# Best Installment Payment and Buy Now Pay Later (BNPL) Software for Small Business - Page 2 ## How Many Installment Payment and Buy Now Pay Later (BNPL) Software Products Does G2 Track? **Total Products under this Category:** 66 ### Category Stats (Aug 2026) - **Average Rating:** 4.41/5 The average rating of products in this category, based on all submitted ratings - **Top Trending Product:** Ratio (+3.28%) - Among all products in this category, Ratio recorded the largest rating increase compared to last month _Last updated: August 05, 2026_ ## How Does G2 Rank Installment Payment and Buy Now Pay Later (BNPL) Software Products? **Why You Can Trust G2's Software Rankings:** - 30 Analysts and Data Experts - 3,900+ Authentic Reviews - 66+ Products - Unbiased Rankings G2's software rankings are built on verified user reviews, rigorous moderation, and a consistent research methodology maintained by a team of analysts and data experts. Each product is measured using the same transparent criteria, with no paid placement or vendor influence. While reviews reflect real user experiences, which can be subjective, they offer valuable insight into how software performs in the hands of professionals. Together, these inputs power the G2 Score, a standardized way to compare tools within every category. ## G2 Grid® for Installment Payment and Buy Now Pay Later (BNPL) Software ![G2 Grid® for Installment Payment and Buy Now Pay Later (BNPL) Software plotting products by satisfaction and market presence](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl/grids.png?focus%5B%5D=1222&focus%5B%5D=107452&focus%5B%5D=1680910&focus%5B%5D=75417&focus%5B%5D=87565&focus%5B%5D=87566&focus%5B%5D=122728&focus%5B%5D=21400) Highlighted products: PayPal Payments, Sunbit, PayPal Pay Later, Affirm, Afterpay, Sezzle, Zip for Business, and GoCardless. Underlying data: [Grid® JSON](https://www.g2.com/categories/installment-payment-and-buy-now-pay-later-bnpl/grids.json?focus%5B%5D=paypal&focus%5B%5D=sunbit&focus%5B%5D=paypal-paypal-pay-later&focus%5B%5D=affirm&focus%5B%5D=afterpay&focus%5B%5D=sezzle&focus%5B%5D=zip-for-business&focus%5B%5D=gocardless&segment=small-business) **Sponsored** ### Nickel Cashflow is the lifeblood of every American business, yet the financial services you rely on to move, save, and borrow money quietly bleed it. Nickel is a different kind of company. We're an all-in-one accounts payable (AP) and accounts receivable (AR) platform that gives your business the financial products, software, and AI it needs to grow its cashflow. We only succeed when you succeed, which is why we do the one thing our peers won't: we publish exactly how we make money on every product. It's not a marketing stunt. It's the most transparent payment processor you'll find, and a new bar for the industry. More than 25,000 B2B businesses, and the accountants who serve them, run their cashflow on Nickel with free unlimited ACH and some of the lowest fees in the industry. Here's what you can do with Nickel: Get paid faster, Accounts Receivable. Create branded payment links and payment portals in seconds and share them by text, email, or your website. Customers pay by card, ACH, or check, and they never need a Nickel account. Save payment methods on file with Nickel Plus to enable one-click and recurring payments. Pay vendors without the busywork, Accounts Payable. Pay any business, 1099 contractor, or individual by ACH, card, wire, or mailed check using just their email address. Set custom approval workflows so large payments always get the right sign-off. Keep more of every dollar, transparent by design. Free unlimited ACH with no per-transaction percentage and no volume cap, on the Nickel Core plan with no monthly fee. No chargeback fees and no hidden costs, plus a published breakdown of how we make money on every product. Competitive 2.9% flat-rate card processing on all domestic cards, with the option to pass card fees to the payer. Built to handle high-value B2B transactions up to $1M without a hitch on Nickel Plus. Stay in sync and in control. Native QuickBooks sync (Online, Desktop, and Enterprise) means every payment matches your books one-to-one, with no batch deposits and no double entry. A Master Account and Subaccount structure