---
title: Ramp Reviews
meta_title: 'Ramp Reviews 2026: Details, Pricing, & Features | G2'
meta_description: Filter 2460 reviews by the users' company size, role or industry
  to find out how Ramp works for a business like yours.
aggregate_rating:
  rating_value: 4.8
  review_count: 2460
  scale: '5'
date_modified: '2026-07-17'
parent_category:
  name: Procurement
  url: https://www.g2.com/categories/procurement
---

# Ramp Reviews
**Vendor:** Ramp Financial  
**Category:** [Spend Management Software](https://www.g2.com/categories/spend-management)  
**Average Rating:** 4.8/5.0  
**Total Reviews:** 2,460
## About Ramp
Ramp is the ultimate platform for modern finance teams. From corporate cards and expense management software to bill payments and vendor management, Ramp is the all-in-one solution designed to automate finance operations and build healthier businesses. Over 50,000 businesses—including Shopify, Notion, The University of Tennessee, and Glossier—have saved $10 billion and 27.5 million hours by switching to Ramp.



## Ramp Pros & Cons
**What users like:**

- Users appreciate the **ease of use** of Ramp, making expense reporting fast and intuitive with seamless receipt submission. (241 reviews)
- Users find Ramp increases **efficiency** in expense reporting, streamlining the process and enhancing productivity significantly. (137 reviews)
- Users love the **fast and intuitive expense reporting** of Ramp, enhancing efficiency and compliance in financial management. (131 reviews)
- Users appreciate the **simplicity and efficiency** of Ramp, finding the process quick and user-friendly. (98 reviews)
- Users value the **seamless integration and user-friendly features** of Ramp, enhancing expense management and compliance significantly. (93 reviews)
- Intuitive (93 reviews)
- Efficiency Improvement (91 reviews)
- Users commend the **exceptional customer support** from Ramp, noting how helpful and responsive the team is. (87 reviews)
- Users highlight the **easy receipt management** of Ramp, streamlining expense submissions and enhancing overall efficiency. (86 reviews)
- Users find the **easy setup** of Ramp to be a game-changer for expense management and integration. (84 reviews)

**What users dislike:**

- Users feel that Ramp is missing **essential features** , such as transaction PINs and competitive rewards compared to traditional cards. (34 reviews)
- Users experience **bugs with duplicate expenses** and find the cashflow management challenging due to lack of credit float. (30 reviews)
- Users find the **inconvenience of account access** due to two-factor authentication and lack of transaction PIN frustrating. (27 reviews)
- Users face **limited functionality** with Ramp, affecting login, document handling, and report generation capabilities. (19 reviews)
- Users face **approval issues** with Ramp&#39;s rigid workflows and challenges during the vetting and deployment processes. (18 reviews)
- Users report **card issues** such as unexpected charges and a lack of transaction review hierarchy, complicating management. (18 reviews)
- Limited Options (18 reviews)
- Users face **receipt issues** , struggling with transaction voids, receipt recognition, and problematic CSV exports. (18 reviews)
- Integration Issues (17 reviews)
- Upload Issues (17 reviews)

## Ramp Reviews
  ### 1. Effortless Info Sharing Across Multiple Platforms

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Computer Software | Mid-Market (51-1000 emp.)

**Reviewed Date:** December 29, 2025

**What do you like best about Ramp?**

Its ease of use with multiple avenues of providing info like email, text, app, or website. I use it pretty consistently and have enjoyed all of it!

**What do you dislike about Ramp?**

Sometimes the system needs strong internet to work for the app/website. I really don't have any major dislikes.

**What problems is Ramp solving and how is that benefiting you?**

It has helped resolve our spend tracking and slotting it into the appropriate areas for finance purposes.

  ### 2. Effortless Expense Management, Incredibly Easy to Use

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.)

**Reviewed Date:** December 22, 2025

**What do you like best about Ramp?**

Very easy to use, help you manage expenses easily.

**What do you dislike about Ramp?**

Haven't encountered anything that I dislike.  Its a great software.

**What problems is Ramp solving and how is that benefiting you?**

It is solving the expense management for multiple people on our team.  Also, gives us an east way to deal with assigning expense account to the transactions.  It benefits our team because it saves us tons of time and we can manage multiple people at once.

  ### 3. Efficiencies gained in coding and enhanced visibility

**Rating:** 4.5/5.0 stars

**Reviewed by:** Eric A. | VP of FP&amp;A, Mid-Market (51-1000 emp.)

**Reviewed Date:** April 17, 2025

**What do you like best about Ramp?**

Ramp has allowed us to build coding rules in several different possible combinations to eliminate the need to code each individual transactions. It also suggests rules for you as it learns over time which is super cool. We have gained significant visibility into our spend which we then load into Power BI and layer it into our overall reporting dataset. Ramp has a lot of solid features for collaboration on specific transactions and great spend control capabilities. They also seem to iterate quickly on product build and take feedback very seriously.

**What do you dislike about Ramp?**

There are not a lot of downsides to Ramp that we have seen so far, and gaps are typically addressed quickly. Sometimes the integrations for Outlook and such feel hit or miss, but it is getting better. The homepage can be sometimes hard to navigate and I wish there was a better log of all interactions in the tool so you had a one stop shop to avoid forgetting things from a few days ago.

**What problems is Ramp solving and how is that benefiting you?**

We were coding individual transactions and now we are only coding things that there are not rules built around and reviewing the automated results of the rules. It is also helping with reporting visibility and approval workflows.

