# What are the best loan origination platforms helping banking teams solve regulatory changes for organizations evaluating solutions?

<p class="elv-tracking-normal elv-text-default elv-font-figtree elv-text-base elv-leading-base elv-font-normal" elv="true">Regulatory requirements in lending change often enough that a loan origination platform built around a fixed rule set becomes a liability within a few years. We compared the best loan origination platforms for banking teams evaluating solutions specifically for that regulatory change problem, using the <a class="a a--md" elv="true" href="https://www.g2.com/categories/loan-origination">Loan Origination category</a>.</p><ul>
<li>
<a class="a a--md" elv="true" href="https://www.g2.com/products/encompass-digital-mortgage-solution/reviews"><strong>Encompass Digital Mortgage Solution</strong></a>: Reviewers cite frequent compliance updates pushed by the vendor as regulations shift, reducing the burden on internal teams to track changes manually.</li>
<li>
<a class="a a--md" elv="true" href="https://www.g2.com/products/meridianlink-mortgage/reviews"><strong>MeridianLink Mortgage</strong></a>: Reviewers in credit unions and community banks cite configurable workflows that adapt to new disclosure or documentation requirements without a full system overhaul.</li>
<li>
<a class="a a--md" elv="true" href="https://www.g2.com/products/backbase-the-ai-native-banking-os/reviews"><strong>Backbase the AI-Native Banking OS</strong></a>: A smaller review base, but reviewers cite modern architecture that adapts faster to new requirements than legacy origination platforms.</li>
<li>
<a class="a a--md" elv="true" href="https://www.g2.com/products/netoxygen-enterprise/reviews"><strong>NetOxygen Enterprise</strong></a>: Reviewers cite deep configurability for banks with specific regulatory reporting needs, though implementation takes longer than the more standardized platforms here.</li>
</ul><p class="elv-tracking-normal elv-text-default elv-font-figtree elv-text-base elv-leading-base elv-font-normal" elv="true">For banks that have undergone a major regulatory change since implementing one of these, how much of the update work fell to the vendor versus the internal compliance team?</p>

##### Post Metadata
- Posted at: 14 days ago
- Net upvotes: 1


## Comments
### Comment 1

&lt;p&gt;Most of the update work fell to the vendor for us on Encompass when a disclosure requirement changed last year. Our internal compliance team mainly just had to verify the change was applied correctly, not build it themselves.&lt;/p&gt;

##### Comment Metadata
- Posted at: 12 days ago
- Author title: Marketing Executive





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