Identity Verification Software Resources

We use iDenfy for the AML, sanctions, and adverse media checks when we onboard our customers. And for the customers' portfolio monitoring after they are onboarded.

Visual Identity Verification Document verification: Authenticates government-issued IDs, passports, and mobile driver's licenses (mDLs) using AI-powered document scanning and data extraction. Biometric facial matching: Compares a live selfie against the face on the submitted ID document to confirm the person presenting the ID is who they claim to be. Liveness detection: Confirms the selfie is captured from a real, present person — detecting spoofing attempts using photos, screens, or masks. Mobile driver's license (mDL) support: Accepts digital IDs stored on a user's device, compliant with ISO/IEC 18013-5 and ISO 23220 standards for secure mDL verification. Fraud Detection Real-time fraud scoring: Runs 20+ proprietary fraud models simultaneously during every verification, generating a dynamic risk score based on configurable business logic. Barcode validation: Compares barcode data against the front of the ID to detect mismatched or fraudulent documents and confirm name consistency. Tamper and forgery detection: Reviews ID images for signs of digital alteration, overlays, or structural inconsistencies against Vouched's proprietary document template library. Face reuse detection: Identifies abnormal patterns where the same face appears repeatedly across recent verification attempts, flagging potential fraud rings. Data Verification PII validation: Validates name, address, phone number, and email against proprietary identity graphs using smart fuzzy matching to minimize false declines. Driver's license verification: Provides deterministic DMV checks in 44 states plus exclusive California coverage, reaching 27M+ additional drivers for the broadest U.S. coverage. Date of birth verification: Confirms age accuracy for age-restricted services, compliance requirements, and fraud protection. IP risk analysis: Analyzes the user's IP address in real time to detect suspicious patterns and add an additional fraud signal to the verification decision. SSN verification: Supports both 4- and 9-digit SSN validation across industries, with SSA eCBSV access for financial institutions requiring government-verified results. AML screening: Checks users against global watchlists, sanctions lists, and politically exposed persons (PEP) databases in real time for compliance and risk management.

IDMERIT offers identity verification and fraud prevention solutions globally, ensuring compliance with KYC and AML regulations. Their services include risk assessment, document verification, and biometric authentication, enhancing security and trust in various industries.