--- title: OFX Reviews meta_title: 'OFX Reviews 2026: Details, Pricing, & Features | G2' meta_description: Filter 49 reviews by the users' company size, role or industry to find out how OFX works for a business like yours. aggregate_rating: rating_value: 4.6 review_count: 49 scale: '5' date_modified: '2026-07-13' parent_category: name: Accounting & Finance url: https://www.g2.com/categories/accounting-finance --- # OFX Reviews **Vendor:** OFX **Category:** [Cross-border payments software](https://www.g2.com/categories/cross-border-payments-software) **Average Rating:** 4.6/5.0 **Total Reviews:** 49 ## About OFX OFX is a global financial operations platform that helps businesses manage international payments, foreign exchange (FX), multi‑currency accounts, corporate cards, and spend management in one place. By combining global payments, FX, currency solutions, and spend controls into a single platform, OFX helps reduce operational complexity and eliminates the need for multiple disconnected systems. Designed for finance teams and business owners handling domestic and international payments, OFX brings together Money Transfers, Corporate Cards, Expense Management, Accounts Payable Automation, and Foreign Exchange Solutions in a single Spend Management Platform. The Global Business Account powers the platform, enabling businesses to hold, move, and manage funds across multiple currencies. This helps streamline financial workflows, improve visibility, and simplify the complexity of operating across global markets. OFX helps automate key financial processes, including accounts payable (AP) workflows and spend management, all while 2-way syncing with Xero and QuickBooks, eliminating the need to switch between platforms to reconcile your books. Businesses can execute transactions, manage expenses, and streamline approvals with greater speed and control, reducing manual work and the risk of errors. Security and compliance are core to the platform. OFX is regulated by over 50 global authorities, helping businesses operate with confidence across international markets. Customers also have access to 24/7 support from financial specialists, providing real human assistance whenever needed. With offices in major financial hubs including London, Sydney, Hong Kong, Toronto, and San Francisco, OFX combines global reach with local expertise. By bringing payments, FX, and financial tools together in one platform, OFX helps businesses operate more efficiently, improve financial visibility, and scale internationally with greater control. ## OFX Pros & Cons **What users like:** - Users appreciate the **user-friendly platform** of OFX, finding it convenient for managing transfers and tracking transactions. (2 reviews) - Users appreciate OFX for its **competitive pricing** , finding it cost-effective with low fees and great exchange rates. (1 reviews) - Users find OFX to be **very easy to use** , enjoying its user-friendly interface for seamless transactions. (1 reviews) - Users appreciate the **no fees** of OFX, enjoying a cost-effective experience for their money transfers. (1 reviews) - Users enjoy the **convenient online access** of OFX, enabling easy management of transfers and transaction tracking. (1 reviews) - Rates (1 reviews) - Transfers (1 reviews) **What users dislike:** - Users note the **lack of cash pickups and in-person transfers** , which can limit flexibility in certain situations. (1 reviews) ## OFX Reviews ### 1. Trusted, Fast International Transfers with Competitive Rates and Responsive Support **Rating:** 5.0/5.0 stars **Reviewed by:** Wendy R. | CEO, Owner, Small-Business (50 or fewer emp.) **Reviewed Date:** April 13, 2026 **What do you like best about OFX?** Tim McKay and the OFX team have been a trusted part of how we manage international payments. We regularly move money between the U.S. and Italy, and the difference in rates compared to our bank is meaningful, especially at the volumes we operate. What keeps us coming back is the combination of competitive exchange rates, fast and reliable transfers, and a platform that is genuinely easy to use. But the real differentiator is Tim. He is responsive, knows our business, and makes the whole process feel handled. When you are managing cross-border payments as part of running a company, you want a broker you can actually reach and trust. That is what we have with Tim. If you are a business doing regular international wire transfers, OFX is worth a serious look **What do you dislike about OFX?** The dashboard reflects rates backwards to me. I wish I could filp it. Also, the graph is archaic. **What problems is OFX solving and how is that benefiting you?