Zest AI is a company that specializes in creating advanced machine learning software for the financial services industry to improve the accuracy of underwriting and lending decisions. Their platform leverages AI to analyze a wide range of data points, allowing lenders to assess credit risk more effectively and inclusively. By using Zest AI's solutions, financial institutions can increase approval rates, reduce risk, and expand financial access. The company also emphasizes the importance of transparent and fair lending practices, ensuring that AI-driven solutions comply with regulatory standards and decrease discrimination.