lets you manage multiple businesses or clients under a single login. Earn 2% APY on idle cash in Nickel Balance, accrued daily. Developers can build on Nickel's REST API and webhooks for ACH, card, and wire with Nickel Pro. Backed by AI and real humans. CC Penny, Nickel's AI accountant, on any email to coordinate and handle a payment for you. And when money's on the line, a US-based support team is ready to assist you. We're setting an audacious new bar for transparency in financial services, and we want you to hold us to it. Don't ever settle for less. Join 25,000+ businesses moving their money on Nickel. Get started for free in five minutes, with no credit card required. [Visit website](https://www.g2.com/external_clickthroughs/record?secure%5Bad_program%5D=ppc&secure%5Bad_slot%5D=category_product_list_llm&secure%5Bcategory_id%5D=1578&secure%5Bchosen_at%5D=2026-08-13T15%3A57%3A04Z&secure%5Bdisplayable_resource_id%5D=1975&secure%5Bdisplayable_resource_type%5D=Category&secure%5Bmedium%5D=sponsored&secure%5Bplacement_reason%5D=neighbor_category&secure%5Bplacement_resource_ids%5D%5B%5D=1975&secure%5Bprioritized%5D=false&secure%5Bproduct_id%5D=1370291&secure%5Bresource_id%5D=1578&secure%5Bresource_type%5D=Category&secure%5Bsource_type%5D=category_page&secure%5Bsource_url%5D=https%3A%2F%2Fwww.g2.com%2Fcategories%2Finstallment-payment-and-buy-now-pay-later-bnpl%2Fsmall-business%3Fpage%3D2&secure%5Btoken%5D=0183dd4d8c0d39074bb026d0020987f6eae0a9b34ef161c82513cdaafd231ac9&secure%5Burl%5D=https%3A%2F%2Fwww.getnickel.com%2Fproducts%2Ffree-ach-payments&secure%5Burl_type%5D=free_trial) ### [EasyPay](https://www.g2.com/products/easypay/reviews) EasyPay Finance meets the needs of retailers and auto repair dealers by providing simple and affordable payment plans for their customers. **Average Rating:** 4.4/5.0 **Total Reviews:** 31 #### How Do G2 Users Rate EasyPay? - **Quality of Support:** 8.7/10 (Category avg: 8.5/10) - **Payment Scheduling:** 8.2/10 (Category avg: 8.9/10) - **Loyalty Management:** 8.6/10 (Category avg: 8.4/10) - **E-commerce Integration:** 8.5/10 (Category avg: 8.7/10) #### Who Is the Company Behind EasyPay? - **Seller:** [EasyPay](https://www.g2.com/sellers/easypay) - **Year Founded:** 2001 - **HQ Location:** Carlsbad, CA - **Twitter:** @EasyPay\_Finance 107 Twitter followers - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=aafd247666a4cb52af9485af9ba97e601183c6cdbe8a522666301e9313ce7cbd&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Feasypay-finance%2F&secure%5Burl_type%5D=linkedin_company_website) 86 employees on LinkedIn® #### Who Uses This Product? - **Company Size:** 69% Small, 25% Medium #### What Do G2 Reviewers Say About EasyPay? _AI-generated summary from verified user reviews_ ##### Cons - Users note a significant concern with **credit score impact** due to lack of reported payments, leading to high interest costs. - Users experience **payment issues** , with unreported payments leading to unexpected high interest charges. #### What Are Recent G2 Reviews of EasyPay? **["Digital payment solution"](https://www.g2.com/survey_responses/easypay-review-8267871)** **Rating:** 5.0/5.0 stars _— Manish K._ [Read full review](https://www.g2.com/survey_responses/easypay-review-8267871) **["The Easy Pay - Simple paying tool"](https://www.g2.com/survey_responses/easypay-review-8237858)** **Rating:** 4.0/5.0 stars _— Pritee S._ [Read full review](https://www.g2.com/survey_responses/easypay-review-8237858) ### [Postpay](https://www.g2.com/products/postpay/reviews) Postpay is a financial technology company that offers a "buy now, pay later" (BNPL service, enabling customers to make purchases immediately and spread the cost over time with interest-free installments. Founded in 2019 and headquartered in Dubai, Postpay partners with thousands of retailers across the UAE and Saudi Arabia, providing consumers with flexible and transparent payment options. The service seamlessly integrates with merchants' online and in-store platforms, allowing businesses to offer an alternative payment solution that can enhance conversion rates and average order values. Postpay is committed to delivering a user-friendly experience, ensuring that customers can manage their financial health while enjoying