** Managing international payments between the U.S. and Italy used to mean dealing with bank wire fees, poor exchange rates, and no real visibility into what we were actually paying. OFX solves all of that. We get competitive rates, transparent fees, and fast transfers, which directly reduces our cost on every transaction. Having Tim as our dedicated broker means we are not navigating it alone. He tracks the market and gives us guidance on timing when it matters. For a small business moving money internationally on a regular basis, that kind of support has real bottom-line impact. **Official Response from Curt Brooker:** > Thank you so much for taking the time to share this review - we really appreciate it - and we’re glad to hear OFX is supporting your international payments and delivering value through competitive rates, speed, and ease of use. We especially appreciate your kind words about your account manager, Tim - we’ll be sure to pass this on. Thanks also for your feedback on the dashboard. We’re continuously working to improve the platform, and your input is valuable as we do so. We look forward to supporting your continued growth. ### 2. Useful for batch payments and business transfers **Rating:** 3.5/5.0 stars **Reviewed by:** Verified User in Hospitality **Reviewed Date:** May 14, 2026 **What do you like best about OFX?** I use OFX mainly for business payments and batch payments. In my experience, ABA files sent directly from the bank can sometimes be rejected or returned, but payments through OFX have been smoother and more reliable. **What do you dislike about OFX?** The main downside is the customer support experience. After the initial account manager support ended, it became unclear who to contact for ongoing issues. Most problems require calling and waiting in the phone queue, which can be frustrating. Communication around system issues could also be much better. I once could not use my account due to an OFX system issue, but there was no clear notice on the website or by email. I only found out after calling support. The OFX card service has also been disappointing. There is no tracking information for card delivery, so it is hard to know where the card is or whether it will arrive. Since each card costs $10, failed deliveries create a real extra cost. We have tried multiple times and still have not received some cards. **What problems is OFX solving and how is that benefiting you?** OFX helps us process business payments more smoothly, especially batch payments. Compared with sending ABA files directly through the bank, payments through OFX have generally been more reliable and less likely to be rejected or returned. **Official Response from Curt Brooker:** > Hi there, Thank you for your detailed feedback, we really appreciate you taking the time to share your experience. It’s great to hear that OFX has been supporting your business and batch payments reliably. Delivering a smooth, dependable payment experience is exactly what we aim to do. We’re sorry to hear about your experience with customer support and communication. We understand how frustrating it can be not knowing who to contact or needing to wait in a call queue, as well as not receiving proactive updates during system issues. Your feedback here is invaluable and has been shared with the relevant teams. We’re also sorry to hear about the issues with card delivery and the lack of tracking - especially given the additional cost involved. We’d really like to help resolve any outstanding issues directly. Please feel free to get in touch with our team at reviews@ofx.com, or contact customer support via email or through the OFX platform, and we’ll arrange for someone to follow up with you promptly. Thanks again for your feedback. ### 3. Been with OFX for over 10 years **Rating:** 5.0/5.0 stars **Reviewed by:** Ken M. **Reviewed Date:** June 18, 2026 **What do you like best about OFX?** Great support from account management, excellent rates, forward contract options and easy to do business with. **What do you dislike about OFX?** Always been happy although the new dashboard takes a little getting used to. **What problems is OFX solving and how is that benefiting you?** We operate many of our tours through international wholesalers and we need certainty with our pricing well in advance of departure date. Our clients expect that. So we rely heavily on forward contracts to lock in rates especially for ship charters where payments can exceed €500k. The world is far more unpredictable these days so knowing rates are locked in well in advance reduces a significant stressor in the business. Plus knowing we have the support from excellent account management again adds another layer of confidence for us. OFX help us manage what would otherwise be a significant cost exposure. **Official Response from Michelle Crossland:** > Thank you for your wonderful review and, most importantly, for your loyalty over the past 10 years. We're truly grateful for the trust you've placed in OFX throughout that time. It's fantastic to hear that our account management team, competitive rates, and forward contract solutions have helped support your business. We understand how important pricing certainty is when managing