-base elv-leading-base elv-font-normal" elv="true">The difficult part here isn't finding gateways with fraud detection. It's finding one that doesn't protect revenue by rejecting too many legitimate customers. <strong>What we're hoping to find:</strong></p><ul>
<li>Fraud scoring that adapts to a merchant's actual transaction patterns, not a one-size rule</li>
<li>A visible false-decline rate, not just a fraud-catch rate</li>
<li>Manual review options for borderline transactions instead of automatic hard declines</li>
<li>Chargeback management that's part of the same system, not a bolted-on afterthought</li>
</ul><p class="elv-tracking-normal elv-text-default elv-font-figtree elv-text-base elv-leading-base elv-font-normal" elv="true">Based on G2 reviews:</p><ul>
<li>
<a class="a a--md" elv="true" href="https://www.g2.com/products/stripe-stripe-payments/reviews"><strong>Stripe Payments</strong></a><strong>:</strong> Radar is the obvious fraud layer to investigate. One recent reviewer said its standard screening successfully blocked real fraud attempts, while G2's broader pricing analysis also lists fraud prevention among the reasons users value Stripe. I'd still test your own approval rate because that doesn't prove false positives will be low for every business.</li>
<li>
<a class="a a--md" elv="true" href="https://www.g2.com/products/authorize-net/reviews"><strong>Authorize.net</strong></a><strong>:</strong> A longstanding payment gateway with a strong fraud-prevention positioning. G2 includes it among the defining Payment Gateway products, making it worth benchmarking if fraud controls are central to the evaluation.</li>
<li>
<a class="a a--md" elv="true" href="https://www.g2.com/products/adyen/reviews"><strong>Adyen Payments</strong></a><strong>:</strong> Particularly relevant for larger international merchants. Recent reviewers emphasize payment reliability and stability, though I'd want merchant-specific false-decline data before choosing it primarily for fraud performance.</li>
</ul><p class="elv-tracking-normal elv-text-default elv-font-figtree elv-text-base elv-leading-base elv-font-normal" elv="true">For anyone who's tuned fraud rules at scale, which metric has proven more useful than the vendor's fraud-block rate: false declines, manual review rate, chargebacks, or recovered revenue?</p>

##### Post Metadata
- Posted at: 19 days ago
- Net upvotes: 1


## Comments
### Comment 1

&lt;p&gt;Good advice testing your own approval rate rather than trusting Stripe Radar&#39;s fraud-catch numbers at face value. What worked for one merchant&#39;s transaction pattern won&#39;t automatically transfer to yours.&lt;/p&gt;

##### Comment Metadata
- Posted at: 15 days ago
- Author title: SEO Content Specialist





## Related discussions
- [How well does Trello scale into a larger team?](https://www.g2.com/discussions/1-how-well-does-trello-scale-into-a-larger-team)
  - Posted at: over 13 years ago
  - Comments: 6
- [Can we please add a new section](https://www.g2.com/discussions/2-can-we-please-add-a-new-section)
  - Posted at: over 13 years ago
  - Comments: 0
- [Quantifiable benefits from implementing your CRM](https://www.g2.com/discussions/quantifiable-benefits-from-implementing-your-crm)
  - Posted at: over 13 years ago
  - Comments: 4