---
title: Plooto Reviews
meta_title: 'Plooto Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 77 reviews by the users' company size, role or industry to
  find out how Plooto works for a business like yours.
aggregate_rating:
  rating_value: 4.5
  review_count: 77
  scale: '5'
date_modified: '2026-07-13'
parent_category:
  name: Accounting & Finance
  url: https://www.g2.com/categories/accounting-finance
---

# Plooto Reviews
**Vendor:** Plooto  
**Category:** [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation)  
**Average Rating:** 4.5/5.0  
**Total Reviews:** 77
## About Plooto
Plooto is an all-in-one accounts payable and receivable software that gives your business total control over cash management. We simplify manual payment and accounting processes, so you can focus on what’s important. Unlock your growth potential today! Customize your process: Tailor accounts payable and accounts receivable workflows to your team’s needs. Easily route payments to the right person and secure timely approval. Manage your cash flow: Ensure your money is where you need it, when you need it. Automating receivables and payables in one platform gives you complete control over your finances. All-in-one control: Seamlessly integrate your accounting software, your bank, and your Plooto account. Take control and do it all from one centralized hub. Fuel your growth: Eliminate tedious paperwork, inefficient data entry, and repetitive tasks. Use the time you get back to focus on high-impact work that pushes your business forward. Two-Way Sync With QuickBooks, Xero and Oracle NetSuite: Eliminate data entry errors and other inefficiencies when you two-way sync with top accounting software. Get more accurate books with automatic reconciliation. Payment operations mission control for savvy accounting firms. Focus on scaling up: Eliminate time spent on tedious paperwork and manual reconciliation. Manage all your clients within a secure, all-in-one platform and focus on high-value work that moves your firm forward. Create workflows that work for you: Use custom rules to automate your client accounts payable and accounts receivable workflows. Easily route and customize payment approvals to the right person at the right time. Help your clients grow! Partner with your clients and give them: flexible payments options, greater financial visibility, and complete control over their cash flow.



## Plooto Pros & Cons
**What users like:**

- Users commend the **ease of use** of Plooto, highlighting its intuitive interface and seamless integration with QuickBooks. (8 reviews)
- Users appreciate the **easy payment process** with Plooto, making transactions smooth and reliable without the hassle of checks. (6 reviews)
- Users appreciate the **seamless QuickBooks integration** of Plooto, making financial management straightforward and efficient. (4 reviews)
- Users value the **robust control features** of Plooto, enhancing efficiency and flexibility in managing payments and approvals. (3 reviews)
- Users praise Plooto&#39;s **easy integrations** , appreciating how smoothly it connects with QuickBooks and Xero. (3 reviews)
- Users value the **seamless integrations** of Plooto with QuickBooks Online and Xero, enhancing their payment processes. (3 reviews)
- Users love the **seamless payment processing** of Plooto, streamlining bill management and approvals effectively. (3 reviews)
- Accounts Payable Efficiency (2 reviews)
- Control Ease (2 reviews)
- Easy Access (2 reviews)

**What users dislike:**

- Users find the **search functionality clumsy** , making it challenging to locate past payments and transactions. (3 reviews)
- Users face **client confusion** due to a lack of direct input options and the complexity of approval processes. (2 reviews)
- Users struggle with **inadequate reporting** , finding transaction details hard to locate and lacking essential visual insights. (2 reviews)
- Users often experience **payment delays** , with funds taking up to five days to appear in accounts. (2 reviews)
- Users report **payment delays** with funds taking up to 5 days to process and rising fees being a concern. (2 reviews)
- Payment Processing (2 reviews)
- Slow Transactions (2 reviews)
- Time Consumption (2 reviews)
- Approval Issues (1 reviews)
- Banking Issues (1 reviews)

## Plooto Reviews
  ### 1. Easy to Use, but Rigid Risk Reviews Cause Payment Delays and Unresponsive Support

**Rating:** 0.5/5.0 stars

**Reviewed by:** Jonathan C. | Top Dog, Mid-Market (51-1000 emp.)

**Reviewed Date:** June 30, 2026

**What do you like best about Plooto?**

Plooto is easy to get up and running, and the payment approval workflow is intuitive. The interface is clean, payments are straightforward to process, and it integrates well into a typical accounts payable workflow. For organizations with relatively simple payment needs, it's an easy platform to learn and use.

