Motivation to go get some exercise..or watch a current video on important health issues..or meditate with the free membership..with business the word has spread very quickly.

-Rates for this product are very competitive

-Amazon Prime membership paid for after 3 years of hitting a goal (I received this award of 119.00 last year and they just paid this again, so 3rd and 4th year. They will keep paying this as I hit my annual goals, not tough)

-Every policy comes with free Fitbit w/ heart rate monitor or Amazon Halo device OR option to buy latest series Apple watch for 25.00 plus tax (I’m on my 3rd apple watch now, the 7 series). The halo is more like a thin band, no clock but has all the other health tracking abilities and comes with 3 years of membership.

-After every 10 days you have 30 minutes of exercise total over the day you get to spin to win. You will either get Vitality points or quite often get $5, $10 or $15 amazon or starbucks money (my choice)

-Up to $600 savings annually for buying healthy foods at many participating grocers, City Market is just one (at checkout open the app and have clerk scan bar code for extra savings)

-Cost of the insurance policy can go down every year (mine has gone down every year, 4 in row so far)

-After obtaining platinum level in the year you will have up to 4 chances per month to get rewarded with Amazon, Starbucks money or vitality points – one time a month a chance at 250.00 amazon card

(so far with all the perks here I’ve hit an average pay back of about 30/month)

-Up to 25% off hotel stays through Expedia up to the first $1,000 of your total spend

-Discounts and rewards at Amazon, iTunes, REI, Royal Caribbean International and more (I just purchased a 100 dollar REI card for 85 dollars then took advantage of REI’s own membership discounts)

-25-40% discount for devices Garmin, Fitbit, Polar (there are some great deals here on devices, I’ve checked the costs vs online) Review collected by and hosted on G2.com.