  ### 4. Text Receipt Option Is Very Helpful

**Rating:** 5.0/5.0 stars

**Reviewed by:** Rhoda W. | Company Owner, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 18, 2026

**What do you like best about Ramp?**

The text receipt option is very helpful!

**What do you dislike about Ramp?**

The reminder notification can be quite annoying, but I understand it's necessary.

**What problems is Ramp solving and how is that benefiting you?**

Ramp keeps everything up to date, so I no longer have to find invoices and receipts.

  ### 5. All-in-One Credit Card and Bill Management with Seamless QBO Integration

**Rating:** 4.0/5.0 stars

**Reviewed by:** Verified User in Consulting | Small-Business (50 or fewer emp.)

**Reviewed Date:** October 21, 2025

**What do you like best about Ramp?**

Its ability to handle several credit cards along with reimbursements and bill-pay in one platform that integrates with QBO.

**What do you dislike about Ramp?**

AI auto fill doesn't always get the categories right.  We often have special cases where the same vendor is  coded differently depending the type of project, so manual corrections are required.  I don't mind manual entry, but manual corrections can be easy to miss.  To be fair, Ramp seems to be paying attention to the user experience, and has been improving consistently.

**What problems is Ramp solving and how is that benefiting you?**

One platform for expense management across different types of employees and vendors.

  ### 6. Ramp has dramatically improved our corporate credit card reconciliation process.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.)

**Reviewed Date:** June 27, 2025

**What do you like best about Ramp?**

Ramp has turned what was once a painful process of reconciling our monthly corporate credit card statement into a breeze.  The visibility into spending, the approval workflows, and overall matching technology have made it easier for both our end users and back-end accounting teams.  Best of all is the customer support and client experience.  We have been lucky to have two great Account Managers who respond timely.

**What do you dislike about Ramp?**

There are some features that are still being developed, such as having the ability to login as another employee to help troubleshoot issues, and being able to list multiple invoices on a single-use card.  We've been told these enhancements are in pipeline for this year.

**What problems is Ramp solving and how is that benefiting you?**

Ramp is helping us solve the following issues:
Employees not providing crucial information related to corporate card charges.
Approvers sitting on transactions and not approving timely.
Antiquated methods for providing receipt support.
Taking too long to reconcile the statement each month.
Providing insights and reporting into which cost centers are spending the most and on what.
Field employees needing to maintain multiple credit cards for different types of spend.

  ### 7. Ramp for Business Purchases

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 18, 2025

**What do you like best about Ramp?**

Ramp is intuitive to use, convenient, not complicated. Our church staff uses Ramp every day. Implementation seems straight forward, though those details didn't fall to me. We use one of the more entry level tiers to keep costs down but find it has plenty of features to meet our needs. We also enjoy their cash back feature.

**What do you dislike about Ramp?**

None to date. I haven't struggled nor have others on our staff.

**What problems is Ramp solving and how is that benefiting you?**

It replaced another product that we found clunky and some found confusing. Receipts can be processed on the spot. It allows for immediate approval of purchases. Supervisor approval is straight forward and easy.

  ### 8. Intuitive Interface Makes Navigation Effortless

**Rating:** 5.0/5.0 stars

**Reviewed by:** Cameron C. | Pastor, Small-Business (50 or fewer emp.)

**Reviewed Date:** December 04, 2025

**What do you like best about Ramp?**

The interface is intuitive, which makes it very easy to use and navigate.

**What do you dislike about Ramp?**

There isn't really anything I dislike. If there is, I haven't come across it yet.

**What problems is Ramp solving and how is that benefiting you?**

Receipt submission and

  ### 9. Makes turning in receipts a breeze.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Religious Institutions | Small-Business (50 or fewer emp.)

**Reviewed Date:** September 17, 2025

**What do you like best about Ramp?**

The ability to take a photo of my receipt and upload it visually immediately after a purchase. Now I don't have to keep track of my paper receipts, which I often lost, etc. Also, as a manager, it's super easy for me to review and approve my employees' purchases. I also like the physical and digital card options. Also super easy to get a new number should fraud happen. It also allows us to give someone a temporary card number so they can't have it for long-term.

**What do you dislike about Ramp?**

I honestly don't have any issues. It's been great!

**What problems is Ramp solving and how is that benefiting you?**

People get their receipts in much better than they used to.

  ### 10. Intuitive Design Makes Matching Easy, But Vendor Clarity Could Improve

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Law Practice | Mid-Market (51-1000 emp.)

**Reviewed Date:** October 30, 2025

**What do you like best about Ramp?**

I appreciate how easy it is to match invoices with expenses, as well as the intuitive design of the system. It also helps that I can quickly recognize the codes for certain repeat vendors.

**What do you dislike about Ramp?**

Occasionally, I notice an expense from a vendor I don't recognize, which means I have to spend extra time looking into what the charge is for.

**What problems is Ramp solving and how is that benefiting you?**

It is very easy to input matching data to the vendor and the expense and then code it properly with the stored codes.

  ### 11. Accurate AI Features That Simplify Our Staff’s Workflow

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Religious Institutions | Mid-Market (51-1000 emp.)

**Reviewed Date:** April 02, 2026

**What do you like best about Ramp?**

Accuracy and AI features to simplify processes for our staff.

**What do you dislike about Ramp?**

Communication on specific updates within the system. All of a sudden, things look different, and we have to figure it out.

**What problems is Ramp solving and how is that benefiting you?**

Consistency in coding, speed of submissions with AI, and ease of uploading receipts/documentation.