**What do you dislike about Plooto?**

The manual risk review process has become a significant operational burden. We've had multiple legitimate supplier payments delayed while repeating verification steps for changes that were initiated and authorized by our own organization. While fraud prevention is important, the process feels overly rigid and doesn't scale well for businesses processing a meaningful volume of payments.

Even more frustrating was the lack of engagement after raising these concerns. After complying with the requested verification, I asked twice to speak with someone from Customer Success or Management to discuss our experience and whether there was a more practical workflow available. As of writing this review, I have not even received an acknowledgement of those requests.

Good software is only part of the equation. Responsive customer service and a willingness to engage with legitimate customer concerns are equally important, and that's where our experience has fallen short.

**What problems is Plooto solving and how is that benefiting you?**

Plooto replaced some manual cheque payments and online banking with a centralized accounts payable workflow. It provides approval controls, payment tracking, and electronic supplier payments, making it easier to manage our AP process and reducing manual administrative work.

As our business has grown, however, we've found that the efficiency gains are increasingly offset by repeated manual risk verification requests that delay legitimate supplier payments and require significant additional effort from our finance team. While the platform solves many day-to-day AP challenges, its current risk review process has become a meaningful operational bottleneck for our organization.

**Official Response from Plooto Team:**

> Hi Jonathan, 

Thank you for sharing this — and for the detailed, balanced feedback. We're genuinely glad to hear that Plooto's ease of use and approval workflow have supported your AP process.

We're sorry the risk review process has created delays for your team, and even more so that your requests to connect with someone weren't followed up on. That's a gap we take seriously, and it's not how we want our clients to experience us.

We'd like to connect with you directly to hear more about your experience and make this right. Please reach out to us at clientrelations@plooto.com — we'll make sure the right people are involved in that conversation.

Thank you again for taking the time to share your experience. Your feedback helps us improve.

Kind Regards,
The Plooto Team

  ### 2. Easy to Use and Saves Time and Money with Plooto

**Rating:** 5.0/5.0 stars

**Reviewed by:** Caitlin E. | Controller, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 09, 2026

**What do you like best about Plooto?**

It’s easy to get started with and straightforward to use. It’s also saving us time and money, since we used to print and mail cheques, and the postage alone cost more than sending money through Plooto.

**What do you dislike about Plooto?**

The main drawback is that sending money through Plooto takes a week (five business days) from the time it leaves our bank account to when it lands in the recipient’s account. I know Plooto Express is now available for expedited payments, which is helpful in a pinch, but the 0.50% fee can get expensive quickly—especially with some of the larger amounts we send.

**What problems is Plooto solving and how is that benefiting you?**

Plooto allows us to pay vendors directly in a safe and secure way. We don’t have to rely on postage—especially since there have been postal strikes in Canada recently—and we know when the money has landed in the recipient’s account.

  ### 3. Seamless QuickBooks Online Integration and Easy Multi-Approval Payments

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Performing Arts | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 13, 2026

**What do you like best about Plooto?**

Plooto is a great tool. My favorite features are the seamless integration with QuickBooks Online and the fact that two or more signing authorities can approve payments easily and on a timely manner.

**What do you dislike about Plooto?**

I don't dislike anything about Plooto, but perhaps there could be improvements in the way international payments are processed as its often tricky to get exchange rates to aslign between the moment the payment is processed vs the moment the money actually comes out of the account, causing discrepancies.

