Upgrade, Inc. is a fintech company designed to offer accessible and affordable financial products for everyday consumers. Their services primarily include personal loans, auto refinance loans, and the innovative Upgrade Card, which combines features of credit cards and personal loans. Upgrade aims to assist consumers in building a brighter financial future by providing tools for credit monitoring, educational resources on credit health, and straightforward products without hidden fees. The platform focuses on promoting responsible credit behaviors and financial health through user-friendly application processes and transparent terms.