Being able to accept contactless card and digital wallet payments straight from a phone, with no extra card reader to carry or charge, has made it incredibly convenient for smaller or on-the-go transactions. Setup was fast — no additional hardware to pair or troubleshoot — and payments settle into the same PayPal balance we already use, so there's no separate system to reconcile. It's also reassuring that it uses the same security and encryption standards as regular card payments, so accepting tap payments this way doesn't feel like a compromise compared to a traditional card reader. Review collected by and hosted on G2.com.

It requires a fairly recent phone with NFC support, so it's not usable on older devices without buying new hardware. Transaction fees are on the higher end compared to some dedicated card readers, which adds up if you're processing a high volume of payments. It's also entirely dependent on a stable internet or data connection — if the connection drops, you can't process a payment at all, which has been an issue once or twice in areas with weak signal. Review collected by and hosted on G2.com.