It’s a very solid platform with transparent pricing. There are no hidden fees sneaking up at the end of the month, and the customer support team has been prompt whenever we had questions about bulk transfers.

The local currency accounts are the part we rely on most. Being able to collect in a buyer's own currency and hold that balance instead of converting immediately gives us real control over when we do FX, which matters a lot on thin margins. The corporate cards are the second thing worth mentioning — we issue them per team and per project, so ad spend and travel costs are separated at the source rather than sorted out afterwards. Having accounts, cards, FX and payouts in one platform means our controller is not reconciling four systems anymore. Support has also been responsive with a named contact rather than a ticket queue.

We use PhotonPay to manage payments related to our international marketplace business. Receiving funds from different regions has become much easier compared with our previous setup.