international supplier relationships and large-value payments, particularly in an increasingly unpredictable market. Knowing that our forward contracts help reduce risk and provide confidence when planning well in advance is exactly the kind of value we strive to deliver. We also appreciate your feedback on the new dashboard. While change can take some adjustment, we're continually working to improve the platform experience and value input from long-standing customers like you. Thank you again for your partnership and kind words about our team. We look forward to continuing to support your business for many years to come. The OFX Team ### 4. Seamless, Dependable Platform for Payroll and Routine Payments **Rating:** 5.0/5.0 stars **Reviewed by:** Paola C. | Head of Human Resources, Mid-Market (51-1000 emp.) **Reviewed Date:** March 31, 2026 **What do you like best about OFX?** What I like most about OFX is how seamlessly it brings multiple parts of our financial operations together in one place. I use it regularly for payroll, bill payments, and other transactions, and it continues to be straightforward to use and dependable. Overall, it fits smoothly into our day-to-day workflow and makes routine payments feel more manageable. **What do you dislike about OFX?** I’ve run into a few errors on the new platform, but they were addressed promptly. **What problems is OFX solving and how is that benefiting you?** The platform is intuitive and responsive, and features like Bill Automation and QuickBooks Sync have genuinely streamlined our processes. Having a dedicated account manager, along with tools like Spend Cards, adds valuable support and flexibility, which makes our day-to-day operations run much more smoothly. **Official Response from Michelle Hsu:** > We're glad to hear that OFX has been seamlessly integrating into your financial operations and making routine payments more manageable. We appreciate your feedback and are continuously working to address any errors promptly. ### 5. Effortless Financial Management with OFX **Rating:** 5.0/5.0 stars **Reviewed by:** Gabriele L. | Finance Assistant, Small-Business (50 or fewer emp.) **Reviewed Date:** March 31, 2026 **What do you like best about OFX?** I use OFX for all our company's payments, whether by card or ACH/Wire transfer. Partnering with OFX has transformed our financial operation, largely thanks to our dedicated account manager, Tsewang, who is always available, providing proactive advice and quick problem-solving. The OFX platform integrates flawlessly with QuickBooks, allowing us to manage accounting in real time without manual data entry. Bill automation saves us countless hours and prevents costly errors. For our large team, the capability to issue personal OFX cards and track expenses across multiple budgets directly in QuickBooks is invaluable. Since moving to the new OFX platform, our payment and accounting processes have never been simpler or more efficient. The initial setup of OFX was super easy, and I rate it a 10 for recommending it to others. **What do you dislike about OFX?** Nothing **What problems is OFX solving and how is that benefiting you?** OFX transforms our financial operations with seamless QuickBooks integration, eliminating manual data entry. Bill automation saves hours and prevents errors. We easily issue OFX cards and track expenses across budgets, and our dedicated account manager provides invaluable support. **Official Response from Michelle Hsu:** > We're thrilled to hear that OFX has had such a positive impact on your company's financial operations. It's great to know that our platform, along with the support of your dedicated account manager, Tsewang, has made managing payments and accounting more efficient for your team. ### 6. Personalized Service and Efficient Transactions **Rating:** 5.0/5.0 stars **Reviewed by:** Carol W. | Director, Small-Business (50 or fewer emp.) **Reviewed Date:** May 13, 2026 **What do you like best about OFX?** I like that with OFX I can make one payment to satisfy all the beneficiaries and know the exchange rate in advance. I also appreciate the personalized service I receive, as I've had the same account manager for many years and we understand how each other works. There is always advice and support if I need it, but usually transactions go through very efficiently. The initial setup was very straightforward as far as I remember. **What do you dislike about OFX?** There is nothing to dislike about OFX **What problems is OFX solving and how is that benefiting you?** OFX allows me to make a single payment to cover all beneficiaries, and I know the exchange rate in advance. The personalized service with advice and support is great, making transactions efficient. **Official Response from Michelle Hsu:** > We're thrilled to hear that you appreciate our personalized service and efficient transactions. We strive to provide a seamless experience for our customers, and we're glad to hear that you've had a positive experience with us. Thank you for your feedback! ### 7. Clean, Straightforward Cross-Border Payments with Multi-Currency Support **Rating:** 5.0/5.0 stars **Reviewed by:** Zuleymi R. | Bookkeeper, Small-Business (50 or fewer emp.) **Reviewed Date:** April 09, 2026 **What do you like best about OFX?