**What problems is Plooto solving and how is that benefiting you?**

For us the main problem Plooto solves is the authorization of electronic payments by two or more signing officers. Since we are a charity that banks with a credit union, we have to follow strict payment approval processes and Plooto is a great tool that solved this problem quickly and with great ease of user for our staff and board members.

  ### 4. Friendly, Knowledgeable Plooto Team That’s Always Responsive

**Rating:** 5.0/5.0 stars

**Reviewed by:** Sal R. | Founder, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 10, 2026

**What do you like best about Plooto?**

What stands out most to me is the Plooto team. Everyone we’ve worked with has been friendly, knowledgeable, and responsive, and they’ve been genuinely supportive throughout.

**What do you dislike about Plooto?**

There’s nothing I dislike based on my experience—Plooto has been amazing so far.

**What problems is Plooto solving and how is that benefiting you?**

Plooto has helped simplify and streamline our clients’ payment process by replacing manual bill payments with a secure, efficient approval workflow. It saves time, improves accuracy, and integrates seamlessly with QuickBooks Online, which makes both AP and AR much easier to manage.

  ### 5. Seamless Bank and QuickBooks Integration

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Staffing and Recruiting | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 09, 2026

**What do you like best about Plooto?**

I like how seamlessly it integrates with my bank and QuickBooks.

**What do you dislike about Plooto?**

There are too many obnoxious pop-ups asking me to add a credit card, even after I’ve declined multiple times. On top of that, the price is much more expensive than other services like RBC PayEdge and Telpay.

**What problems is Plooto solving and how is that benefiting you?**

Ploot allows me to pay multiple vendors in a single day, even when I need to send large sums of money. This helps me meet my payment deadlines on time, instead of running into my bank’s limitations on the maximum amount I can pay a vendor per day. It also lets me track the progress of each payment, which I really like. Overall, it makes my business look more professional.

  ### 6. Poor Product with Terrible Support

**Rating:** 1.0/5.0 stars

**Reviewed by:** Chris L. | Estimator, Small-Business (50 or fewer emp.)

**Reviewed Date:** June 01, 2026

**What do you like best about Plooto?**

Plooto is useful to quickly pay vendors and sync with our accounting software.

**What do you dislike about Plooto?**

Plooto is very clunky is does not integrate well with Quickbooks desktop.  The syncing fails every 10th time and it makes an incorrect entry in the books which then needs to be corrected with a journal entry.  Plooto causes far more work in the accounting system than it saves.

**What problems is Plooto solving and how is that benefiting you?**

Plooto allows us to pay clients quickly, provided they will click all of the fields and trust all of their banking information with Plooto.

**Official Response from Plooto Team:**

> Hi Chris, 

Thank you for taking the time to share your feedback. We're glad to hear that Plooto has been helpful in paying vendors quickly and syncing with your accounting software—that's exactly what we aim to deliver.

That said, we're truly sorry to hear about the sync failures with QuickBooks Desktop and the journal entry corrections this has caused. We understand how disruptive that is, and it's not the experience we want for you. 

We'd like to look into what's causing the recurring sync issues on your account specifically. Please reach out to us at clientrelations@plooto.com so we can investigate further.

We value your partnership and are committed to making Plooto work better for you.

Kind Regards,
The Plooto Team

  ### 7. Effortless Payable Processing with Minor Hiccups

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 09, 2026

**What do you like best about Plooto?**

I really appreciate how Plooto makes the process of processing my payables seamless and almost effortless. What I like most about Plooto is the speed; tasks that used to take me half an hour can now be completed in under five minutes. It has made the entire process exponentially faster than it used to be.

**What do you dislike about Plooto?**

I really haven't had any concerns. Actually, there is one thing: Internet e-transfers, if they expire, I have no way to resend them or reissue them, and I can't delete the payable. But I have engaged your support regarding that.

**What problems is Plooto solving and how is that benefiting you?**

Plooto makes processing my payables twice a month seamless and almost effortless. I can complete tasks in under five minutes that used to take half an hour. It makes the entire process exponentially faster.