  ### 12. Ramp is very good solution

**Rating:** 5.0/5.0 stars

**Reviewed by:** Badar K. | Senior Director Finance, Mid-Market (51-1000 emp.)

**Reviewed Date:** December 29, 2023

**What do you like best about Ramp?**

Super easy to integrate with QBO

Best cash back

Resolution for fraud transactions

**What do you dislike about Ramp?**

Almost impossible to find anything wrong in the ramp CC

**What problems is Ramp solving and how is that benefiting you?**

attaching receipts and getting more info from the user in the memo helps a lot.

  ### 13. Effortless Receipt Capture and Smooth Expense Approvals

**Rating:** 4.5/5.0 stars

**Reviewed by:** Aaron C. | Director of Operations, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 19, 2025

**What do you like best about Ramp?**

The easy receipt capture, and expense approval processes.

**What do you dislike about Ramp?**

I can't think of any downsides to using it.

**What problems is Ramp solving and how is that benefiting you?**

It gives us much deeper and quicker incites into our spending than we had before.

  ### 14. Evaluation - Ramp

**Rating:** 5.0/5.0 stars

**Reviewed by:** Adrianne M. | Líder de Vendas, Mid-Market (51-1000 emp.)

**Reviewed Date:** January 23, 2026

**What do you like best about Ramp?**

Intuitive platform, with a dynamic and well-organized design, as well as competitive prices.

**What do you dislike about Ramp?**

So far, I have not found any disadvantages.

**What problems is Ramp solving and how is that benefiting you?**

The platform helps us organize all the corporate trips of the company and our clients.

  ### 15. Very good AP Automation

**Rating:** 5.0/5.0 stars

**Reviewed by:** Silvana G. | Assistant Controller, Mid-Market (51-1000 emp.)

**Reviewed Date:** September 30, 2025

**What do you like best about Ramp?**

What I appreciate most about Ramp is that they now offer a three-way match feature.

**What do you dislike about Ramp?**

It costs a bit more than some alternatives, but you can always discuss pricing with the sales team to find a solution.

**What problems is Ramp solving and how is that benefiting you?**

The ability to pay expenses through Ramp instead of having to send out paper checks has been fantastic.

  ### 16. Seamless Receipt Capture That Links Smoothly to Our ERP

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Venture Capital & Private Equity | Mid-Market (51-1000 emp.)

**Reviewed Date:** March 25, 2026

**What do you like best about Ramp?**

I like the credit card receipt capture and how it links right into our ERP system.

**What do you dislike about Ramp?**

I don't like the constant updates that change the layout (and therefore our processes).

**What problems is Ramp solving and how is that benefiting you?**

It is saving everyone time with capturing receipts for the credit card transactions

  ### 17. User-Friendly Interface and Convenient Text Feature

**Rating:** 4.0/5.0 stars

**Reviewed by:** Delaney F. | Senior Account Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** November 25, 2025

**What do you like best about Ramp?**

The interface is very easy to use and the text feature is convenient.

**What do you dislike about Ramp?**

Sometimes it doesn't recognize my receipt.

**What problems is Ramp solving and how is that benefiting you?**

It makes expenses for my company very easy

  ### 18. Love it - easiest expense management and Bill Pay tool out there.

**Rating:** 5.0/5.0 stars

**Reviewed by:** Erik K. | VP of Finance, Enterprise (> 1000 emp.)

**Reviewed Date:** July 05, 2025

**What do you like best about Ramp?**

Ease of use for all levels of employee - corporate staff and service-providing technicians find it equally easy to use. Integrates extremely easily with Sage Intacct and took a handful of hours to configure appropriately. Customer support is great with our service rep (Kim). We use it daily and it's consistently our best-received portion of our financial tech stack.

**What do you dislike about Ramp?**

Would like to see a true credit card option along with a fuel card option.

**What problems is Ramp solving and how is that benefiting you?**

Accurate job costing being streamlined. Decentralized clerks using Ramp as a streamlined bill payment software. Centralized approval function prior to releasing funds.

  ### 19. Very powerful, extremely well priced

**Rating:** 5.0/5.0 stars

**Reviewed by:** Andrew B. | Co-Founder, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 21, 2025

**What do you like best about Ramp?**

It's FREE and it's so powerful in its ability to help growing companies. The AI powered bill pay is phenomenal, and costs zero. It saves us many hours a week having to input invoice and make payments.

**What do you dislike about Ramp?**

Hi minimum bank deposits need to get started is a hurdle for very small businesses.

**What problems is Ramp solving and how is that benefiting you?**

Managing bill payments -- entering the bills, timing the payments, and making the actual payments via ACH or credit card.

  ### 20. Exceptionally User-Friendly, Perfect for International Use

**Rating:** 5.0/5.0 stars

**Reviewed by:** Karisma Tanya M. | Operations Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 29, 2025

**What do you like best about Ramp?**

Ease of use, specially internationally. App dashboard is very user friendly.

**What do you dislike about Ramp?**

Nothing in particular. I like all its features.

**What problems is Ramp solving and how is that benefiting you?**

Spending internationally

  ### 21. Helpful Payment Reminders That Keep Everything on Track

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Manufacturing | Small-Business (50 or fewer emp.)

**Reviewed Date:** April 22, 2026

**What do you like best about Ramp?**

I love the reminders Ramp sends to you regarding payments

**What do you dislike about Ramp?**

Nothing, Ramp has been awesome. Love the support features.