** OFX is designed specifically for cross-border business. It lets you send money globally without needing complex banking setups, and it supports multiple currencies with ease. Overall, it feels cleaner and more straightforward than relying on traditional wire transfers. **What do you dislike about OFX?** There isn’t a strong, direct integration with QuickBooks Online. **What problems is OFX solving and how is that benefiting you?** What OFX solves: It reduces the high FX margins and hidden fees often charged by traditional banks. How it benefits me: I save money on every USD↔CAD transaction, which directly improves my profit margins—especially when I’m making frequent international payments. **Official Response from Curt Brooker:** > Hi Zuleymi, and thank you for the feedback – we appreciate you taking the time to share this. Just to clarify, OFX does offer a direct integration with QuickBooks Online, including two‑way sync, so payments and transaction data can flow seamlessly between OFX and QuickBooks Online. If you’ve had any trouble connecting QuickBooks Online with our platform, our customer support team or your account manager would be happy to help walk through the integration and resolve any issues. Thanks again for your feedback ### 8. Professional and Trustworthy **Rating:** 5.0/5.0 stars **Reviewed by:** Sonya M. **Reviewed Date:** June 30, 2026 **What do you like best about OFX?** Reliable, Professional, Trustworthy and support is excellent when I have reached out for it. **What do you dislike about OFX?** I find it rather complex and difficult to understand and I'm easily confused with what all the elements are! It's probably more sophisticated than what I need, but I guess with international financial transactions, there's no simple option... **What problems is OFX solving and how is that benefiting you?** I can bring my USD earnings to my AUD bank account and not pay excessive fees. There is also a record of transactions for my taxation and record keeping purposes. **Official Response from Michelle Crossland:** > Thank you for your thoughtful review! We're delighted to hear that you find OFX reliable, professional, and trustworthy, and that our support team has been there for you whenever you've needed assistance. We also appreciate your honest feedback about the platform. International payments can involve a lot of information, and we're always looking for ways to make the experience as clear and intuitive as possible while providing the tools our customers need. Your comments are valuable and will be shared with our team. It's wonderful to know that OFX is helping you transfer your USD earnings to your AUD account while avoiding excessive fees and providing a reliable record of your transactions for tax and record-keeping purposes. Thank you for choosing OFX—we're grateful for your trust and support. The OFX Team ### 9. Quick Resolution and User-Friendly Platform **Rating:** 4.5/5.0 stars **Reviewed by:** Outi H. | Finance and Contracts Manager, Small-Business (50 or fewer emp.) **Reviewed Date:** May 14, 2026 **What do you like best about OFX?** I like that the customer service is usually quick, and the new platform is user-friendly. I find the dashboard and the easy clicking to payments very beneficial. The direct payment method is great because funds reflect quicker in the OFX account now, compared to earlier when the payment team had to manually allocate funds. Also, the initial setup of OFX was easy. **What do you dislike about OFX?** Sometimes delays on payments **What problems is OFX solving and how is that benefiting you?** OFX helps resolve payment issues like payment reallocation and reduces delays by reflecting funds quicker. The platform is user-friendly, especially with the easy payment dashboard, improving our payment process efficiency. **Official Response from Michelle Hsu:** > We're glad to hear that you find our customer service quick and our platform user-friendly. We're constantly working to improve our services and appreciate your feedback. We apologize for any delays on payments and are working to address this issue to ensure a smoother experience for you in the future. ### 10. Very efficient. Great fx rates. **Rating:** 5.0/5.0 stars **Reviewed by:** Verified User in Wholesale **Reviewed Date:** July 01, 2026 **What do you like best about OFX?** FX rates, easy and intuitive quoting/payment systems. Routing to recipients banks is safe, secure and fast. Like the OFX card features for employees but have not used it yet. **What do you dislike about OFX?