  ### 8. Plooto is really usefull. However, I'd like some improvements.

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Executive Office

**Reviewed Date:** June 20, 2026

**What do you like best about Plooto?**

Integration with QuickBooks. The information is clear. Our date is secured.

**What do you dislike about Plooto?**

1) I don't see the credits for the suppliers or the client. I only see the invoices. To make sure I pay or request the correct amount, I have to go through all my receivables or payables to make to apply the credits before paying or requesting any payment on Plooto.

2) When I have several invoices to pay for the same supplier or client and I only select a few, I don't see the sub-total of the selected invoices.

3) When I select all invoices for the same supplier or client, I can't uncheck only a few. I have to select all invoices one by one.

**What problems is Plooto solving and how is that benefiting you?**

I can request payments from our clients or pay our suppliers easily.

The synchronisation between Plooto and QuickBooks is quick.

  ### 9. Board Approvals Made Easy—with Support for Canadian and U.S. Currency

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 09, 2026

**What do you like best about Plooto?**

We can do Board approvals, and can use both Canadian and U.S. currency.

**What do you dislike about Plooto?**

Not much - maybe that the week-long sign in doesn't work?

**What problems is Plooto solving and how is that benefiting you?**

We are a small Canadian charity and Plooto allows us to have 2 board members approve the payments staff is making, and to do it easily and remotely. And it's great the backup is there for them to see as well.

  ### 10. Easy Website Navigation and a Smooth Experience

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Sports | Small-Business (50 or fewer emp.)

**Reviewed Date:** July 09, 2026

**What do you like best about Plooto?**

How easy it is to navigate throughout the website.

**What do you dislike about Plooto?**

Don't like the delay in processing time.  Need instant transfers and instant payments without the exorbitant fees.

**What problems is Plooto solving and how is that benefiting you?**

Minimizing cheque writing and making sure bank accounts are legitimate.


## Plooto Discussions
  - [What is Plooto used for?](https://www.g2.com/discussions/what-is-plooto-used-for)

- [View Plooto pricing details and edition comparison](https://www.g2.com/products/plooto/reviews/plooto-review-6632465?section=pricing&secure%5Bexpires_at%5D=2026-07-13+23%3A18%3A20+-0500&secure%5Bsession_id%5D=9199e115-5fdf-47a4-be19-28da55cc59ad&secure%5Btoken%5D=0da0e214988bb096a465ce2c6d3494cc213967769945cb09070cc4dca843b5f4&format=llm_user)
## Plooto Integrations
  - [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews)
  - [QuickBooks Desktop Pro](https://www.g2.com/products/quickbooks-desktop-pro/reviews)
  - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews)
  - [Xero](https://www.g2.com/products/xero/reviews)

## Plooto Features
**Transactions**
- Global
- Channels
- Fees

**Invoice Management**
- Capture
- Repository

**Reporting**
- Status
- History

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Compliance**
- Security
- Fraud Protection
- ID Verification

**Invoice Processing**
- Matching
- Payments
- Workflows
- Tax Compliance

**Integrations**
- Accounting
- ERP

**Integration**
- Accounting

**Analytics**
- Due Dates
- KPIs

**Transactions**
- Invoices
- Payments

**Integration**
- Accounting
- ERP

**Workflows**
- Approvals
- Reconciliation

**Agentic AI -  Remittance & Money Transfer**
- Cross-system Integration

**Agentic AI - Accounts Receivable Automation**
- Autonomous Task Execution

**AI - Accounts Receivable**
- Generative
- Responses
- Predictive Analytics

**Recovery**
- Reporting

**Audit**
- Overpayments
- Duplicates

**Fraud**
- Vendor Checks
- Data Generation
- Monitoring

**Agentic AI - AP Automation**
- Autonomous Task Execution
- Proactive Assistance
- Decision Making

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