**What problems is Ramp solving and how is that benefiting you?**

Makes keeping track of  receipts easy

  ### 22. It has saved a lot of time and is very user friendly

**Rating:** 5.0/5.0 stars

**Reviewed by:** TATE H. | VP, Finance, Small-Business (50 or fewer emp.)

**Reviewed Date:** October 10, 2025

**What do you like best about Ramp?**

It makes categorizing expenses and bill payments quick and the whole process could not be easier.

**What do you dislike about Ramp?**

Locating statements and downloading backup is not always easy to find.

**What problems is Ramp solving and how is that benefiting you?**

It makes managing vendors and payments quick an easy, stores all the backup, and helps maintain fiscal compliance.

  ### 23. Best Bill Pay & Credit Card Management Tool!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 19, 2025

**What do you like best about Ramp?**

The sync to QBO works really well. We love that the approval process doesn't hold up the ability to sync expenses. We also love the control over what gets synced, and when it gets synced. Also, overall, I'd say the customer support we've received from Ramp has been great. It has been less consistent as of late, but when we first started with Ramp (about a year and a half ago), it was consistent and awesome!

**What do you dislike about Ramp?**

Regarding Bill pay: One of the features of the sync to QBO involves a deletion of the payment record weeks or months later in the event that the check payment is never deposited by the vendor. This throws off our monthly accounting reconciliations to have a payment on the books and then later on have that payment record automatically deleted. Not sure what the solution is!

**What problems is Ramp solving and how is that benefiting you?**

Ramp saves our team a ton of time by making it very, very simple document credit card expense info. Also, making bill-pay and approvals completely remote through Ramp has saved our team from having to drive into the office or wait until an approver is back from work-related travel. This means our vendors get paid faster, which is great!

  ### 24. Efficient and Seamlessly Integrated with QB

**Rating:** 5.0/5.0 stars

**Reviewed by:** FREDERIC S. | CEO, Small-Business (50 or fewer emp.)

**Reviewed Date:** November 10, 2025

**What do you like best about Ramp?**

Efficient and linked to QB so easy for accounting

**What do you dislike about Ramp?**

nothing special, perhaps the card limits shuld be better explained

**What problems is Ramp solving and how is that benefiting you?**

clear follow up on our account spending

  ### 25. Ramp is the best expense management tool that I have used

**Rating:** 5.0/5.0 stars

**Reviewed by:** Cason P. | Accountant, Mid-Market (51-1000 emp.)

**Reviewed Date:** May 27, 2025

**What do you like best about Ramp?**

Ramp puts all of our AP processes into one system. We use Ramp for Expense reporting, AP, procurement, and credit card expenses. We also are able to use Ramp for all three of our company's subsidiaries which helps simplify multiple processes since our entire company is able to use one system.

**What do you dislike about Ramp?**

One thing that could improve is the ability to pay bills from our other subsidiaries bank accounts that are located internationally.

**What problems is Ramp solving and how is that benefiting you?**

By using Ramp we have been able to cut our month end close process down by 20%. It has greatly improved our efficiency when coding transactions, managing spend, and ensuring our AP processes are complete.

  ### 26. Effortless to Use with Impressive Real-Time Features

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Insurance | Mid-Market (51-1000 emp.)

**Reviewed Date:** December 11, 2025

**What do you like best about Ramp?**

Easy to use and real time notifications. I can take care of my expenses the moment the transaction is made.

**What do you dislike about Ramp?**

Nothing. I like everything about it. It’s very easy to use. The app is simple to navigate and it always works.

**What problems is Ramp solving and how is that benefiting you?**

Keeping track of my business expenses.

  ### 27. Ramp is an excellent tool for small businesses / non-profits

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Non-Profit Organization Management | Small-Business (50 or fewer emp.)

**Reviewed Date:** June 23, 2025

**What do you like best about Ramp?**

Ramp is extremely user friendly and delivers all of the A/P needs in an easy to use, business friendly way.  We use it to ingest and store receipts, accounting, payments and credit cards.  Implementation was very easy.

**What do you dislike about Ramp?**

The only downside is that Ramp is not automatically linked into one of our banks, which means we need to upload statements each month if we want to use that account for payments.  However, Ramp is linked into our main operating account.

Customer service is responsive but only available via email and sometimes it's just easier to talk things through live.

**What problems is Ramp solving and how is that benefiting you?**

Ramp is solving for automating and providing process to A/P, providing credit cards and reporting.  It is a tremendous benefit as it saves time, makes the process easy and professionalizes everything.

  ### 28. The Best Expense System

**Rating:** 5.0/5.0 stars

**Reviewed by:** Caron A. | Chief of Staff, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 29, 2025

**What do you like best about Ramp?**

The ease of attaching receipts, the reminder text to users, the sync to our accounting software. This software has cut the manual hours required with Concur by a full 8 hour day.

**What do you dislike about Ramp?**

At times, the text messages don't come through to remind the user to attach receipts.

**What problems is Ramp solving and how is that benefiting you?**

It has cut back on the manual labor required to input and pull data from other expense systems we used in the past, less missing receipts.

  ### 29. Effortless Expense Management with Room for Improvement

**Rating:** 5.0/5.0 stars

**Reviewed by:** Elizabeth&nbsp; B.

**Reviewed Date:** August 27, 2025

**What do you like best about Ramp?**

I find Ramp's expense reporting system to be the best on the market. It efficiently solves the problem of requiring managerial review for every expense, thanks to its allowances feature for approvals. I also appreciate Ramp's ease of use, making it a go-to product.