their desired products without hidden fees. Key Features and Functionality: - Interest-Free Installments: Customers can split their purchases into three equal payments without incurring any interest or fees. - Seamless Integration: Postpay integrates effortlessly with merchants' online stores and in-store systems, providing a smooth checkout experience. - Wide Merchant Network: The platform collaborates with a diverse range of retailers, offering consumers flexibility in shopping across various brands and sectors. - User-Friendly Process: The sign-up and checkout processes are straightforward, requiring minimal personal information to ensure quick transactions. - Risk Management: Postpay assumes full responsibility for payment risks on behalf of the merchant, mitigating concerns related to fraud and credit. - Compliance and Security: The service is Shariah-compliant and PCI DSS certified, ensuring secure handling of cardholder data. Primary Value and User Solutions: Postpay addresses the need for flexible and transparent payment solutions in the retail sector. For consumers, it offers a manageable financial arrangement, allowing them to acquire products immediately and pay over time without additional costs. This flexibility enhances the shopping experience and promotes responsible spending. For merchants, Postpay provides a tool to increase sales and customer loyalty by offering an appealing payment option that can lead to higher conversion rates and larger average order values. By eliminating the challenges associated with cash on delivery and assuming payment risks, Postpay supports businesses in streamlining operations and focusing on growth. **Average Rating:** 4.6/5.0 **Total Reviews:** 19 #### How Do G2 Users Rate Postpay? - **Quality of Support:** 9.1/10 (Category avg: 8.5/10) - **Payment Scheduling:** 9.1/10 (Category avg: 8.9/10) - **Loyalty Management:** 8.9/10 (Category avg: 8.4/10) - **E-commerce Integration:** 9.1/10 (Category avg: 8.7/10) #### Who Is the Company Behind Postpay? - **Seller:** [Postpay](https://www.g2.com/sellers/postpay) - **Year Founded:** 2019 - **HQ Location:** Dubai, Dubai - **LinkedIn® Page:** [www.linkedin.com](https://www.g2.com/external_clickthroughs/record?secure%5Bsource_type%5D=product_profile&secure%5Btoken%5D=bcc0e2a1d31101da58d905ff23d0ab306bcb8fcd2ddc4cdcf9701aca4d570e7b&secure%5Burl%5D=https%3A%2F%2Fwww.linkedin.com%2Fcompany%2Fpostpayofficial%2F&secure%5Burl_type%5D=linkedin_company_website) 16 employees on LinkedIn® #### Who Uses This Product? - **Company Size:** 58% Small, 42% Medium #### What Are Recent G2 Reviews of Postpay? **["Why Pay Now, When You Can Pay Later?"](https://www.g2.com/survey_responses/postpay-review-8237879)** **Rating:** 5.0/5.0 stars _— Joel B._ [Read full review](https://www.g2.com/survey_responses/postpay-review-8237879) **["Pay instant pay later"](https://www.g2.com/survey_responses/postpay-review-8242478)** **Rating:** 5.0/5.0 stars _— Prateek C._ [Read full review](https://www.g2.com/survey_responses/postpay-review-8242478) - [‹ Prev‹ Prev](/categories/installment-payment-and-buy-now-pay-later-bnpl/small-business?order=g2_score#product-list) - [1](/categories/installment-payment-and-buy-now-pay-later-bnpl/small-business?order=g2_score#product-list) - 2 - Next ›Next › Spotlight Categories [Core HR Software](https://www.g2.com/categories/core-hr) [Mobile Marketing Software](https://www.g2.com/categories/mobile-marketing) [Influencer Marketing Platforms](https://www.g2.com/categories/influencer-marketing-platforms) [Accounts Payable Automation Software](https://www.g2.com/categories/ap-automation) [Customer Data Platforms (CDP)](https://www.g2.com/categories/customer-data-platform-cdp) Similar Categories - [Payment Gateways](/categories/payment-gateways) - [Embedded Payments](/categories/embedded-payments) - [Failed Payment Recovery](/categories/failed-payment-recovery) - [Payment Analytics](/categories/payment-analytics) - [Payment Card Issuance](/categories/payment-card-issuance) - [Payment Processing](/categories/payment-processing) - [Payments Orchestration](/categories/payments-orchestration) [Browse Installment Payment and Buy Now Pay Later (BNPL) Themes](/categories/installment-payment-and-buy-now-pay-later-bnpl/themes)