It makes it easy for me to receive money and transfer easily with Ontop. I subscribed to Ontop Reserve and now have access to many additional things besides cashback. They always inform about important matters, which makes me feel safe. I have the possibility to do other things besides withdrawal, and the transfers are fast. I receive the main information by email, which makes me feel secure. The card allows me to withdraw and shop in different places. I can request an advance in emergencies, which helps a lot. The app is very easy to understand and use, now I don't remember every step of the initial setup, but I don't need to because it's very user-friendly. I don't stress using the app at all and genuinely love it.

I like the ease of use of Ontop and the very low commissions for transfers and expenses. The app is good and the incorporation of Future Funds was very good (that functionality). Additionally, the initial setup was very simple and I was able to start using the app with just a couple of clicks.

I use Ontop to receive my salary and I love the reserve plan with its promotions. I highly value the cashback on purchases and the discount on fees. I love the earn feature, which allows my money to grow without needing to transfer it, although I would prefer daily returns. I enjoy the concierge and its new budgets and use it a lot to pay abroad with a card. The initial setup was very easy and quick.