**What do you dislike about Ramp?**

I think the reporting capabilities in Ramp need improvement. More robust reporting features would enhance the overall user experience.

**What problems is Ramp solving and how is that benefiting you?**

I find that Ramp eliminates the need for managers to review every expense manually by utilizing allowances for approvals. It simplifies expense reporting, enhancing efficiency and ease of use for our team.

  ### 30. Ramp gives us the freedom and efficiency we've been looking for..

**Rating:** 5.0/5.0 stars

**Reviewed by:** Alison H. | Accountant, Small-Business (50 or fewer emp.)

**Reviewed Date:** February 20, 2025

**What do you like best about Ramp?**

Ramp gives the ultimate power to our employees - to spend as needed, efficiently add a receipt, code the transaction for our budget and give a memo for the purchase. This keeps the accounting office from having to hunt down receipts and try to guess where the employee wants to charge the item.

**What do you dislike about Ramp?**

Honestly, our employees picked it up faster than we could imagine. We gave them no training - yet, from the moment it was rolled out for employees use, they have used it like crazy. The accounting department was still learning the software and how to reconcile/account for all the transactions while the employees were using it profusely!

**What problems is Ramp solving and how is that benefiting you?**

Timing of purchases. We did Purchase Orders on paper which had to wait about a week for implementation. Now, we do POs on Ramp and they have a 1-2 hour approval record. Items are purchased sooner when they are really needed so that employees are able to do their jobs more effectively.

  ### 31. Ramp is game changer for small business!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ron W. | Executive Artistic Director, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 11, 2025

**What do you like best about Ramp?**

The software, QBO, and Gmail integration is excellent,. The bill pay features are excellent as well.

**What do you dislike about Ramp?**

Would like more flexible roles for my staff

**What problems is Ramp solving and how is that benefiting you?**

reconciling our company credit card purchases with ramp has saved hours of monthly staff time. The bill pay has also saved many hours as well.

  ### 32. Ramp is Intuitive

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Online Media | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 24, 2025

**What do you like best about Ramp?**

I love the intuitive nature of Ramp. Things work like I expect and the team tends to be easy to get in touch with. Constantly shipping new features!

**What do you dislike about Ramp?**

Sometimes it seems like the company is still catching up on a few features. I'm sure it'll get sorted out and have trust in the team to BUILD.

**What problems is Ramp solving and how is that benefiting you?**

Ramp is great with organizing our expenses and AP, so that I can spend my time doing other more value added items.

  ### 33. Effortless Receipt Entry

**Rating:** 4.0/5.0 stars

**Reviewed by:** Casey O. | Accounts Payable, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 27, 2025

**What do you like best about Ramp?**

mobile app and ease of entering receipts and memo info

**What do you dislike about Ramp?**

No real problems for me. Sometimes the website menus and options change without warning but it's pretty easy to figure out

**What problems is Ramp solving and how is that benefiting you?**

individual team members able to do their own purchasing. international travel for business having a credit card that works. easier for individuals to enter receipts because of the mobile app.

  ### 34. Easily the best credit card and coding system I've ever used

**Rating:** 5.0/5.0 stars

**Reviewed by:** Todd W. | Director, Mid-Market (51-1000 emp.)

**Reviewed Date:** September 16, 2025

**What do you like best about Ramp?**

I absolutely love the ease of use and versitilty!

**What do you dislike about Ramp?**

Sometimes the user interface (web) is not the most intuitive. It's learnable but sometimes confusing.

**What problems is Ramp solving and how is that benefiting you?**

the ease of separate funds that can be shared with other cardholders within the company is a massive win!

  ### 35. Extremely Easy to Submit Purchase Receipts via RAMP

**Rating:** 5.0/5.0 stars

**Reviewed by:** Raymond G. | IT Services Manager, Education Management, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 12, 2025

**What do you like best about Ramp?**

It is so easy to submit purchase receipts via RAMP! Sending an email or using my phone to submit a memo and attach a PDF or picture of my receipts is so convenient!

**What do you dislike about Ramp?**

The Android phone app glitches sometimes.

**What problems is Ramp solving and how is that benefiting you?**

It allows for me to submit my purchases and expenses for the equipment I buy to my boss for auditing purposes.

  ### 36. Easy to Use and Easy to Understand

**Rating:** 5.0/5.0 stars

**Reviewed by:** Brooks B. | Managing Member / CPA, Small-Business (50 or fewer emp.)

**Reviewed Date:** May 09, 2025

**What do you like best about Ramp?**

Ramp's card function is easy to use and attaching invoices/receipts make documentation a breeze.  Live and recorded webinars make it easy to configure and implement.  Customer Support is always responsive and the follow up is outstanding.  If a support agent isn't able to provide a solution, you can bet they'll follow up.

**What do you dislike about Ramp?**

In Bill Pay a payment made outside of Ramp doesn't integrate to the ERP accounting system our clients use and that creates double work.

**What problems is Ramp solving and how is that benefiting you?**

Tracking expense documentation is easy although developing employee (and management habits) for recording receipts and invoices is difficult.  The app does make it easy to capture on the spot.

  ### 37. Best Product I have used so far

**Rating:** 5.0/5.0 stars

**Reviewed by:** Ntianu O. | Director of Accounting, Mid-Market (51-1000 emp.)

**Reviewed Date:** July 30, 2025

**What do you like best about Ramp?**

I like how often Ramp rolls out product improvements. The product is packed with relevant features without being overwhelming,

**What do you dislike about Ramp?**

Ramp will want to focus some more resources on improving its requisition to procure workflow. Integrations to more contract signing platforms (like Hellosign) would be helpful.

