MS

Matthew S.

Wealth Management Advisors

Small-Business (50 or fewer emp.)

2/24/2026

"A Time-Travel-Like View of Clients’ Financial Futures"

4.5/5

What do you like best about eMoney?

I like the detail of a client's life that I can account for. I describe it as the closest thing we have to a time travel machine to replicate their life today and project out into the future. Also, the eMoney service is great to check that what I am modeling makes sense and is accurate. Review collected by and hosted on G2.com.

What do you dislike about eMoney?

Some parts are not intuitive and if I don't call into eMoney support I can make mistakes that impact recommendations. An example is the other day I had a client who created their own detailed spreadsheet. The spreadsheet showed that he and his wife should take social security at 63. In the office we rarely if ever recommend taking social security before FRA. The results in his plan were showing they should delay to 70 or at least take a 67. I was pretty confident of the results and didn't call in. The client called me on it because in the cash flow the social security benefit at 63 was too low. I called into eMoney and that checked out because I left benefit specified as Full Retirement Age amount for the base facts and comparison plans so the benefits were reduced more than necessary because I entered the specific amounts from social security statements the client provided. Learning lesson for me to call in and have someone look over planning I am doing. It was a simple mistake and the client's probability of success wasn't hurt really in any instance, but I want to maintain us as the experts giving guidance as much as possible. I have used eMoney a lot in my current role and previous role so I don't know that I would change anything, but I wanted to share my experience in case the smart people on your end can make use of that to make the platform more intuitive. I just checked and if I hover it explains what each benefit specified as means. So really I don't know how to protect it from a user making an error like that, but that was something recent and relevant. As soon as I get pretty confident in modeling things in eMoney it seems like I will trip up on something fairly straightforward like that. The open architecture of advanced planning is great since pretty much almost anything can be built so a second set of eyes is always helpful. Review collected by and hosted on G2.com.

What problems is eMoney solving and how is that benefiting you?

We build a financial plan for every client. We have our own report template we call our Wealth Analysis. We account for as much as our client's lives as possible to give them comprehensive planning guidance. We look for opportunities to invest cash or change allocations, we look for opportunities to convert to Roth, and we are starting to use it for risk management and insurance planning. Specifically life insurance and long-term care. Review collected by and hosted on G2.com.

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