** Holding of FX payments to Korea - seems to take a few days before it funds. **What problems is OFX solving and how is that benefiting you?** International payments - fast, best rates available that I can find. Used to use Trade Finance facilitites at BoQ / Westpac - OFX is superior. **Official Response from Michelle Crossland:** > Thank you for taking the time to share your feedback! We're delighted to hear that you've found our FX rates competitive and our platform easy and intuitive to use. It's great to know that our secure and fast international payments have made a positive difference, and we hope you'll enjoy the OFX Card features when you have the opportunity to use them. We also appreciate your feedback regarding payments to Korea. We'll be sure to share this with our team as we continue to improve our payment experience. Thank you for choosing OFX and for trusting us with your international payments—we're pleased to hear we've been able to provide a better experience than your previous providers. The OFX Team ## OFX Discussions - [What is OFX used for?](https://www.g2.com/discussions/what-is-ofx-used-for) - [Who uses OFX?](https://www.g2.com/discussions/who-uses-ofx) - [What is OFX protocol?](https://www.g2.com/discussions/what-is-ofx-protocol) - [What software uses OFX?](https://www.g2.com/discussions/what-software-uses-ofx) - [View OFX pricing details and edition comparison](https://www.g2.com/products/ofx/reviews/ofx-review-7854314?section=pricing&secure%5Bexpires_at%5D=2026-07-16+11%3A25%3A35+-0500&secure%5Bsession_id%5D=b3718eb1-c4fc-40f6-bffa-ba32abda8224&secure%5Btoken%5D=14e1eb1d909963dac0853f752389be4c02c800c62ce4e51a309044e77093c5dc&format=llm_user) ## OFX Integrations - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews) - [Xero](https://www.g2.com/products/xero/reviews) ## OFX Features **Expense Reports** - Ease of Creating Expense Reports - Bank / Credit Card Integration - Smart Categorization - Digital Receipt Management - Currency Conversions - Credit Card Integration **Currencies** - Portfolio - Foreign Exchange - Exchange Rate - Foreign Exchange - Win/Loss - Foreign Exchange **Setup** - Data - Approvals - Alignment **Data Management** - Consolidation - Classification - External Sources - Integration - Cleaning **Transactions** - Types - Global - Channels - Fees **Invoice Management** - Capture - Repository **Card Management** - Card Types - Card Controls - Configuration - Fulfillment - Replacement **Agentic AI - Accounts Payable (AP) and Spend Analysis** - Decision Making **Agentic AI - Accounting & Finance** - Autonomous Task Execution **Agentic AI - Expense Management** - Autonomous Task Execution - Cross-system Integration **Travel Management** - Advanced Integrations **Transactions** - Confirmation - Foreign Exchange - Compliance - Foreign Exchange **Performance** - KPIs - Benchmarks - Forecasting - Savings **Analytics** - Benchmarking - KPIs - Compliance - Errors **Compliance** - Security - Fraud Protection - ID Verification **Invoice Processing** - Matching - Payments - Workflows - Tax Compliance **Controls** - Tokenization - Security - Card Networks - Integration - APIs **Integration** - Accounting - Foreign Exchange - AML & KYC **Analytics** - Due Dates - Benchmarking - KPIs **Recovery** - Historical payments - Overpayments **Payment Cards** - One-time Virtual - Recurring Virtual - Physical **Client Invoicing** - Electronic Payments - Project Accounting / Revenue Recognition **Integration** - Accounting - Payment Integration - ERP **AP Data Processing** - Workflows - Transparency - Controls **Reporting** - Real time - Multiple Views - Export - Budgets **Agentic AI - Remittance & Money Transfer** - Cross-system Integration **Generative AI - Expense Management** - Image-to-Text - Text Generation - Text Summarization **Payments** - Vendor - Recurring - Employee Reimbursements - ACH **Mobile** - Receipt Capture **Platform** - Embedded AI / Machine Learning - Complex Approval Workflow **Fraud & Risk Management** - Notifications - Unique Cards - Controls **Administration** - PCI Regulation Compliant **Agentic AI - Spend Management** - Proactive Assistance **Administration** - Business Tool Integration - Automated Reminders - Policy Compliance Management - User, Role, and Access Management **Platform** - Reporting - APIs / Integration - Performance and Reliability - Mobile User Support **Risk** - Analysis - Identification - Scoring **Recovery** - Recoup - Reporting **Audit** - Filters - Post Audits - Overpayments - Duplicates **Fraud** - Vendor Checks - Data Generation - Monitoring **Agentic AI - AP Automation** - Autonomous Task Execution - Proactive Assistance - Decision Making ## Top OFX Alternatives - [Corpay Cross-Border](https://www.g2.com/products/corpay-cross-border/reviews) - 4.5/5.0 (928 reviews) - [Corpay Complete](https://www.g2.com/products/corpay-complete/reviews) - 4.6/5.0 (387 reviews) - [Ramp](https://www.g2.com/products/ramp-financial-ramp/reviews) - 4.8/5.0 (2,452 reviews)