**What problems is Ramp solving and how is that benefiting you?**

Ramp is easy to use and automates the vendor payment and management process from an accounting perspective.

  ### 38. Ramp makes credit card spending easy!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Patti P. | Corporate Controller, Mid-Market (51-1000 emp.)

**Reviewed Date:** August 15, 2023

**What do you like best about Ramp?**

The fact that is syncs with my accounting software to import the expenses seamlessly.

**What do you dislike about Ramp?**

I had some issues with implementation and it took a little bit longer time to get everything set up, but it is all good now.

**What problems is Ramp solving and how is that benefiting you?**

Keeping track of receipts and credit card spend by employee.

  ### 39. Nice! Neat! Efficient!

**Rating:** 5.0/5.0 stars

**Reviewed by:** Gary M. | Sales Exectuive, Small-Business (50 or fewer emp.)

**Reviewed Date:** August 25, 2025

**What do you like best about Ramp?**

Quick and Easy! No fuss, no mess. Efficient!

**What do you dislike about Ramp?**

Sometimes it takes some time for the transaction to appear; even though I already have the receipt.

**What problems is Ramp solving and how is that benefiting you?**

Working on speed. Processing the transaction. Sometimes I have the receipt and not the transaction. I have to wait till a later time.

  ### 40. Every business should have ramp

**Rating:** 5.0/5.0 stars

**Reviewed by:** Molli G. | Business Operations Associate, Small-Business (50 or fewer emp.)

**Reviewed Date:** January 31, 2025

**What do you like best about Ramp?**

We switched from Bill.com and there are a few things I love about ramp: 
- Ease of use: the UX is incredibly easy to navigate 
- Getting the team set up! It was easy to get everyone in, even our accountants 
- Customer service is always so helpful, even when there aren't features that are offerred currently, they'll provide work arounds or let you know when that feature is offered. 
-I'm able to choose the accounting date when syncing to our accounting software. This is a big one, especially for accrual accounting. It saves so much time. 
-Our billing/receipt/all accounting flows just so much easier because it's so much easier to get the context of what the charge was, and if I don't know, the comments or reminders in ramp allow me to follow up with the team.

**What do you dislike about Ramp?**

There are only two things I wish I could change about Ramp: 
-I wish you could set the time zone and time for cards with daily limits to reset. Currently it's in UTC which can be tricky when we use it for team onsites since it doesn't coincide with when we're using the cards. 
-I wish you could designate someone on the team as a "travel planner" to automatically be able to book travel and manage trips for everyone. Currently, a user can log in and designate someone individually to do this, but it would be helpful to take away this step (especially for C-level users who usually don't have the time to log in and do this).

**What problems is Ramp solving and how is that benefiting you?**

It allows us to control spending so much more as well as automate a lot of our otherwise very timely accounting processes. In a small start up like ours, it's so important to have a software like Ramp that allows us to have that control and minimize the amount of time we're spending on the processes.

  ### 41. Gotta Have It Card

**Rating:** 5.0/5.0 stars

**Reviewed by:** Charlotte V. | Operations Manager, Mid-Market (51-1000 emp.)

**Reviewed Date:** November 17, 2025

**What do you like best about Ramp?**

It's Easy And Convenient And My Text Alerts Are Always On Time. I Love It.

**What do you dislike about Ramp?**

Adding An Additional Card To Pay Unauthorized Purchases.

**What problems is Ramp solving and how is that benefiting you?**

No Problems At All, If You Do Have A Problem They Will Defiantly Work With You To Resolve It Easily.

  ### 42. Easy Fast & Efficient

**Rating:** 5.0/5.0 stars

**Reviewed by:** Vincent D. | CFO, Small-Business (50 or fewer emp.)

**Reviewed Date:** September 16, 2025

**What do you like best about Ramp?**

Ease of use for my team. The adoption was quick and all users were very satisfied with Ramp for T&E

**What do you dislike about Ramp?**

Nothing.  It's a great product and well designed.

**What problems is Ramp solving and how is that benefiting you?**

ease of use for team and paperless T&E

  ### 43. Receipt Capture Game Changer

**Rating:** 5.0/5.0 stars

**Reviewed by:** Melanie U. | Vice President of Operations, Mid-Market (51-1000 emp.)

**Reviewed Date:** April 16, 2025

**What do you like best about Ramp?**

Receipts are like the left sock that seems to just disappear despite your best efforts to keep up with them. I charge on my Ramp card and within seconds I get a text asking to snap a picture and reply to the text. No more lost receipts! Besides this miraculous functionality, coding and approving is a breeze.

**What do you dislike about Ramp?**

Ramp did everything it can do to think about the end user's pain points and got rid of them. I can't think of anything that I dislike about Ramp.

**What problems is Ramp solving and how is that benefiting you?**

Keeping track of receipts and all the administrative time it takes to manage employee spending, tracking, and coding are the things Ramp solves.

  ### 44. Effortless Receipt Matching and Automated Expense Details

**Rating:** 5.0/5.0 stars

**Reviewed by:** Nicholas R. | Mosaic Congregational Leader, Mid-Market (51-1000 emp.)

**Reviewed Date:** October 26, 2025

**What do you like best about Ramp?**

The receipt matching is a breeze. It generates a lot the details of an expense automatically.

