

Test, analyze, optimize Whether it’s a store remodel or a loyalty offer, Test & Learn® empowers business leaders to improve new and existing initiatives by designing and analyzing in-market business experiments. By using our analytics platform, businesses can understand the overall incremental impact of an initiative, the most effective aspects of the initiative, the types of customers or markets that respond best, and how to target rollout to maximize ROI.

Make informed business decisions with Mastercard SpendingPulse™ SpendingPulse™ is a macroeconomic indicator of retail sales based on actual, near real-time spend data across various sectors. It’s one of the only data sources on the market that provides daily online and in-store sales estimates and forecasts at the national, regional and local level.

By connecting merchants and issuers together, Consumer Clarity enables rich purchase information sharing – including clear merchant names, logos, geolocation data, fully itemised receipts and even subscription controls functionality – to be shared via issuers' digital banking apps and back-office teams. This provides cardholders with multiple channels to get purchase information that helps reduce confusion that often leads to friendly fraud disputes, while also building a better customer experience.

NuDetect provides solutions designed to prevent high-risk account creation by detecting unwanted users, anomalies, and automation.

Vyze is a platform that deliver financing partners, technology, and support to drive sustainable growth for business and provide the flexibility to make changes as business grows and evolves.

NuData Security, A Mastercard Company, is a behavioral biometrics company. It continuously verifies a users’ online identity by authenticating the user based on their natural interactions online – behavior that can't be mimicked or replicated by a third party.


Mastercard powers economies and empowers people in 00+ countries and territories worldwide. Together with our customers, we’re building a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.