**What do you dislike about Ramp?**

There are no downsides. It's the best expense management app I've used.

**What problems is Ramp solving and how is that benefiting you?**

Tracking receipts and expenses in a more timely manner has grately improved under Ramp, as has moving reimbursements and expenses into one process.

  ### 45. Easy to use and very fast

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Electrical/Electronic Manufacturing | Small-Business (50 or fewer emp.)

**Reviewed Date:** May 10, 2025

**What do you like best about Ramp?**

The website is very fast to use. receipts show up as soon as your transaction goes through allowing you to review the transaction quickly.

**What do you dislike about Ramp?**

Information on the Phone App is harder to find such as virtual credit card details.

**What problems is Ramp solving and how is that benefiting you?**

Very fast to use. All transactions are done on the app so i no longer have to keep a spreadsheet of expenses.

  ### 46. Phenomenal

**Rating:** 5.0/5.0 stars

**Reviewed by:** Dreu D. | Co-President, Small-Business (50 or fewer emp.)

**Reviewed Date:** July 07, 2025

**What do you like best about Ramp?**

Ramp has allowed us to completely renovate our finance department in a positive, automated, systematic way. From acccounts payable, bill pay, corporate card travel management, to booking hotels, we are extremely grateful for the various features. Also, the UX is so great, it is very easy to adapt to the new features and maximize them.

**What do you dislike about Ramp?**

Maybe the billpay / check payments could be better. Sometimes vendors may lose checks, and it would be great to have a tracking system to prove it arrived to the destination.

**What problems is Ramp solving and how is that benefiting you?**

All sorts man. They are killing it. AP, Treasury account, invoicing, travel management, to budgeting for the company

  ### 47. Switched from Expensify and Ramp offers significantly higher quality of life

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Information Technology and Services | Mid-Market (51-1000 emp.)

**Reviewed Date:** July 17, 2025

**What do you like best about Ramp?**

We switched to Ramp from Expensify and it's saving me a lot of time and headache as an end user and expense reviewer / approver. The AI that prefills expense details based on your image upload is much more accurate, the expense review and approval workflow is streamlined, and you don't get annoying unsolicited personal/political emails from the CEO.

**What do you dislike about Ramp?**

The approve / deny through Slack is a cool tool, but would be more useful if you could also see the attached receipt in Slack so you don't have to click through to the app.

**What problems is Ramp solving and how is that benefiting you?**

Streamlining expense review and approval.

  ### 48. Super Helpful and Quick for Easy Card Info Access

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Accounting | Small-Business (50 or fewer emp.)

**Reviewed Date:** December 02, 2025

**What do you like best about Ramp?**

Super helpful and quick. I am able to find my card info for transactions with ease

**What do you dislike about Ramp?**

I believe maybe the home screen could use an update

**What problems is Ramp solving and how is that benefiting you?**

online purchases for company expenses

  ### 49. Its a great tool to track expenses

**Rating:** 5.0/5.0 stars

**Reviewed by:** Verified User in Construction | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 16, 2025

**What do you like best about Ramp?**

Its easy to use and I can input my expenses and receipts immediately. It saves me a ton of time not having to go back in at the end of the month and do an expense report.

**What do you dislike about Ramp?**

I don't have much feedback in this area.

**What problems is Ramp solving and how is that benefiting you?**

Its allowing me to organize and track my expenses for my work trips. It saves me time and ensures that my reports are accurate.

  ### 50. Ramp is the easiest platform to submit expenses

**Rating:** 4.5/5.0 stars

**Reviewed by:** Verified User in Computer Software | Mid-Market (51-1000 emp.)

**Reviewed Date:** September 16, 2025

**What do you like best about Ramp?**

Ramp uses AI to automatically generate expenses to submit based on your receipts. It takes little to no time to submit expense reports. I like that you can see where the approval process sits. It's also very easy to review historical expenses.

**What do you dislike about Ramp?**

I can't think og anything that I dislike about Ramp.

**What problems is Ramp solving and how is that benefiting you?**

Ramp helps me easily get approved and reimbursed for ad-hoc expenses mostly related to customer travel.


## Ramp Discussions
  - [When can we expect a native iOS app? When can we see Microsoft identity integration?](https://www.g2.com/discussions/when-can-we-expect-a-native-ios-app-when-can-we-see-microsoft-identity-integration) - 3 comments, 1 upvote

- [View Ramp pricing details and edition comparison](https://www.g2.com/products/ramp-financial-ramp/reviews?page=7&qs=pros-and-cons&section=pricing&secure%5Bexpires_at%5D=2026-07-17+08%3A00%3A34+-0500&secure%5Bsession_id%5D=762f7ca6-090c-4023-9233-5f34cae396e3&secure%5Btoken%5D=beb8300df552a8af6e635a7fbf21792541b34de54d1285a0453720e27679e515&format=llm_user)
## Ramp Integrations
  - [Acumatica](https://www.g2.com/products/acumatica/reviews)
  - [Amazon Aurora](https://www.g2.com/products/amazon-aurora/reviews)
  - [AppFolio](https://www.g2.com/products/appfolio/reviews)
  - [Apple Pay for merchants](https://www.g2.com/products/apple-pay-for-merchants/reviews)
  - [Campfire](https://www.g2.com/products/campfire-2026-02-16/reviews)
  - [Google Workspace](https://www.g2.com/products/google-workspace/reviews)
  - [NetSuite](https://www.g2.com/products/oracle-netsuite/reviews)
  - [Net@Suite](https://www.g2.com/products/net-suite/reviews)
  - [Okta](https://www.g2.com/products/okta/reviews)
  - [Qbo](https://www.g2.com/products/qbo/reviews)
  - [QuickBooks Desktop Enterprise](https://www.g2.com/products/quickbooks-desktop-enterprise/reviews)
  - [QuickBooks Online](https://www.g2.com/products/quickbooks-online/reviews)
  - [QuickBooks Online Advanced](https://www.g2.com/products/quickbooks-online-advanced/reviews)
  - [QuickBooks Time](https://www.g2.com/products/quickbooks-time/reviews)
  - [Sage Intacct](https://www.g2.com/products/sage-intacct/reviews)
  - [Shared Contacts for Gmail](https://www.g2.com/products/shared-contacts-for-gmail/reviews)
  - [Slack](https://www.g2.com/products/slack/reviews)
  - [Slack Connector for Jira](https://www.g2.com/products/slack-connector-for-jira/reviews)
  - [Traverse](https://www.g2.com/products/managry-traverse/reviews)
  - [Uber for Business](https://www.g2.com/products/uber-for-business/reviews)
  - [Xero](https://www.g2.com/products/xero/reviews)

## Ramp Features
**Expense Reports**
- Ease of Creating Expense Reports
- Bank / Credit Card Integration
- Smart Categorization
- Digital Receipt Management
- Employee Reimbursement
- Currency Conversions

**Setup**
- Data
- Approvals
- Alignment

**Planning**
- Processes
- Contracts
- Content
- Requisition

**Data Management**
- Consolidation
- Classification
- External Sources
- Integration
- Cleaning

**Invoice Management**
- Capture
- Repository

**Expense Reporting**
- Expense Automation
- Integration
- Compliance
- Mobile Functionality

**Purchase Requisition and Approval Workflow - Procurement Orchestration**
- Notifcations
- Workflows
- Purchase Orders

**Agentic AI -  Accounts Payable (AP) and Spend Analysis**
- Decision Making

**Agentic AI - Accounting & Finance**
- Autonomous Task Execution

**Agentic AI - Vendor Management**
- Decision Making

**Agentic AI - Expense Management**
- Autonomous Task Execution
- Cross-system Integration

**Travel Management**
- Itinerary Management
- Advanced Integrations

**Revenue Recognition**
- Usage Tracking
- Deferred Revenue
- Revenue Accrual

**Performance**
- Forecasting
- Savings

**Execution**
- Sourcing
- Purchasing
- Invoicing

**Analytics**
- Benchmarking
- KPIs
- Compliance
- Errors

**Invoice Processing**
- Matching
- Payments
- Workflows

**Approval **
- Rules
- Workflows
- Submit

**Supplier Management - Procurement Orchestration**
- Tracking
- Onboarding
- Database

**Analytics**
- Visibility
- Performance
- Spend

**Analytics**
- Due Dates

**Recovery**
- Historical payments
- Overpayments

**Payment Cards**
- One-time Virtual
- Recurring Virtual
- Physical

**AI - Travel Management**
- Personalization
- Predictive Analytics
- Cost Savings
- Efficiency
- Real-Time Assistance

**Spend Management - Procurement Orchestration**
- Analysis
- Visibility

**Integration**
- Accounting
- ERP

**AP Data Processing**
- Workflows
- Transparency
- Controls

**Reporting**
- Real time
- Multiple Views
- Export

**Compliance and Risk Management - Procurement Orchestration**
- Risk Assessment
- Compliance
- Audits

**Agentic AI -  Procure to Pay**
- Multi-step Planning

**Agentic AI - Travel Management**
- Autonomous Task Execution
- Proactive Assistance

**Generative AI - Expense Management**
- Image-to-Text
- Text Generation
- Text Summarization

**Payments**
- Vendor
- Recurring
- Employee Reimbursements
- ACH

**Workflow Automation - Procurement Orchestration**
- Routing
- Configuration
- Approvals

**Employee Risk Management**
- Emergency Assistance Integration
- Policy Enforcement & Compliance
- Traveler Tracking
- Risk Alerts & Safety Notifications

**Mobile**
- Receipt Capture

**Platform**
- Embedded AI / Machine Learning
- Complex Approval Workflow

**Fraud & Risk Management**
- Notifications
- Unique Cards
- Controls

**Agentic AI - Procurement Orchestration**
- Autonomous Task Execution

**Sustainability & Reporting**
- Sustainability Reporting
- Green Travel Recommendations
- Carbon Emissions Tracking

**Administration**
- PCI Regulation Compliant

**Agentic AI - Spend Management**
- Proactive Assistance

**Administration**
- Business Tool Integration
- Workflow
- Automated Reminders
- Policy Compliance Management
- User, Role, and Access Management

**Platform**
- Reporting
- APIs / Integration
- Performance and Reliability
- Mobile User Support

**Audit**
- Overpayments
- Duplicates

**Agentic AI - AP Automation**
- Autonomous Task Execution
- Proactive Assistance
- Decision Making

## Top Ramp Alternatives
  - [Stampli](https://www.g2.com/products/stampli/reviews) - 4.6/5.0 (1,952 reviews)
  - [Coupa](https://www.g2.com/products/coupa-software-coupa/reviews) - 4.2/5.0 (555 reviews)
  - [Brex](https://www.g2.com/products/brex/reviews) - 4.8/5.0 (1,587 reviews)

